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<atom:link href="https://ohioattorneygeneral.gov/Media/Newsletters/RSS-Feeds/Consumer-Advocate-RSS" rel="self" type="application/rss+xml"/>
<title><![CDATA[Consumer Advocate RSS]]></title>
<link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/RSS-Feeds/Consumer-Advocate-RSS]]></link>
<description><![CDATA[The latest news about law enforcement, Ohio legal issues, consumers, victims, nonprofits and more from the Ohio Attorney General's Office.]]></description>
<language><![CDATA[en-US]]></language>
<item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Military-leave-scam-targets-military-families]]></guid>
     <title><![CDATA[“Military leave scam” targets military families, friends]]></title>
     <description><![CDATA[Family members and friends of active-duty service members should beware of individuals who ask for money in exchange for granting military leave to their loved ones. <br />
<br />
In one version of the scam, the letter received is from &ldquo;General Robert Gate&rdquo; explaining that their military member has been considered for leave, and that the consumer must immediately send $1,200 via wire transfer to a Fort Hood agent in Illinois to cover transit and related expenses.<br />]]></description>
     <pubDate>Wed, 26 Oct 2011 13:49:34 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Military-leave-scam-targets-military-families]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Free-personal-finance-training-for-teachers]]></guid>
     <title><![CDATA[Free personal finance training for teachers]]></title>
     <description><![CDATA[Starting this year, personal finance education will be mandated for all Ohio high school students entering high school for the first time on or after July 1, 2010. To help teachers prepare for the mandate, state agencies are offering Teacher Academies to provide training and resources.]]></description>
     <pubDate>Tue, 13 Apr 2010 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Free-personal-finance-training-for-teachers]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/A-look-back-at-some-of-the-accomplishments-made-in]]></guid>
     <title><![CDATA[A look back at some of the accomplishments made in 2011]]></title>
     <description><![CDATA[It was a busy first year at the Ohio Attorney General&rsquo;s Office since Mike DeWine took the oath of office last January, pledging to protect Ohio&rsquo;s families.<br />
<br />
Here are a few of the year&rsquo;s highlights of what Attorney General DeWine and his office have been accomplishing:<br />]]></description>
     <pubDate>Fri, 30 Dec 2011 16:16:27 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/A-look-back-at-some-of-the-accomplishments-made-in]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Air-duct-cleaning-hype-vs-science]]></guid>
     <title><![CDATA[Air duct cleaning: hype vs. science ]]></title>
     <description><![CDATA[<p class="MsoNormal"><span style="font-family: Arial">Advertisements for air duct cleaning may emphasize the health risks posed by dirty or moldy ducts in your home, but knowledge about the health benefits of duct cleaning is limited.<br />
</span></p>
<p class="MsoNormal"><span style="font-family: Arial">Additionally, air duct cleaning services may advertise a low price, but then charge you a much higher amount once a representative is in your home performing the work.</span></p>]]></description>
     <pubDate>Wed, 21 Sep 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Air-duct-cleaning-hype-vs-science]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Attorney-General-DeWine-focuses-on-protecting-fami]]></guid>
     <title><![CDATA[Attorney General DeWine focuses on protecting families]]></title>
     <description><![CDATA[<p>On Jan. 10, Mike DeWine took office as Ohio&rsquo;s 50th attorney general.</p>
<p>In his inaugural remarks, Attorney General DeWine explained his top priority: to protect families. He said it is especially important to protect the most vulnerable among us.</p>]]></description>
     <pubDate>Thu, 10 Feb 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Attorney-General-DeWine-focuses-on-protecting-fami]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Beware-of-Internet-pop-ups]]></guid>
     <title><![CDATA[Beware of Internet pop-ups]]></title>
     <description><![CDATA[When online, you will likely encounter a pop-up advertisement or two. In addition to being a nuisance, they may bring viruses and send out your personal information.<br />
<br />
Pop-ups are generally new web browser windows used to display advertisements. Pop-under ads are similar to pop-up ads, except that the ad window appears hidden behind the main browser window rather than in front of it.<br />
]]></description>
     <pubDate>Mon, 14 Nov 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Beware-of-Internet-pop-ups]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Beware-of-tax-scams]]></guid>
     <title><![CDATA[Beware of tax scams]]></title>
     <description><![CDATA[<p>
	Filing income tax returns is an annual task that few enjoy. But be careful! During tax season, some scam artists use the Internal Revenue Service&rsquo;s (IRS) name or logo to try to steal unsuspecting consumers&rsquo; financial information.</p>
<p>
	A Franklin County resident said he received an e-mail message that appeared to be from the IRS. The e-mail indicated that the consumer was late in submitting his W-2 form and instructed him to click on a link to send the updated form. Fortunately, the consumer recognized that the e-mail was a scam, and he did not click on the link nor provide any personal information.</p>
]]></description>
     <pubDate>Thu, 24 Mar 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Beware-of-tax-scams]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Buying-a-car-on-Craigslist-Watch-for-scams]]></guid>
     <title><![CDATA[Buying a car on Craigslist? Watch for scams]]></title>
     <description><![CDATA[<p>Fraudulent postings are a common occurrence on Craigslist. If you  plan to buy a vehicle from a Craigslist seller, be very cautious.</p>
<p>A  Trumbull County consumer said he found a 2005 all-terain vehicle for  sale on Craigslist. The seller told him to send $1,600 via Western Union  to London, and promised to send the vehicle. Although the consumer sent  the money, the vehicle never arrived.</p>]]></description>
     <pubDate>Wed, 27 Apr 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Buying-a-car-on-Craigslist-Watch-for-scams]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Buying-online-Beware-of-payment-scams]]></guid>
     <title><![CDATA[Buying online? Beware of payment scams]]></title>
     <description><![CDATA[<p class="MsoNormal"><span style="font-family: Arial;">Scam artists may try to lure buyers away from the established payment mechanism so that they can more easily steal buyers&rsquo; money. </span></p>
<p class="MsoNormal"><span style="font-family: Arial;">They often prefer payment via wire transfer, because a wire transfer leaves very little paper trail, helping scammers get away with their ploys.</span></p>]]></description>
     <pubDate>Wed, 21 Sep 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Buying-online-Beware-of-payment-scams]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Car-buyers-Beware-of-flood-damaged-cars]]></guid>
     <title><![CDATA[Car buyers: Beware of flood-damaged cars]]></title>
     <description><![CDATA[<p>This spring, floods devastated many regions throughout the United States.</p>
<p>In  addition to the immediate environmental impacts, flooding also can  cause serious damage to vehicles, and some damaged vehicles eventually  get sold to unsuspecting buyers.&nbsp;</p>]]></description>
     <pubDate>Mon, 27 Jun 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Car-buyers-Beware-of-flood-damaged-cars]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Celebrate-National-Consumer-Protection-Week-March]]></guid>
     <title><![CDATA[Celebrate National Consumer Protection Week March 6–12]]></title>
     <description><![CDATA[<p>Understanding your consumer rights is important every week of the  year, but during National Consumer Protection Week (NCPW), government  and nonprofit organizations across the country gear up to provide a  wealth of information on avoiding scams and making the most of your  money.</p>
<p>In honor of NCPW 2011, the Ohio Attorney General&rsquo;s Office is joining other government and nonprofit organizations to provide events and workshops throughout the state.</p>]]></description>
     <pubDate>Thu, 10 Feb 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Celebrate-National-Consumer-Protection-Week-March]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Celebrating-seniors-during-Older-Americans-Month]]></guid>
     <title><![CDATA[Celebrating seniors during Older Americans Month]]></title>
     <description><![CDATA[<p>May is Older Americans Month, a time to honor our seniors and to  encourage everyone, regardless of age, to live life to the fullest.&nbsp;</p>
<p>Older  Ohioans are a valuable resource, with their knowledge, skills and  experience. Unfortunately, seniors have long been a target of scam  artists, and as the population of older Ohioans grows, that trend likely  will continue.</p>
<p>According to recent reports from U.S. Census  data, Ohio&rsquo;s median age is growing, and the number of Ohioans who are 65  and older grew by about seven percent from 2000 to 2010.</p>]]></description>
     <pubDate>Mon, 23 May 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Celebrating-seniors-during-Older-Americans-Month]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Complaint-resolution-for-small-businesses]]></guid>
     <title><![CDATA[Complaint resolution for small businesses]]></title>
     <description><![CDATA[<p>Ohio Attorney General Mike DeWine recognizes that Ohio&rsquo;s small businesses are essential to growing the state&rsquo;s economy.</p>
<p>In support, the Attorney General&rsquo;s office provides a free complaint dispute resolution process for small businesses and nonprofits. This effort has helped save small businesses thousands of dollars.&nbsp;</p>]]></description>
     <pubDate>Mon, 25 Jul 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Complaint-resolution-for-small-businesses]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Consumer-lawsuit-Attorney-General-DeWine-sues-Clev]]></guid>
     <title><![CDATA[Consumer lawsuit: Attorney General DeWine sues Cleveland TV retailer ]]></title>
     <description><![CDATA[In November, Ohio Attorney General Mike DeWine sued Cleveland-based TV retailer Northeast Electronics, Inc. for multiple violations of Ohio consumer law.&nbsp;&nbsp;]]></description>
     <pubDate>Wed, 21 Dec 2011 13:26:01 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Consumer-lawsuit-Attorney-General-DeWine-sues-Clev]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Cracking-down-on-cyber-fraud]]></guid>
     <title><![CDATA[Cracking down on cyber fraud ]]></title>
     <description><![CDATA[<div>Cyber fraud is one of the fastest growing crimes across the nation. Scammers are increasingly using e-commerce websites like eBay and craigslist, or social media platforms like Facebook to prey on consumers.&nbsp;</div>]]></description>
     <pubDate>Wed, 21 Dec 2011 13:22:08 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Cracking-down-on-cyber-fraud]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Criminal-prosecution-of-Ohio-scammers]]></guid>
     <title><![CDATA[Criminal prosecution of Ohio scammers]]></title>
     <description><![CDATA[<p>In mid-July, Ohio Attorney General Mike DeWine and Greene County Prosecuting Attorney Stephen K. Haller announced the indictment of three individuals for engaging in a tree-trimming theft operation that targeted elderly victims in Greene, Butler, Franklin, and Montgomery Counties.</p>
<p>The indictments were the latest development in a statewide effort to increase the number of consumer protection cases prosecuted criminally.</p>]]></description>
     <pubDate>Mon, 25 Jul 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Criminal-prosecution-of-Ohio-scammers]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Destined-to-Be-a-Star-Evaluate-Talent-and-Model-Ag]]></guid>
     <title><![CDATA[Destined to Be a Star? Evaluate Talent and Model Agencies]]></title>
     <description><![CDATA[Before getting involved with a model or talent agent, be prepared and do plenty of research so you don&rsquo;t lose money.]]></description>
     <pubDate>Wed, 18 Jan 2012 13:33:55 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Destined-to-Be-a-Star-Evaluate-Talent-and-Model-Ag]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Did-you-know]]></guid>
