Frequently Asked Questions

What happens if I get sued by a debt collector?

Answers

What happens if I get sued by a debt collector?

If you get served with court papers, do not ignore them. Open and read them carefully. In Ohio, you have 28 days after you have been served with court papers to answer or respond to the complaint. If you disagree with the amount of money claimed, or you do not believe you owe the money, you should respond. This is called filing an answer.

Always read all correspondence you get from a court or debt collector’s attorney. These papers contain important information about court dates and other obligations.

For more information about getting sued by a debt collector, visit Ohio Legal Services at www.ohiolegalservices.org. To find a civil legal aid provider, call (866) LAW-OHIO (866-529-6446).