FAQ > Consumer Protection FAQs > What should I do if a debt collector is contacting me and I believe I do not owe the debt, or I want
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What should I do if a debt collector is contacting me and I believe I do not owe the debt, or I want proof of the debt?
While there are con artists who try to scam consumers by claiming they owe debt, if you believe a legitimate debt collector has contacted you about debt you do not owe, you can dispute the debt. Send a letter to the debt collector stating your reasons for the disputing the debt. The debt collector must cease contacting you until they verify that the debt is valid.