     <title><![CDATA[Did you know ...?]]></title>
     <description><![CDATA[<p>The office of Ohio Attorney General Mike DeWine works hard to protect Ohio&rsquo;s families.<br />
<br />
Did you know that the Ohio Attorney General&rsquo;s office &hellip;</p>]]></description>
     <pubDate>Fri, 22 Apr 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Did-you-know]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Direct-Deposit-theft-protection-for-your-federal-b]]></guid>
     <title><![CDATA[Direct Deposit: theft protection for your federal benefit payments ]]></title>
     <description><![CDATA[Just months after the U.S. Department of the Treasury announced it is retiring paper checks for federal benefit payments and going all-electronic by March 1, 2013, the use of direct deposit is on the upswing &ndash; including in the Midwest.<br />
<br />
Currently, 88 percent of Social Security and Supplemental Security Income (SSI) payments in the Midwest are made electronically. While that number is up from 85 percent seven months ago, residents of these states still rely on nearly 1.78 million Social Security paper check payments each month, putting their money at risk of theft or fraud. <br />]]></description>
     <pubDate>Wed, 26 Oct 2011 13:54:36 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Direct-Deposit-theft-protection-for-your-federal-b]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/DIRECTV-complaint]]></guid>
     <title><![CDATA[DIRECTV complaint?]]></title>
     <description><![CDATA[<p>Ohio consumers who have outstanding complaints against DIRECTV dating  back to January 2007 may be eligible for settlement money, if they file  written or online complaints by May 30.</p>
<p>DIRECTV agreed to  provide compensation for eligible consumers under a 2010 settlement with  the Ohio Attorney General, 48 other states, and the District of  Columbia to resolve allegations of deceptive and unfair business  practices.</p>
<p>The settlement involved advertising, contract terms  and other issues. If you believe you might be eligible, file a written  or online complaint with the Ohio Attorney General&rsquo;s Office by May 30 at  www.OhioAttorneyGeneral.gov or by mailing a complaint form to the  Consumer Protection Section, Ohio Attorney General&rsquo;s Office, 30 E. Broad  St., 14th Floor, Columbus, Ohio 43215.<a target="_blank" href="http://www.OhioAttorneyGeneral.gov/ConsumerComplaint">www.OhioAttorneyGeneral.gov/ConsumerComplaint</a></p>]]></description>
     <pubDate>Mon, 23 May 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/DIRECTV-complaint]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Dispute-resolution-should-you-pay-for-it]]></guid>
     <title><![CDATA[Dispute resolution: should you pay for it?]]></title>
     <description><![CDATA[Where do you turn for help when you and a company disagree? <br />
<br />
Some companies ask for large upfront fees for dispute resolution services, but other organizations offer free help.]]></description>
     <pubDate>Wed, 26 Oct 2011 14:09:33 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Dispute-resolution-should-you-pay-for-it]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Dont-let-your-family-fall-prey-to-grandparent]]></guid>
     <title><![CDATA[Don’t let your family fall prey to “grandparent scams”]]></title>
     <description><![CDATA[<p>Grandparents across the state are continuing to lose money to scam artists posing as grandchildren.</p>
<p>Since January, the Attorney General&rsquo;s Office has received dozens of reports of grandparent scams from consumers across the state. In some cases, victims lose $10,000 or more.</p>]]></description>
     <pubDate>Mon, 25 Jul 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Dont-let-your-family-fall-prey-to-grandparent]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Don-t-let-Grandparent-Scam-phone-calls-fool-you]]></guid>
     <title><![CDATA[Don't let 'Grandparent Scam' phone calls fool you ]]></title>
     <description><![CDATA[<p>&ldquo;Hello Grandma?&rdquo;</p>
<p>&ldquo;It&rsquo;s me. Me and my friend are in Canada and got stopped by the police. I need a $1,000 to get out. Could you wire it to me? Please don&rsquo;t tell mom or dad. You know how they are. Thanks.&rdquo;</p>]]></description>
     <pubDate>Fri, 01 Apr 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Don-t-let-Grandparent-Scam-phone-calls-fool-you]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Don-t-miss-important-recall-notices]]></guid>
     <title><![CDATA[Don't miss important recall notices]]></title>
     <description><![CDATA[<p>Tracking recalls can seem overwhelming, but left unchecked, defective products can cause serious injury or even death, especially to children.</p>
For example, drawstrings on a child&rsquo;s sweatshirt could cause strangulation, small parts of toys may pose a choking risk and recalled produce could cause food poisoning.]]></description>
     <pubDate>Thu, 10 Feb 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Don-t-miss-important-recall-notices]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Don-t-pay-for-government-job-information]]></guid>
     <title><![CDATA[Don't pay for government job information]]></title>
     <description><![CDATA[<p>Although Ohio&rsquo;s unemployment rate has dropped, scam artists continue  to advertise phony job opportunities, hoping to take advantage of job seekers who may be desperate to find employment.</p>
<p>A  recently reported job scam requests a $38 fee to apply online for state  jobs and civil service testing. In reality, government job information  is available for free at <a href="http://www.Ohio.gov">www.Ohio.gov</a> (state jobs) and <a href="http://www.USAjobs.gov">www.USAjobs.gov</a> (federal jobs).</p>]]></description>
     <pubDate>Wed, 27 Apr 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Don-t-pay-for-government-job-information]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Dreaming-of-a-spring-vacation-Don-t-get-duped]]></guid>
     <title><![CDATA[Dreaming of a spring vacation? Don't get duped]]></title>
     <description><![CDATA[<p>Spring is in the air and vacations are just around the corner. But  before you book that long-awaited trip, remember to watch for travel  scams and tricky marketing ploys.</p>
<p>Some companies offer &ldquo;free&rdquo;  vacations, flights or other perks to entice you to sign up for a  membership or a more expensive trip.</p>]]></description>
     <pubDate>Thu, 24 Mar 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Dreaming-of-a-spring-vacation-Don-t-get-duped]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2011/Events-calendar-lists-many-opportunities-to-learn]]></guid>
     <title><![CDATA[Events calendar lists many opportunities to learn]]></title>
     <description><![CDATA[<p>Are you a teacher?</p>
<p>Senior citizen? Child of a senior?</p>]]></description>
     <pubDate>Tue, 09 Aug 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2011/Events-calendar-lists-many-opportunities-to-learn]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Families-colleagues-mourn-Ohio-s-fallen-officers]]></guid>
     <title><![CDATA[Families, colleagues mourn Ohio's fallen officers of 2010]]></title>
     <description><![CDATA[<p>Grace Leon shared a special gift Thursday with the loved ones of the four Ohio peace officers killed in the line of duty in 2010.</p>

<p>The gift of hope.</p>

<p>&ldquo;I want the survivors to know that sometimes life doesn&rsquo;t bring you what you want, but I can assure you that life brings you what you need,&rdquo; said Leon, whose late husband, Cleveland police officer Wayne Leon, was shot while making a traffic stop nearly 11 years ago. &ldquo;I hope peace fills your hearts and loving memories bring you comfort.&rdquo;</p>
]]></description>
     <pubDate>Thu, 05 May 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Families-colleagues-mourn-Ohio-s-fallen-officers]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Federal-benefits-to-be-paid-electronically]]></guid>
     <title><![CDATA[Federal benefits to be paid electronically]]></title>
     <description><![CDATA[<p>The U.S. Department of the Treasury now requires all federal benefit and nontax payments to be paid electronically. </p>
<p>People  applying for Social Security, Veterans benefits or other federal  benefits on or after May 1, 2011 will receive their payments  electronically starting with their first payment. People currently  receiving federal benefit checks will need to switch to an electronic  payment option by March 1, 2013.</p>
<p>Those who do not choose an  electronic payment option at the time they apply for federal benefits or  those who do not switch by the deadline will receive their benefit  payments via the Direct Express&reg; Debit MasterCard&reg; card, so they will  not experience any interruption in payment. People who are already  receiving benefit payments electronically do not need to take action.  They will continue to receive their payment as usual on the payment day.</p>]]></description>
     <pubDate>Mon, 23 May 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Federal-benefits-to-be-paid-electronically]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Flood-victims-be-wary-of-unscrupulous-home-improve]]></guid>
     <title><![CDATA[Flood victims: be wary of unscrupulous home improvement contractors]]></title>
     <description><![CDATA[<p>As Ohioans deal with the effects of major floods, they should be wary of untrustworthy contractors who offer to repair damaged homes.</p>
Beware of contractors who show up unexpectedly.]]></description>
     <pubDate>Thu, 24 Mar 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Flood-victims-be-wary-of-unscrupulous-home-improve]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Free-consumer-law-workshops-for-small-businesses]]></guid>
     <title><![CDATA[Free consumer law workshops for small businesses ]]></title>
     <description><![CDATA[<p>Ohio Attorney General Mike DeWine is offering educational tools to help small businesses comply with Ohio consumer law.</p>
<p>The  Attorney General&rsquo;s Office enforces more than 25 consumer laws regarding  advertising and business sales practices. To help businesses better  understand these laws, the office&rsquo;s Consumer Protection Section offers a  free workshop, &ldquo;Supporting Ohio Small Businesses,&rdquo; which covers complying with  Ohio consumer law and avoiding scams targeting small businesses.</p>]]></description>
     <pubDate>Mon, 27 Jun 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Free-consumer-law-workshops-for-small-businesses]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Handling-unwanted-text-messages]]></guid>
     <title><![CDATA[Handling unwanted text messages]]></title>
     <description><![CDATA[Unwanted text messages are not only annoying, but can lead to  unauthorized charges on your cell phone bill for services you never  requested.<br />
<br />
In the last few years, the Ohio Attorney General's Office has seen a  rise in complaints dealing with unauthorized phone charges, in some  cases connected with unwanted text message spam.]]></description>
     <pubDate>Mon, 14 Nov 2011 11:35:42 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Handling-unwanted-text-messages]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/High-school-video-contest-now-open]]></guid>
     <title><![CDATA[High school video contest now open]]></title>
     <description><![CDATA[<p class="MsoNormal"><span style="font-family: Arial">Ohio high school students can demonstrate their creative talents and have a chance to win scholarship prizes by entering the 2011 Take Action High School Video Contest.</span></p>
<p class="MsoNormal"><span style="font-family: Arial">To enter the contest, high school students may submit a 60-second video on Internet safety. Entries may come from individuals or teams of two students.</span></p>]]></description>
     <pubDate>Wed, 21 Sep 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/High-school-video-contest-now-open]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/High-School-Video-Contest-one-month-left]]></guid>
     <title><![CDATA[High School Video Contest: one month left]]></title>
     <description><![CDATA[The 2011 Take Action High School Video Contest, which gives Ohio high  school students the opportunity to compete for college scholarships  while promoting Internet safety, is open from now until December 15.]]></description>
     <pubDate>Mon, 14 Nov 2011 11:55:10 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/High-School-Video-Contest-one-month-left]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Holiday-charitable-donations-good-giving]]></guid>
