Frequently Asked Questions
FAQ > Foreclosure FAQs > What should I do if I get a certified letter from the clerk of courts?

Frequently Asked Questions

Answers

What should I do if I get a certified letter from the clerk of courts?
  • If you haven’t paid your house payment, it is probably a foreclosure action. Open it and take action. Contact Save the Dream Ohio at (888) 404-4674 for help.
  • File a foreclosure answer. You only have 28 days to file an answer with the court, even if you are talking with your lender to work it out. Failure to file an answer will result in the loss of your home. An answer may be written in a legal document or as a simple letter.
  • Look for information about mediation in your court documents. If you don’t find any, ask the judge assigned to your case to refer your case for foreclosure mediation. Foreclosure mediation, available in every Ohio county, helps borrowers and lenders reach mutual agreement to resolve the foreclosure action. Find out more about foreclosure mediation. Get information for local court mediation contacts from the Ohio Supreme Court.