FAQ > Consumer Protection FAQs > How can I get help settling my debts?
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How can I get help settling my debts?
Paying down debt is hard work. There is no quick fix. If you want to settle your debts, explore multiple options, such as contacting your creditors yourself to try to negotiate a reduced balance, working with a nonprofit credit counseling agency, or working with a reputable business. Beware of scams and false promises to erase your debt. You can contact a certified, nonprofit credit counselor by calling the National Foundation for Credit Counseling at (800) 388-2227.