     <title><![CDATA[Holiday charitable donations: good giving ]]></title>
     <description><![CDATA[While the holidays are a time to be generous, be sure your well-intentioned donations are put to good use.]]></description>
     <pubDate>Wed, 21 Dec 2011 13:17:10 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Holiday-charitable-donations-good-giving]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/How-an-award-received-in-Washington-helps-Ohio]]></guid>
     <title><![CDATA[How an award received in Washington helps Ohio]]></title>
     <description><![CDATA[<p>What does it mean to an Ohioan that a section chief in the office of Ohio Attorney General Mike DeWine went to Washington this week to accept an award?</p>
<p>If you answered that it means taxpayers&rsquo; dollars were saved and people in need of medical care got more help, you&rsquo;d be right.</p>]]></description>
     <pubDate>Wed, 08 Jun 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/How-an-award-received-in-Washington-helps-Ohio]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/How-to-ensure-safe-delivery-for-your-holiday-packa]]></guid>
     <title><![CDATA[How to ensure safe delivery for your holiday packages ]]></title>
     <description><![CDATA[When you are shipping packages this holiday season, take a few extra steps to ensure safe delivery.]]></description>
     <pubDate>Wed, 21 Dec 2011 13:13:38 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/How-to-ensure-safe-delivery-for-your-holiday-packa]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/How-to-handle-unwanted-calls]]></guid>
     <title><![CDATA[How to handle unwanted calls]]></title>
     <description><![CDATA[<p>Unwanted phone calls can be frustrating. Calls may come at inconvenient times, and you may have trouble determining who is calling you.</p>

<p>The following will help you understand and deal with unexpected calls.</p>
]]></description>
     <pubDate>Wed, 27 Apr 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/How-to-handle-unwanted-calls]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Internet-safety-What-parents-need-to-know]]></guid>
     <title><![CDATA[Internet safety: What parents need to know ]]></title>
     <description><![CDATA[<p>Many children use the Internet every day, yet parents may not realize  what information their children are sharing online, what content they  are viewing, or what software they are downloading.</p>
<p>According  to the National Center for Missing and Exploited Children, 34 percent  of 10- to 17-year-olds had posted their real names, telephone numbers,  home addresses, or the names of their schools online, and 45 percent had  posted their dates of birth or their ages. Plus, one third of young Internet users (34 percent) had an unwanted exposure to sexual material.</p>]]></description>
     <pubDate>Mon, 27 Jun 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Internet-safety-What-parents-need-to-know]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Is-that-check-real-Or-a-scam]]></guid>
     <title><![CDATA[Is that check real? Or a scam?]]></title>
     <description><![CDATA[<p>If you receive an unexpected check or money order that looks real &mdash; beware. It probably is a fake check scam. </p>
<p>How  can you tell? Here&rsquo;s one certain sign: It will direct you to deposit  the check into your account and send money in return, keeping a nice  &ldquo;bonus&rdquo; for yourself.</p>]]></description>
     <pubDate>Wed, 12 Oct 2011 09:09:52 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Is-that-check-real-Or-a-scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Is-your-phone-safe-from-hackers]]></guid>
     <title><![CDATA[Is your phone safe from hackers?]]></title>
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<p class="MsoNormal" style="background: white"><span style="font-family: Arial">Many mobile phones today are essentially mini-computers. They can be conveniently used to browse the Web, check e-mail, and make financial transactions.<br />
</span></p>
<p class="MsoNormal" style="background: white"><span style="font-family: Arial">But without proper security features, hackers may be able to use fairly simple technology to manipulate your phone and the information stored in it.</span></p>
<span style="font-family: Arial"><br />
</span>]]></description>
     <pubDate>Wed, 21 Sep 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Is-your-phone-safe-from-hackers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Join-Us-for-National-Consumer-Protection-Week]]></guid>
     <title><![CDATA[Join Us for National Consumer Protection Week]]></title>
     <description><![CDATA[With so many consumers living on the brink of financial crisis, National Consumer Protection Week (NCPW), March 4-10, 2012, aims to help consumers make informed financial decisions through a coordinated consumer education campaign.]]></description>
     <pubDate>Thu, 23 Feb 2012 15:43:31 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Join-Us-for-National-Consumer-Protection-Week]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Law-enforcement-officers-earn-awards-for-service]]></guid>
     <title><![CDATA[Law enforcement officers earn awards for service]]></title>
     <description><![CDATA[<p>In September 2010, officers of the Central Vice Control Section of the Cincinnati Police Department noticed members of a motorcycle gang at a local bar not known as a biker bar.</p>
<p>Police knew there had been skirmishes between rival gangs and &ldquo;takeovers&rdquo; of local bars in which a gang would lock it down and line up patrons to see if any belonged to a rival gang. There were warnings out, too, that a gang&rsquo;s &ldquo;enforcer&rdquo; was in the area.</p>]]></description>
     <pubDate>Fri, 14 Oct 2011 15:27:27 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Law-enforcement-officers-earn-awards-for-service]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Layaway-is-it-right-for-you]]></guid>
     <title><![CDATA[Layaway: is it right for you?]]></title>
     <description><![CDATA[Many companies have brought back layaway plans for the holiday season.  But before you put a purchase on layaway, make sure you understand what  it is and how it works. <br />
<br />
Layaway plans allow you to pay installments for items on reserve. You receive the item when it is paid in full.]]></description>
     <pubDate>Mon, 14 Nov 2011 11:44:07 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Layaway-is-it-right-for-you]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Lose-Weight-Safely;-Avoid-Diet-Scams]]></guid>
     <title><![CDATA[Lose Weight Safely; Avoid Diet Scams]]></title>
     <description><![CDATA[<p>A common New Year&rsquo;s resolution is to live a healthier life by losing weight gained over the holidays.</p>
<div>Although there are several legitimate weight loss products available, be aware that some scam artists advertise phony products, claiming to help consumers lose weight with little or no effort.</div>]]></description>
     <pubDate>Wed, 18 Jan 2012 13:36:22 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Lose-Weight-Safely;-Avoid-Diet-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Money-Gone-in-a-Poof-Dont-Fall-for-the-Spoof]]></guid>
     <title><![CDATA[Money Gone in a Poof? Don’t Fall for the Spoof.]]></title>
     <description><![CDATA[&nbsp;Have you ever looked at the phone number appearing on your caller ID and wondered who really was calling you? <br />
<br />]]></description>
     <pubDate>Wed, 21 Mar 2012 14:34:02 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Money-Gone-in-a-Poof-Dont-Fall-for-the-Spoof]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/National-Consumer-Protection-Week-2011]]></guid>
     <title><![CDATA[National Consumer Protection Week 2011]]></title>
     <description><![CDATA[<p>Ohio Attorney General Mike DeWine is proud to join government and nonprofit organizations across the country to celebrate National Consumer Protection Week, coming March 6-12, 2011.</p>
<p>National Consumer Protection Week (NCPW) is a coordinated campaign that encourages consumers nationwide to take full advantage of their consumer rights and to make better-informed decisions.</p>]]></description>
     <pubDate>Mon, 14 Feb 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/National-Consumer-Protection-Week-2011]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/National-Consumer-Protection-Week-2012]]></guid>
     <title><![CDATA[National Consumer Protection Week 2012]]></title>
     <description><![CDATA[<p>
	<span style="font-size: larger">Ohio Attorney General Mike DeWine is proud to join government and nonprofit organizations across the country to celebrate National Consumer Protection Week, coming March 4-10, 2012.</span></p>
<p>
	<span style="font-size: larger">National Consumer Protection Week (NCPW) is a coordinated campaign that encourages consumers nationwide to take full advantage of their consumer rights and to make better-informed decisions.</span></p>
]]></description>
     <pubDate>Thu, 12 Jan 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/National-Consumer-Protection-Week-2012]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Need-money-for-college-Watch-for-scams]]></guid>
     <title><![CDATA[Need money for college? Watch for scams]]></title>
     <description><![CDATA[<p>With the cost of college steadily increasing, many Ohioans are looking for creative ways to finance a college education.</p>
<p>To  apply for federal financial aid for free, visit www.fafsa.ed.gov. Other  similar-sounding websites and companies may charge fees for their  services.</p>
<p>For example, a Central Ohio consumer said she completed what she  thought was a free government application for financial aid. She later  discovered that it was an application to a student aid advisory service  that charged $79 to complete the application.</p>]]></description>
     <pubDate>Mon, 23 May 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Need-money-for-college-Watch-for-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Northeast-Ohio-students-win-high-school-video-cont]]></guid>
     <title><![CDATA[Northeast Ohio students win high school video contest]]></title>
     <description><![CDATA[<p>As part of National Consumer Protection Week (March 6&ndash;12), Ohio  Attorney General Mike DeWine announced the three winning teams for the  2010 Take Action High School Video Contest.</p>
<p>The first place  team was Billy Lewandowski and Todd Thompson from Pymatuning Valley High  School (Ashtabula County), who won a $2,500 scholarship for their  video, &ldquo;Too good to be true? It probably is.&rdquo;</p>]]></description>
     <pubDate>Thu, 24 Mar 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Northeast-Ohio-students-win-high-school-video-cont]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/November-is-National-Runaway-Prevention-Month]]></guid>
     <title><![CDATA[November is National Runaway Prevention Month]]></title>
     <description><![CDATA[<p>
	November marks National Runaway Prevention Month. It&rsquo;s an effort to call attention to the estimated 1.6 to 2.8 million children in a year who run away.</p>
<p>
	Reporting a missing person is the first step a family member or other loved one can take when faced with this situation. There is also the Missing Persons Checklist available from the Ohio Attorney General&#39;s Office. Leads to the whereabouts of missing persons can also be submitted.</p>
]]></description>
     <pubDate>Tue, 08 Nov 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/November-is-National-Runaway-Prevention-Month]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/October-is-Domestic-Violence-Awareness-Month]]></guid>
     <title><![CDATA[October is Domestic Violence Awareness Month]]></title>
     <description><![CDATA[<p>Domestic violence is devastating to the victim, family, and community. The Ohio Attorney General's Office works hard to shine a light on this problem and help those who are victims. <br />
<br />
One way anyone can show their awareness of domestic violence is to incorporate purple, the official color of Domestic Violence Awareness Month, into their lives during October. This can be done by wearing some type of purple clothing during the month. Another opportunity to show awareness is to use a purple light bulb for a home&rsquo;s porch light.</p>]]></description>
     <pubDate>Fri, 07 Oct 2011 16:08:30 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/October-is-Domestic-Violence-Awareness-Month]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Ohio-Supreme-Court-out-of-state-lawyers-may-not-of]]></guid>
     <title><![CDATA[Ohio Supreme Court: out-of-state lawyers may not offer debt settlement legal services to Ohioans]]></title>
     <description><![CDATA[When looking for debt settlement lawyers online, you must find an  attorney who has the ability to practice law in Ohio, not just firms  that advertise themselves as &ldquo;national firms.&rdquo;<br />
<br />
The Supreme Court of Ohio Board of Commissioners on Grievances &amp;  Discipline issued an advisory opinion on October 7th stating that  out-of-state lawyers are not practicing law if they are representing an  Ohioan in a debt-settlement case.]]></description>
     <pubDate>Mon, 14 Nov 2011 11:51:23 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Ohio-Supreme-Court-out-of-state-lawyers-may-not-of]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Ohio-to-get-tough-on-scam-artists]]></guid>
     <title><![CDATA[Ohio to get tough on scam artists]]></title>
     <description><![CDATA[<p>
	Ohio Attorney General Mike DeWine wants to make sure the people who rip off our families, friends, and neighbors face criminal penalties.</p>
<p>
	In early March, Attorney General DeWine announced that former Jackson County Prosecutor Jonathan Blanton will join the office&rsquo;s Consumer Protection Section to assist local county prosecutors in the preparation and prosecution of consumer fraud cases.</p>
]]></description>
     <pubDate>Thu, 24 Mar 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Ohio-to-get-tough-on-scam-artists]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Ohio-s-rogue-prescription-crisis]]></guid>
     <title><![CDATA[Ohio's rogue prescription crisis]]></title>
     <description><![CDATA[<p>Ohio's families and communities are under siege by the misuse and abuse of prescription drugs.</p>
<p>A recent execution-style double homicide in Ashtabula County is the  latest link in a disturbing chain of prescription drug-fueled crimes.  The Ashtabula County sheriff said that the trafficking of OxyContin and  Percocet -- the two most popular prescription drugs in his jurisdiction  -- was &quot;running wild.&quot;</p>]]></description>
     <pubDate>Tue, 08 Mar 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Ohio-s-rogue-prescription-crisis]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Oil-and-gas-exploration-and-drilling]]></guid>
     <title><![CDATA[Oil and gas exploration and drilling]]></title>
     <description><![CDATA[Ohio has a wealth of both oil and natural gas. Since the late 1860s,   Ohio has been home to oil and gas drilling. Oil and gas wells are   permitted and regulated by the Ohio Department of Natural Resources,   Division of Mineral Resources Management (ODNR-DMRM). In 2010, 431 new   oil and gas wells were drilled. There are approximately 64,378 active   wells in Ohio.]]></description>
     <pubDate>Tue, 21 Jun 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Oil-and-gas-exploration-and-drilling]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Pinnacle-Security-Customers-May-Be-Eligible-for-Re]]></guid>
     <title><![CDATA[Pinnacle Security Customers May Be Eligible for Refunds]]></title>
     <description><![CDATA[File a complaint by Feb. 10, 2012]]></description>
     <pubDate>Wed, 18 Jan 2012 13:32:10 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Pinnacle-Security-Customers-May-Be-Eligible-for-Re]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Protect-your-child-from-identity-theft]]></guid>
     <title><![CDATA[Protect your child from identity theft]]></title>
     <description><![CDATA[<p>Child identity theft occurs when someone fraudulently uses a child&rsquo;s identity for personal gain.</p>
<p>The  imposter may be a family member, friend or a stranger. He or she may  use the child&rsquo;s name and Social Security number to open new accounts for  cell phones, utilities, credit cards and even mortgages.</p>]]></description>
     <pubDate>Wed, 27 Apr 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Protect-your-child-from-identity-theft]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Protect-Your-Small-Business-from-Scams]]></guid>
     <title><![CDATA[ Protect Your Small Business from Scams]]></title>
     <description><![CDATA[Every day the Ohio Attorney General&rsquo;s Office receives complaints from consumers and businesses working hard to make ends meet. Among these complaints are reports of scams targeting businesses.&nbsp;&nbsp; <br />
<br />]]></description>
     <pubDate>Wed, 21 Mar 2012 14:28:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Protect-Your-Small-Business-from-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Recent-Legal-Action]]></guid>
     <title><![CDATA[Recent Legal Action]]></title>
     <description><![CDATA[<p>Gabbard Cars, Inc. (Medina County): A judge ordered Gabbard Cars to pay more than $68,000 for failing to transfer vehicle titles properly and mishandling consumers' payments. In the March 9 judgment, the judge agreed with Attorney General Cordray that the auto dealer's actions violated Ohio's Consumer Sales Practices Act and Title Defect Rescission Act.</p>]]></description>
     <pubDate>Wed, 15 Apr 2009 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Recent-Legal-Action]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Reporting-wire-transfer-fraud]]></guid>
     <title><![CDATA[Reporting wire-transfer fraud]]></title>
     <description><![CDATA[If you or someone you know loses money in a scam involving a wire transfer, file a complaint with the Ohio Attorney General&rsquo;s Office and report the fraud to the wire transfer company.<br />
<br />
Report fraud to the Ohio Attorney General&rsquo;s Office by filing a consumer complaint at <a href="http://www.OhioAttorneyGeneral.gov/ConsumerComplaint">www.OhioAttorneyGeneral.gov/ConsumerComplaint</a> or calling 800-282-0515. Keep in mind that once money has been sent via wire transfer, it can be very difficult &ndash; if not impossible &ndash; to recover. Nevertheless, complaints are an important tool for tracking potential criminal activity.<br />]]></description>
     <pubDate>Wed, 26 Oct 2011 14:06:54 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Reporting-wire-transfer-fraud]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Safety-recalls-and-alerts]]></guid>
     <title><![CDATA[Safety recalls and alerts]]></title>
     <description><![CDATA[May 31, 2011 &ndash; Bicycle Helmets Recalled by Bell Sports Due to Head Injury Hazard: The plastic buckle that connects the chin straps can fail, causing the helmet to come off the wearer&rsquo;s head. Consumers should stop using the helmets immediately and contact Bell Sports by calling 866-892-6059, via e-mail at answer_desk@bellsports.com, or by visiting the firm&#39;s website at www.bellsports.com for a replacement or refund.]]></description>
     <pubDate>Mon, 27 Jun 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/Safety-recalls-and-alerts]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Safety-recalls-and-alerts-New-crib-standards]]></guid>
     <title><![CDATA[Safety recalls and alerts: New crib standards]]></title>
     <description><![CDATA[New crib standards from the U.S. Consumer Product Safety Commission (CPSC) prohibit the manufacture and sale of dangerous, traditional drop-side cribs.&nbsp; They also require importers, distributors, manufacturers, and retailers to offer only cribs that meet new mandatory rules, including:]]></description>
     <pubDate>Mon, 25 Jul 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Safety-recalls-and-alerts-New-crib-standards]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Scam-alert-advance-fee-loans]]></guid>
     <title><![CDATA[Scam alert: advance fee loans]]></title>
     <description><![CDATA[<p class="MsoNormal"><span style="font-family: Arial">Consumers throughout Ohio are reporting losing money to advance fee loan scams. In some cases, they send hundreds of dollars out of the country for loans that are nonexistent.<br />
</span></p>
<p class="MsoNormal"><span style="font-family: Arial">For example, a Central Ohio consumer received a call saying she qualified for a loan worth up to $5,000. In order to receive the loan, she first had to send $300 via wire transfer to India. She sent the money, but never received the loan. It was all a scam.</span></p>]]></description>
     <pubDate>Wed, 21 Sep 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Scam-alert-advance-fee-loans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Scam-alert-online-notarization]]></guid>
     <title><![CDATA[Scam alert: online notarization ]]></title>
     <description><![CDATA[<p>&ldquo;Online webcam notarization&rdquo; is invalid in Ohio, but at least one company is claiming to provide a web-based notary service to consumers throughout the U.S.</p>
<p>Under Ohio law, if you need to get a document notarized to verify your signature on the document, you must be physically present with the notary public at the time you sign the document.</p>]]></description>
     <pubDate>Mon, 25 Jul 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2011/Scam-alert-online-notarization]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Scam-alert-phony-traffic-tickets]]></guid>
     <title><![CDATA[Scam alert: phony traffic tickets ]]></title>
     <description><![CDATA[Ohioans should beware of the &ldquo;Uniform Traffic Ticket&rdquo; scam, in which consumers receive emails stating that they have been caught speeding on camera.]]></description>
     <pubDate>Wed, 21 Dec 2011 13:26:55 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Scam-alert-phony-traffic-tickets]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Scam-artist-hacks-Facebook-account-offers-grant]]></guid>
     <title><![CDATA[Scam artist hacks Facebook account, offers grant]]></title>
     <description><![CDATA[<p class="MsoNormal"><span style="font-family: Arial;">A Southeast Ohio consumer reported that while she was chatting with her sister on Facebook, her sister said she had received a government grant.<br />
</span></p>
<p class="MsoNormal"><span style="font-family: Arial;">The consumer&rsquo;s sister forwarded a link about the grant, and soon the consumer began chatting with an official who said he was from the Federal Government Humanity &amp; Empowerment Program. </span></p>]]></description>
     <pubDate>Wed, 21 Sep 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2011/Scam-artist-hacks-Facebook-account-offers-grant]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Scholarship-opportunity-for-Ohio-high-school-stude]]></guid>
     <title><![CDATA[Scholarship opportunity for Ohio high school students]]></title>
     <description><![CDATA[Ohio high school students can submit 60-second videos on Internet safety  for the chance to win college scholarships in the 2011 Take Action High  School Video Contest.]]></description>
     <pubDate>Wed, 26 Oct 2011 12:45:49 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2011/Scholarship-opportunity-for-Ohio-high-school-stude]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Spiritual-Advisor-or-Scam-Artist]]></guid>
     <title><![CDATA[Spiritual Advisor or Scam Artist? ]]></title>
     <description><![CDATA[<div>In certain cultures, spiritual advisors and healers are trusted individuals who provide helpful guidance to others.</div>]]></description>
     <pubDate>Thu, 23 Feb 2012 15:40:37 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Spiritual-Advisor-or-Scam-Artist]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Spring-Home-Improvement-Tips]]></guid>
     <title><![CDATA[Spring Home Improvement Tips]]></title>
     <description><![CDATA[If you are considering a home repair this spring or summer, make sure you know how to find a good contractor.<br />]]></description>
     <pubDate>Wed, 21 Mar 2012 14:27:07 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Spring-Home-Improvement-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Stay-safe-save-money-this-winter]]></guid>
     <title><![CDATA[Stay safe, save money this winter ]]></title>
     <description><![CDATA[As winter falls upon us, concerns arise about safety, travel, and money. With a little planning, you can protect yourself and save money.]]></description>
     <pubDate>Wed, 21 Dec 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Stay-safe-save-money-this-winter]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Tell-Grandparents-about-Travel-Plans-Here-s-Why]]></guid>
     <title><![CDATA[Tell Grandparents about Travel Plans: Here's Why]]></title>
     <description><![CDATA[Scammers have convinced Ohio grandparents to send hundreds of thousands of dollars out of the country through the &ldquo;grandparent scam,&rdquo; where scammers pose as a grandchild in trouble and call grandparents asking for money.<br />
&nbsp;]]></description>
     <pubDate>Wed, 21 Mar 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2012/Tell-Grandparents-about-Travel-Plans-Here-s-Why]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Top-Ten-Complaints-of-2011]]></guid>
     <title><![CDATA[Top Ten Complaints of 2011]]></title>
     <description><![CDATA[In 2011, the Ohio Attorney General&rsquo;s Consumer Protection Section filed dozens of lawsuits and received more than 31,000 complaints, among other highlights.]]></description>
     <pubDate>Wed, 18 Jan 2012 13:29:26 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Top-Ten-Complaints-of-2011]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Top-ten-scams-of-2010]]></guid>
     <title><![CDATA[Top ten scams of 2010]]></title>
     <description><![CDATA[<p>
	The New Year is well under way, but the top scams of 2010 still threaten unsuspecting consumers.</p>
From fake checks to phony debt collectors, Ohio consumers reported dozens of scams to the Ohio Attorney General&rsquo;s Office in 2010, and many of those scams continue to circulate in 2011.]]></description>
     <pubDate>Thu, 10 Feb 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2011/Top-ten-scams-of-2010]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Trade-secret-of-a-scammer]]></guid>
     <title><![CDATA[Trade secret of a scammer]]></title>
     <description><![CDATA[To make their ploys seem real, scam artists may send a counterfeit check  or money order inside a FedEx package or other official-looking  package]]></description>
     <pubDate>Mon, 14 Nov 2011 11:32:23 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2011/Trade-secret-of-a-scammer]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Trade-Secret-of-a-Scammer-Using-Your-Drivers]]></guid>
     <title><![CDATA[Trade Secret of a Scammer: Using Your Driver’s License]]></title>
     <description><![CDATA[Because your driver&rsquo;s license is a key form of identification, it may be a ripe target for identity thieves.]]></description>
     <pubDate>Thu, 23 Feb 2012 15:39:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2012/Trade-Secret-of-a-Scammer-Using-Your-Drivers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Trade-secrets-of-a-scammer]]></guid>
     <title><![CDATA[Trade secrets of a scammer]]></title>
     <description><![CDATA[To increase the likelihood that you may fall for a scam, scam artists sometimes use names of well-known officials.]]></description>
     <pubDate>Wed, 21 Dec 2011 14:31:48 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2011/Trade-secrets-of-a-scammer]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Understanding-debt-collection-laws]]></guid>
     <title><![CDATA[Understanding debt collection laws]]></title>
     <description><![CDATA[<p>April is National Financial Literacy Month, so it is a great time to  take charge of your credit and understand your rights regarding debt  collection.</p>
<p>The federal Fair Debt Collection Practices Act  and the Ohio Consumer Sales Practices Act protect consumers from  abusive, deceptive and unfair debt collection practices.</p>]]></description>
     <pubDate>Wed, 27 Apr 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2011/Understanding-debt-collection-laws]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Watch-for-Instant-Tax-Refunds]]></guid>
     <title><![CDATA[Watch for “Instant” Tax Refunds]]></title>
     <description><![CDATA[With tax season upon us, offers for fast-cash refunds or instant refunds may sound good, but in reality, many of these &ldquo;instant refunds&rdquo; are costly loans.]]></description>
     <pubDate>Wed, 18 Jan 2012 13:27:04 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2012/Watch-for-Instant-Tax-Refunds]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Watch-for-tsunami-scams]]></guid>
     <title><![CDATA[Watch for tsunami scams]]></title>
     <description><![CDATA[<p>In the wake of the recent tsunami in Japan, Ohio Attorney General  Mike DeWine is warning Ohioans to watch for charitable giving scams.</p>
<p>Charitable  scams tend to emerge after large-scale disasters, and Ohioans who want  to help fund relief efforts need to be wary of scam artists trying to  exploit their generosity.</p>]]></description>
     <pubDate>Thu, 24 Mar 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2011/Watch-for-tsunami-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/What-is-your-smartphone-saying-about-you]]></guid>
     <title><![CDATA[What is your smartphone saying about you?]]></title>
     <description><![CDATA[<p>If you use your smartphone to upload photos to social networking  websites such as Facebook or MySpace, your phone may be releasing your  personal information and location without your knowledge.</p>
<p>For  years, experts have warned web users to avoid posting too much personal  information, such as street address, date of birth, or license plate  numbers, to protect against online predators.&nbsp;&nbsp;</p>]]></description>
     <pubDate>Mon, 27 Jun 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2011/What-is-your-smartphone-saying-about-you]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Work-at-home-offers-usually-scams]]></guid>
     <title><![CDATA[Work-at-home offers usually scams ]]></title>
     <description><![CDATA[<p>As the school year closes, many high school and college graduates  will be hunting for jobs and considering job placement services or  work-at-home opportunities.&nbsp;</p>
<p>Some job placement services are  legitimate, but others misrepresent their services, promote outdated or  fictitious job offerings, or charge high fees for services that never  lead to a job.</p>]]></description>
     <pubDate>Mon, 23 May 2011 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2011/Work-at-home-offers-usually-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Avoid-Wedding-Disasters]]></guid>
     <title><![CDATA[Avoid Wedding Disasters]]></title>
     <description><![CDATA[<p>Deciding to get married may be easy, but planning a wedding &mdash; finding a location, dress, caterer, florist, and photographer&nbsp;- can be difficult. With so many options, how do you sort the good vendors from the not-so-good? Researching wedding vendors and asking important questions can go a long way to help you avoid problems on your big day.</p>]]></description>
     <pubDate>Fri, 27 Jul 2012 10:50:56 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Avoid-Wedding-Disasters]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/Buy-Here-Pay-Here-Dealers-Sued]]></guid>
     <title><![CDATA[Buy Here-Pay-Here Dealers Sued]]></title>
     <description><![CDATA[Attorney General DeWine sued two &ldquo;buy-here-pay-here&rdquo; used car dealerships in April for violating Ohio&rsquo;s consumer laws.]]></description>
     <pubDate>Thu, 10 May 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/Buy-Here-Pay-Here-Dealers-Sued]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/Community-Fraud-Forums]]></guid>
     <title><![CDATA[Community Fraud Forums]]></title>
     <description><![CDATA[This summer the Ohio Attorney General's Office is hosting regional Community Fraud Forums to discuss scams affecting consumers and small businesses.]]></description>
     <pubDate>Tue, 17 Jul 2012 16:44:20 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/Community-Fraud-Forums]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/Could-July-9-Be-Doomsday-for-Your-Computer]]></guid>
     <title><![CDATA[Could July 9 Be Doomsday for Your Computer? ]]></title>
     <description><![CDATA[<p>If your computer is infected with a certain kind of malware, it may not be able to connect to the Internet as of July 9, 2012.</p>]]></description>
     <pubDate>Thu, 10 May 2012 14:03:59 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/Could-July-9-Be-Doomsday-for-Your-Computer]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Immigration-Scams]]></guid>
     <title><![CDATA[Immigration Scams]]></title>
     <description><![CDATA[Earlier this month, Ohio Attorney General Mike DeWine and the Ohio Latino Affairs Commission warned of possible notario scams following the federal government&rsquo;s recent immigration announcement.]]></description>
     <pubDate>Fri, 27 Jul 2012 10:51:21 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Immigration-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Is-Your-Car-a-Lemon]]></guid>
     <title><![CDATA[Is Your Car a Lemon?]]></title>
     <description><![CDATA[Buying a car is a big decision. You have to consider price, efficiency, comfort, color, and other factors. Once you find your perfect car, what happens if it has serious problems and needs constant repairs? Is it a lemon?]]></description>
     <pubDate>Fri, 27 Jul 2012 10:50:42 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Is-Your-Car-a-Lemon]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/Is-Your-Smartphone-Putting-Your-Personal-Informati]]></guid>
     <title><![CDATA[Is Your Smartphone Putting Your Personal Information at Risk?]]></title>
     <description><![CDATA[If you have a smartphone, convenience and ease are paramount. Need to find a restaurant for a dinner reservation? Look it up on your smartphone. Need to know your checking account balance? Download your bank's app and log in.]]></description>
     <pubDate>Fri, 15 Jun 2012 16:24:34 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/Is-Your-Smartphone-Putting-Your-Personal-Informati]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/May-is-Older-Americans-Month]]></guid>
     <title><![CDATA[May is Older Americans Month]]></title>
     <description><![CDATA[Celebrate Older Americans Month by talking to your friends and family about sweepstakes scams and grandparent scams.]]></description>
     <pubDate>Thu, 10 May 2012 16:07:21 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/May-is-Older-Americans-Month]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Prepaid-Cards-The-Hidden-Costs]]></guid>
     <title><![CDATA[Prepaid Cards: The Hidden Costs ]]></title>
     <description><![CDATA[<p>Prepaid cards offer many of the same benefits of a credit card or debit card, such as convenience and easy use, without the requirement of a checking account or credit card. Despite the benefits of prepaid cards and their increasing popularity, many come with high costs.</p>]]></description>
     <pubDate>Fri, 27 Jul 2012 10:51:09 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2012/Prepaid-Cards-The-Hidden-Costs]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/Shop-Smart-for-Mothers-Day]]></guid>
     <title><![CDATA[Shop Smart for Mother’s Day]]></title>
     <description><![CDATA[<p>Don&rsquo;t forget! Mother&rsquo;s Day is Sunday, May 13, and whether you&rsquo;re giving flowers, jewelry, or other gifts, be sure to make smart shopping decisions.</p>]]></description>
     <pubDate>Thu, 10 May 2012 15:59:24 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2012/Shop-Smart-for-Mothers-Day]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/Skechers-Refunds]]></guid>
     <title><![CDATA[Skechers Refunds]]></title>
     <description><![CDATA[Did you buy Skechers Shape-ups, Resistance Runner, Toners, or Tone-ups shoes? You may be eligible for a refund under a recent settlement.]]></description>
     <pubDate>Fri, 15 Jun 2012 16:26:45 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/Skechers-Refunds]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/The-Beach-Gets-Sued-And-What-to-Do-When-a-Business]]></guid>
     <title><![CDATA[The Beach Gets Sued (And What to Do When a Business Closes)]]></title>
     <description><![CDATA[On May 25, Ohio Attorney General Mike DeWine filed a lawsuit against the owners and operators of The Beach Waterpark in Mason, Ohio, charging the waterpark with failure to deliver.]]></description>
     <pubDate>Fri, 15 Jun 2012 16:21:53 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2012/The-Beach-Gets-Sued-And-What-to-Do-When-a-Business]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2012/Mortgage-Settlement-Q-A]]></guid>
     <title><![CDATA[Mortgage Settlement Q&A]]></title>
     <description><![CDATA[In February 2012, the Ohio Attorney General&rsquo;s Office, in conjunction with the federal government and 49 state attorneys general, announced a $25 billion federal-state agreement with the nation&rsquo;s five largest mortgage servicers &mdash; Ally/GMAC, Bank of America, Citi, JPMorganChase, and Wells Fargo.]]></description>
     <pubDate>Fri, 13 Apr 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2012/Mortgage-Settlement-Q-A]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/Attorney-General-DeWine-Launches-Program-for-ID-Th]]></guid>
     <title><![CDATA[Attorney General DeWine Launches Program for ID Theft Victims]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Consumer Protection Section has launched a new program to help identity theft victims correct the effects of the crime.&nbsp;]]></description>
     <pubDate>Wed, 10 Oct 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/Attorney-General-DeWine-Launches-Program-for-ID-Th]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/Tips-to-Protect-Your-Identity]]></guid>
     <title><![CDATA[Tips to Protect Your Identity]]></title>
     <description><![CDATA[National Protect Your Identity Week, set for Oct. 20&ndash;27, is a great time to consider how to protect your personal information from fraud.&nbsp;]]></description>
     <pubDate>Wed, 10 Oct 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/Tips-to-Protect-Your-Identity]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/How-Identity-Theft-Affects-Foster-Youth-and-What-t]]></guid>
     <title><![CDATA[How Identity Theft Affects Foster Youth and What the AG is Doing to Help]]></title>
     <description><![CDATA[Although children generally don&rsquo;t carry around personal identification information such as credit cards or licenses, their identities still can be targeted.&nbsp;]]></description>
     <pubDate>Wed, 10 Oct 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/How-Identity-Theft-Affects-Foster-Youth-and-What-t]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/Understanding-Credit-Reports-and-Security-Freezes]]></guid>
     <title><![CDATA[Understanding Credit Reports and Security Freezes]]></title>
     <description><![CDATA[Checking your credit reports regularly and applying a security freeze may help you detect or avoid certain types of identity theft.]]></description>
     <pubDate>Wed, 10 Oct 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2012/Understanding-Credit-Reports-and-Security-Freezes]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Back-to-School-Shopping-Tips]]></guid>
     <title><![CDATA[Back-to-School Shopping Tips]]></title>
     <description><![CDATA[Back-to-school shopping season is in full swing, with notebooks, pencil cases, and binders lining many store aisles. While it can be exciting for children and adults to begin the school year with brand-new items, it also can be expensive. Take time to read advertisements closely and watch for potential scams to avoid the back-to-school buying blues.]]></description>
     <pubDate>Wed, 01 Aug 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Back-to-School-Shopping-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Evaluating-Online-Deal-Sites]]></guid>
     <title><![CDATA[Evaluating Online Deal Sites]]></title>
     <description><![CDATA[Purchasing a $20 gift card for just $10, buying a kitchen appliance at half price, and getting your bike tuned up at 40 percent off are some of the many savings that online deal sites offer.]]></description>
     <pubDate>Wed, 01 Aug 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Evaluating-Online-Deal-Sites]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Find-a-Good-Locksmith-Before-You-Need-One-Here]]></guid>
     <title><![CDATA[Find a Good Locksmith Before You Need One: Here’s Why]]></title>
     <description><![CDATA[Just as you should find a doctor before you get sick, it&rsquo;s a good idea to find a locksmith before you&rsquo;re locked out. Otherwise, you may end up in an emergency situation with an unscrupulous locksmith.<br />
]]></description>
     <pubDate>Wed, 01 Aug 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Find-a-Good-Locksmith-Before-You-Need-One-Here]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Settlement-Means-Refunds-for-US-Fidelis-Customers]]></guid>
     <title><![CDATA[Settlement Means Refunds for US Fidelis Customers  ]]></title>
     <description><![CDATA[On July 19, 2012, Ohio Attorney General Mike DeWine and 11 other state attorneys general announced a $14.1 million Consumer Restitution Fund for customers of US Fidelis, a company that was once the nation&rsquo;s largest vehicle service contract dealer. The firm filed for bankruptcy in 2010.<br />
]]></description>
     <pubDate>Wed, 01 Aug 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2012/Settlement-Means-Refunds-for-US-Fidelis-Customers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/Attorney-General-Sues-Water-Treatment-Seller]]></guid>
     <title><![CDATA[Attorney General Sues Water Treatment Seller]]></title>
     <description><![CDATA[In August, Ohio Attorney General Mike DeWine sued Larry Foster, an Indiana man who went door to door selling water treatment systems to consumers throughout Ohio. ]]></description>
     <pubDate>Sat, 01 Sep 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/Attorney-General-Sues-Water-Treatment-Seller]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/High-School-Student-Contest-Launches-Sept-17]]></guid>
     <title><![CDATA[High School Student Contest Launches Sept. 17]]></title>
     <description><![CDATA[Ohio high school students in grades 9 through 12 can enter to win up to $2,500 in college scholarships by participating in the fourth annual Take Action Video Contest, which will accept submissions from Sept. 17, 2012, to Dec. 14, 2012.<br />
]]></description>
     <pubDate>Sat, 01 Sep 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/High-School-Student-Contest-Launches-Sept-17]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/Text-Message-Scam-You-ve-Won-a-1000-Gift-Card]]></guid>
     <title><![CDATA[Text Message Scam: ‘You’ve Won a $1,000 Gift Card!’]]></title>
     <description><![CDATA[You&rsquo;ve been a loyal customer for years, and now, unexpectedly, you receive a text message saying you&rsquo;ve won a $1,000 gift card for one of your favorite stores. Is it too good to be true? You bet.<br />
]]></description>
     <pubDate>Sat, 01 Sep 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/Text-Message-Scam-You-ve-Won-a-1000-Gift-Card]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/Beware-of-Traveling-Scam-Artists]]></guid>
     <title><![CDATA[Beware of Traveling Scam Artists]]></title>
     <description><![CDATA[As summer reaches its official end, beware of lingering traveling scam artists that come to your door to offer roof repair, driveway paving and sealing, or tree trimming.]]></description>
     <pubDate>Sat, 01 Sep 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2012/Beware-of-Traveling-Scam-Artists]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/The-Best-Way-to-Handle-Card-Member-Services-Calls]]></guid>
     <title><![CDATA[The Best Way to Handle 'Card Member Services' Calls]]></title>
     <description><![CDATA[Consumers throughout the nation are reporting numerous calls from &#39;Card Member Services&#39; or similar-sounding companies that violate Do Not Call regulations. The best thing you can do? Don&rsquo;t respond.]]></description>
     <pubDate>Wed, 14 Nov 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/The-Best-Way-to-Handle-Card-Member-Services-Calls]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/Protecting-Older-Ohioans-AG-Sues-Hearing-Aid-Selle]]></guid>
     <title><![CDATA[Protecting Older Ohioans: AG Sues Hearing Aid Seller for Misleading Consumers]]></title>
     <description><![CDATA[In Ohio, a business can&rsquo;t advertise products or services as free when the cost of the &ldquo;free&rdquo; item is passed on to the consumer. ]]></description>
     <pubDate>Wed, 14 Nov 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/Protecting-Older-Ohioans-AG-Sues-Hearing-Aid-Selle]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/Scam-Alert-International-Drivers-License]]></guid>
     <title><![CDATA[Scam Alert: International Driver’s License]]></title>
     <description><![CDATA[Drivers: Beware of ads offering an &ldquo;International Driver&rsquo;s License.&rdquo; In Ohio, there is no such thing as an international driver&rsquo;s license.&nbsp;&nbsp; ]]></description>
     <pubDate>Wed, 14 Nov 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/Scam-Alert-International-Drivers-License]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/Where-to-Get-a-Copy-of-Your-Deed]]></guid>
     <title><![CDATA[Where to Get a Copy of Your Deed]]></title>
     <description><![CDATA[If you want to obtain a copy of the deed to your home, contact your local county recorder.]]></description>
     <pubDate>Wed, 14 Nov 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2012/Where-to-Get-a-Copy-of-Your-Deed]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Scam-Alert-Free-Gift-Cards]]></guid>
     <title><![CDATA[Scam Alert: ‘Free’ Gift Cards ]]></title>
     <description><![CDATA[As the holiday season approaches, Ohio Attorney General Mike DeWine recommends learning to identify scams targeting holiday shoppers.]]></description>
     <pubDate>Wed, 12 Dec 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Scam-Alert-Free-Gift-Cards]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Winter-Weather-Tips-for-Saving-Money]]></guid>
     <title><![CDATA[Winter Weather Tips for Saving Money]]></title>
     <description><![CDATA[As you brace yourself for a long Ohio winter, take steps to save money and stay safe.Follow these tips to help ensure your winter-weather transactions go smoothly: ]]></description>
     <pubDate>Wed, 12 Dec 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Winter-Weather-Tips-for-Saving-Money]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Payday-Loans-Pack-an-Interest-Rate-Punch]]></guid>
     <title><![CDATA[Payday Loans Pack an Interest Rate Punch]]></title>
     <description><![CDATA[When cash is in short supply, a payday loan may sound like a wonderful solution. A short-term payday loan can help you purchase what you need before your next paycheck. While you might be tempted to apply for a payday loan if strapped for cash, you may want to think twice.]]></description>
     <pubDate>Wed, 12 Dec 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Payday-Loans-Pack-an-Interest-Rate-Punch]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Be-Wary-of-Online-Vehicle-Sales]]></guid>
     <title><![CDATA[Be Wary of Online Vehicle Sales ]]></title>
     <description><![CDATA[Ohio consumers are reporting vehicle sales fraud involving online marketplaces. Scam artists tell exaggerated stories to lure consumers into wire-transferring large sums of money for vehicles that don&rsquo;t exist. In most cases, wire transferred funds are nearly impossible to recover. Learn how to identify these scams and protect yourself when shopping for vehicles online.]]></description>
     <pubDate>Wed, 12 Dec 2012 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2012/Be-Wary-of-Online-Vehicle-Sales]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Top-Scams-of-2012]]></guid>
     <title><![CDATA[Top Scams of 2012]]></title>
     <description><![CDATA[Among the more than 30,000 complaints the Ohio Attorney General&rsquo;s Consumer Protection Section received in 2012 were many reports of potential scams. They ranged from phony business opportunities or online vehicle scams to sweepstakes ploys and sweetheart scams.]]></description>
     <pubDate>Thu, 31 Jan 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Top-Scams-of-2012]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Take-Extra-Precautions-this-Tax-Season]]></guid>
     <title><![CDATA[Take Extra Precautions this Tax Season]]></title>
     <description><![CDATA[During tax season, take extra precautions to protect your identity and beware of &ldquo;instant&rdquo; tax refunds.]]></description>
     <pubDate>Thu, 31 Jan 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Take-Extra-Precautions-this-Tax-Season]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Scam-Alert-Hackers-Lock-PCs-and-Demand-Payment]]></guid>
     <title><![CDATA[Scam Alert: Hackers Lock PCs and Demand Payment]]></title>
     <description><![CDATA[Beware of a recent computer scam that tricks consumers into sending money and revealing personal information.]]></description>
     <pubDate>Thu, 31 Jan 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Scam-Alert-Hackers-Lock-PCs-and-Demand-Payment]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Finders-may-be-Keepers-of-Unclaimed-Funds]]></guid>
     <title><![CDATA['Finders' may be 'Keepers' of Unclaimed Funds]]></title>
     <description><![CDATA[If you have unclaimed funds in your name, you don&rsquo;t have to hire a professional to try to recover them. Be wary of individuals or websites that tell you otherwise.

]]></description>
     <pubDate>Thu, 31 Jan 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2013/Finders-may-be-Keepers-of-Unclaimed-Funds]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Identity-Theft-10-Things-You-Need-to-Know]]></guid>
     <title><![CDATA[Identity Theft: 10 Things You Need to Know]]></title>
     <description><![CDATA[Does a security breach mean an identity theft has occurred? Does most identity theft happen online? Identity theft is a popular topic, but it&rsquo;s often misunderstood. To protect yourself, make sure you understand a few key facts and what to do if your identity is stolen.]]></description>
     <pubDate>Tue, 26 Feb 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Identity-Theft-10-Things-You-Need-to-Know]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Get-Involved-in-National-Consumer-Protection-Week]]></guid>
     <title><![CDATA[Get Involved in National Consumer Protection Week]]></title>
     <description><![CDATA[National Consumer Protection Week (NCPW) is March 3&ndash;9, 2013, and this year Ohio Attorney General Mike DeWine is joining other government and nonprofit organizations in Ohio and across the country to help consumers learn to protect their information and understand their rights.]]></description>
     <pubDate>Tue, 26 Feb 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Get-Involved-in-National-Consumer-Protection-Week]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Beware-of-Flood-Damaged-Cars]]></guid>
     <title><![CDATA[Beware of Flood-Damaged Cars]]></title>
     <description><![CDATA[Be careful when purchasing used cars. Flood-damaged vehicles from areas ravaged by Hurricane Sandy may be making their way to Ohio and other areas.]]></description>
     <pubDate>Tue, 26 Feb 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Beware-of-Flood-Damaged-Cars]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Cash-or-Credit]]></guid>
     <title><![CDATA[Cash or Credit? ]]></title>
     <description><![CDATA[When making a purchase, consumers often face a choice of whether to use cash or credit. What is the difference between these payment methods, and how do they affect the real cost of the items you buy?]]></description>
     <pubDate>Tue, 26 Feb 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2013/Cash-or-Credit]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/Spear-Phishing-Scams-Hit-Close-to-Home]]></guid>
     <title><![CDATA[‘Spear Phishing’ Scams Hit Close to Home]]></title>
     <description><![CDATA[In a typical phishing scam, a con artist pretends to be an employee of your bank or a government agency and asks you to confirm account information by submitting your bank account number, password, or Social Security number. The scammer hopes you will fall for the scam and reveal personal information.]]></description>
     <pubDate>Wed, 10 Apr 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/Spear-Phishing-Scams-Hit-Close-to-Home]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/AG-Shuts-Down-Fraud-Ring]]></guid>
     <title><![CDATA[AG Shuts Down Fraud Ring]]></title>
     <description><![CDATA[In March, Ohio Attorney General Mike DeWine and Miami County Prosecutor Gary Nasal announced the guilty plea of the ringleader of a telemarketing fraud scheme that stole millions of dollars from thousands of victims across the country.]]></description>
     <pubDate>Wed, 10 Apr 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/AG-Shuts-Down-Fraud-Ring]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/Agent-or-Imposter]]></guid>
     <title><![CDATA[Agent or Imposter?]]></title>
     <description><![CDATA[Scammers have been posing as law enforcement officers for years, but current technology makes the scheme more convincing.]]></description>
     <pubDate>Wed, 10 Apr 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/Agent-or-Imposter]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/Consumer-Videos-Now-Available]]></guid>
     <title><![CDATA[Consumer Videos Now Available]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office now offers several new videos on consumer protection topics. Watch as Consumer Protection Section experts discuss home improvement, identity theft, and other issues, and check out the winning student videos from the office&rsquo;s 2012 Take Action High School Video Contest.]]></description>
     <pubDate>Wed, 10 Apr 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2013/Consumer-Videos-Now-Available]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/Mothers-Day-Shopping-Tips]]></guid>
     <title><![CDATA[Mother’s Day Shopping Tips]]></title>
     <description><![CDATA[Mother&rsquo;s Day is Sunday, May 12, and if you are planning a last-minute gift for the moms in your life, be sure to make smart shopping decisions and avoid scams.<br />
]]></description>
     <pubDate>Wed, 15 May 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/Mothers-Day-Shopping-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/Buying-a-Used-Car-Beware-of-Title-Problems]]></guid>
     <title><![CDATA[Buying a Used Car? Beware of Title Problems]]></title>
     <description><![CDATA[When a used car is purchased from a motor vehicle dealer, you expect the dealer to provide a valid certificate of title that transfers ownership of the vehicle. But what happens if the dealer fails to deliver the title? The Attorney General may be able to help.<br />
]]></description>
     <pubDate>Wed, 15 May 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/Buying-a-Used-Car-Beware-of-Title-Problems]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/How-to-Find-a-Good-Contractor]]></guid>
     <title><![CDATA[How to Find a Good Contractor]]></title>
     <description><![CDATA[If you are considering a home repair this spring or summer, make sure you know how to find a good contractor and how to avoid scammers.&nbsp;<br />
]]></description>
     <pubDate>Wed, 15 May 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/How-to-Find-a-Good-Contractor]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/Home-Repair-Scammers-Indicted-for-Targeting-Elderl]]></guid>
     <title><![CDATA[Home Repair Scammers Indicted for Targeting Elderly Victims]]></title>
     <description><![CDATA[In April, Ohio Attorney General Mike DeWine stood beside Central Ohio law enforcement officers to announce indictments against seven people who ripped off elderly victims in Fairfield, Franklin, Pickaway, and Ross counties with their door-to-door home improvement scheme.<br />
]]></description>
     <pubDate>Wed, 15 May 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2013/Home-Repair-Scammers-Indicted-for-Targeting-Elderl]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Selling-your-Timeshare-Watch-for-Scams]]></guid>
     <title><![CDATA[Selling your Timeshare? Watch for Scams]]></title>
     <description><![CDATA[If you own a timeshare and are thinking of selling it, use caution before agreeing to do so through a real estate broker or agent. Since January 2012, the Ohio Attorney General&rsquo;s Office has received almost 160 complaints regarding timeshares. Most of these complaints are from shareowners who are attempting to sell their timeshare through resale companies.]]></description>
     <pubDate>Wed, 12 Jun 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Selling-your-Timeshare-Watch-for-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Car-title-Loans-and-What-You-Can-Lose]]></guid>
     <title><![CDATA[Car-title Loans and What You Can Lose]]></title>
     <description><![CDATA[When short on cash or looking for a way to supplement income, car-title loans may seem like a good option. But beware: Car-title loans may cost more than you expect.]]></description>
     <pubDate>Wed, 12 Jun 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Car-title-Loans-and-What-You-Can-Lose]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Beware-of-Job-Opportunity-Scams]]></guid>
     <title><![CDATA[Beware of Job Opportunity Scams]]></title>
     <description><![CDATA[If you are in the market for summer work or a full-time position, you may have noticed job postings that sound too good to be true. What you may not know is that scammers who want to steal your money &mdash; and maybe even your identity &mdash; create many of these postings. Learn to recognize the signs of job opportunity scams and how to avoid falling for them.]]></description>
     <pubDate>Wed, 12 Jun 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Beware-of-Job-Opportunity-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Want-to-Lower-Your-Mortgage-Dont-Stop-Making-Paym]]></guid>
     <title><![CDATA[Want to Lower Your Mortgage? Don’t Stop Making Payments]]></title>
     <description><![CDATA[If you want to lower your monthly mortgage payments, don&rsquo;t trust businesses that tell you to stop making your payments.]]></description>
     <pubDate>Wed, 12 Jun 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2013/Want-to-Lower-Your-Mortgage-Dont-Stop-Making-Paym]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/Prospective-Renters-Beware-of-Rental-Scams]]></guid>
     <title><![CDATA[Prospective Renters, Beware of Rental Scams]]></title>
     <description><![CDATA[Finding a new apartment or home to rent can be challenging. As you scan through rental ads considering the neighborhood, cost, and size, what you may not consider is that the listing could be a fake. Rental listing scams target consumers who are looking for a good deal on a great place and trick people into sending money.]]></description>
     <pubDate>Wed, 10 Jul 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/Prospective-Renters-Beware-of-Rental-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/Protect-Yourself-from-Social-Media-Fraud]]></guid>
     <title><![CDATA[Protect Yourself from Social Media Fraud]]></title>
     <description><![CDATA[With the explosion of social media, people have made online connections with many individuals, organizations, and events. Social media can be beneficial, and many legitimate people, businesses, and agencies create accounts to keep others informed of their news and promotions. However, scam artists also are taking advantage of social media sites, using fake profiles and accounts to trick consumers into losing money or releasing personal information. ]]></description>
     <pubDate>Wed, 10 Jul 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/Protect-Yourself-from-Social-Media-Fraud]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/AG-Sues-Cleveland-Area-Talent-Agency-Owner]]></guid>
     <title><![CDATA[AG Sues Cleveland Area Talent Agency Owner]]></title>
     <description><![CDATA[You believe your child is destined for the spotlight. So you find a talent search company and spend a lot of money in hopes your child will be &ldquo;discovered.&rdquo; This was the goal of many parents and children who signed with The Event in Orlando Inc., a talent agency that operated in the Cleveland area. The business sold talent contest packages to consumers and then failed to deliver the services as advertised.]]></description>
     <pubDate>Wed, 10 Jul 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/AG-Sues-Cleveland-Area-Talent-Agency-Owner]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/Tailor-the-Topics-and-Timing-of-Our-Communications]]></guid>
     <title><![CDATA[Tailor the Topics and Timing of Our Communications]]></title>
     <description><![CDATA[You now can tailor the topics and timing of email communications from the Ohio Attorney General&rsquo;s Office.]]></description>
     <pubDate>Wed, 10 Jul 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2013/Tailor-the-Topics-and-Timing-of-Our-Communications]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Beware-of-Scams-when-Buying-or-Selling-Online]]></guid>
     <title><![CDATA[Beware of Scams when Buying or Selling Online]]></title>
     <description><![CDATA[Online marketplaces make it easy for buyers to access countless products from individual sellers. But shopping this way can leave you vulnerable to scams since you may not know who is selling the item or if the item even exists. Scam artists take advantage of these unknown elements and attempt to steal your money.]]></description>
     <pubDate>Wed, 14 Aug 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Beware-of-Scams-when-Buying-or-Selling-Online]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Take-a-Good-Look-at-Your-Phone-Bill]]></guid>
     <title><![CDATA[Take a Good Look at Your Phone Bill]]></title>
     <description><![CDATA[Your phone bill may just be another one on the list to pay every month. But next time it arrives, take a second look for extra charges or fees. Some may be for services you didn&rsquo;t order, agree to, or use. If you find these, you may be a victim of&nbsp; &ldquo;cramming.&rdquo;]]></description>
     <pubDate>Wed, 14 Aug 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Take-a-Good-Look-at-Your-Phone-Bill]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Be-Wary-of-Back-to-School-Scams]]></guid>
     <title><![CDATA[Be Wary of Back-to-School Scams]]></title>
     <description><![CDATA[The back-to-school season can be a busy time for families. Unfortunately, scammers are busy this time of year, too.]]></description>
     <pubDate>Wed, 14 Aug 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Be-Wary-of-Back-to-School-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Unexpected-Email-Think-Before-You-Link]]></guid>
     <title><![CDATA[Unexpected Email: Think Before You Link]]></title>
     <description><![CDATA[If you&rsquo;ve ever received a vague email urging you to provide personal information or click on a link within the message, you&rsquo;re certainly not alone. Maybe the email advertised an amazing sale or great job opportunity and made you curious to learn more. Before you click, remember that it&rsquo;s important to weigh the potential for succumbing to a scam.&nbsp;&nbsp; ]]></description>
     <pubDate>Wed, 14 Aug 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2013/Unexpected-Email-Think-Before-You-Link]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/AG-Files-Enforcement-Actions-Against-Home-Security]]></guid>
     <title><![CDATA[AG Files Enforcement Actions Against Home Security Companies]]></title>
     <description><![CDATA[Imagine a door-to-door solicitor pressuring you to purchase a home security system. He claims he can waive all installation fees and provide a 30-day right to cancel. However, after signing up, you notice unauthorized installation charges on your bank statements and unsuccessfully try to cancel the service. Similar situations have caused many consumers to file complaints with the Ohio Attorney General&rsquo;s Office.]]></description>
     <pubDate>Mon, 09 Sep 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/AG-Files-Enforcement-Actions-Against-Home-Security]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/Mobile-Wallet-Security-Tips]]></guid>
     <title><![CDATA[‘Mobile Wallet’ Security Tips]]></title>
     <description><![CDATA[Smartphones and tablets allow consumers to stay connected, shop online, and even review bank account statements. Recent technology has taken convenience one step further, allowing consumers to use their smartphones as a mobile wallet.]]></description>
     <pubDate>Mon, 09 Sep 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/Mobile-Wallet-Security-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/Don’t-Bite-on-Phishing-Schemes]]></guid>
     <title><![CDATA[Don’t Bite on Phishing Schemes]]></title>
     <description><![CDATA[In a typical phishing scam, a con artist pretends to be an employee of a bank or a government agency and asks for confirmation of account information by providing account numbers, passwords, or Social Security numbers. The scammer hopes consumers will fall for the scam and reveal personal information.]]></description>
     <pubDate>Mon, 09 Sep 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/Don’t-Bite-on-Phishing-Schemes]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/Don’t-be-Fooled-by-ACA-related-Scams]]></guid>
     <title><![CDATA[Beware of Insurance Enrollment Scams]]></title>
     <description><![CDATA[While most consumers are familiar with the Affordable Care Act (ACA), commonly referred to as Obamacare, many are not aware of the specific procedures or important dates associated with the ACA. Fraudsters may use this lack of knowledge to scam consumers and possibly steal their identities.]]></description>
     <pubDate>Mon, 09 Sep 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2013/Don’t-be-Fooled-by-ACA-related-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2013/Too-Good-To-Be-True-Tickets-May-Be-Phony]]></guid>
     <title><![CDATA[Too-Good-To-Be-True Tickets May Be Phony ]]></title>
     <description><![CDATA[You feel like you&rsquo;ve just scored a touchdown when you see 50-yard line tickets for your favorite team for sale online at less than their face value. The seller may say they have a sudden family emergency and even include a scanned image of the tickets as &ldquo;proof&rdquo; they are legitimate. Unfortunately, those tickets may be well-designed counterfeits or may not even exist, leaving you without your money and seats for the big game.]]></description>
     <pubDate>Wed, 09 Oct 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2013/Too-Good-To-Be-True-Tickets-May-Be-Phony]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2013/Identity-Theft-Unit-Celebrates-First-Year-Successe]]></guid>
     <title><![CDATA[Identity Theft Unit Marks First-Year Successes]]></title>
     <description><![CDATA[Imagine not receiving your tax refund because someone else already obtained it or getting a medical bill for an unfamiliar procedure or prescription. Imagine pulling your credit report only to learn that someone used your personal information to obtain a loan &mdash; and now you&rsquo;re responsible for the payments. These scenarios were realities for many consumers who have contacted the Ohio Attorney General&rsquo;s Identity Theft Unit.]]></description>
     <pubDate>Wed, 09 Oct 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2013/Identity-Theft-Unit-Celebrates-First-Year-Successe]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2013/AG-Launches-2013-Take-Action-Video-Contest]]></guid>
     <title><![CDATA[AG Launches 2013 Take Action Video Contest]]></title>
     <description><![CDATA[Ohio high school students in grades 9 through 12 can enter to win up to $2,500 in college scholarships by participating in the Attorney General&rsquo;s fifth annual Take Action Video Contest.]]></description>
     <pubDate>Wed, 09 Oct 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2013/AG-Launches-2013-Take-Action-Video-Contest]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/Debt-Collection-Scams-Continue-to-Target-Ohioans]]></guid>
     <title><![CDATA[Debt-Collection Scams Continue to Target Ohioans]]></title>
     <description><![CDATA[Complaints filed with the Ohio Attorney General&rsquo;s Office suggest that scammers continue to contact Ohio families with phony debt-collection ploys. Recently, people who have applied for or inquired into payday loans are among their targets. Using information possibly obtained from online payday loan applications, the scammers attempt to trick consumers into paying for loans they may never have taken out or have already paid off. ]]></description>
     <pubDate>Wed, 13 Nov 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/Debt-Collection-Scams-Continue-to-Target-Ohioans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/AG-Announces-$30-Million-Multistate-Settlement-wit]]></guid>
     <title><![CDATA[AG Announces $30 Million Multistate Settlement with Discount Club Marketer]]></title>
     <description><![CDATA[Imagine discovering monthly charges on your credit card statement for a membership you don&rsquo;t recall signing up for &mdash; and the frustration of trying to deal with those charges. That was the experience of many consumers who filed complaints with the Ohio Attorney General&rsquo;s Office regarding charges to their credit cards or bank accounts for Affinion, Trilegiant and/or Webloyalty memberships.]]></description>
     <pubDate>Wed, 13 Nov 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/AG-Announces-$30-Million-Multistate-Settlement-wit]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/Don’t-Get-Scammed-Preparing-for-Colder-Weather]]></guid>
     <title><![CDATA[Don’t Get Scammed Preparing for Colder Weather]]></title>
     <description><![CDATA[When the temperature begins to drop, some scams begin to heat up. Before cold weather arrives, many homeowners consider steps to prepare for winter, including getting their furnaces inspected, chimneys swept, and air ducts cleaned. Follow these tips to avoid wintertime home improvement scams:]]></description>
     <pubDate>Wed, 13 Nov 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/Don’t-Get-Scammed-Preparing-for-Colder-Weather]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/Holiday-Shopping-Tips]]></guid>
     <title><![CDATA[Holiday Shopping Tips]]></title>
     <description><![CDATA[Stores are already advertising seasonal décor and gift ideas, spurring the beginnings of holiday spirit among many of us. But before making all those purchases on your shopping list, be sure to read advertisements closely and review your consumer rights.]]></description>
     <pubDate>Wed, 13 Nov 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2013/Holiday-Shopping-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Resolve-to-Know-Your-Consumer-Rights]]></guid>
     <title><![CDATA[Resolve to Know Your Consumer Rights ]]></title>
     <description><![CDATA[With the new year just around the corner, are you resolving to lose weight, learn to dance, or meet that new someone special? If so, you should be aware of the consumer rights involving &ldquo;prepaid entertainment contracts.&rdquo; In Ohio, state consumer protections apply to certain personal services for which a contract requires payment prior to you receiving any of the services that you have purchased. This includes many of the following:<br />
<ul>
	<li>
		Gym and health spa memberships</li>
	<li>
		Dating services</li>
	<li>
		Dance lessons</li>
	<li>
		Martial arts instruction</li>
</ul>
]]></description>
     <pubDate>Wed, 11 Dec 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Resolve-to-Know-Your-Consumer-Rights]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Beware-of-Holiday-Shopping-Scams]]></guid>
     <title><![CDATA[Beware of Holiday Shopping Scams]]></title>
     <description><![CDATA[Retail stores everywhere are advertising online deals for the holiday season. With all of the email offers, website ads, and links posted on social media, it can sometimes be hard to distinguish between what is real and what is a scam. Many of those advertisements are ploys for you to click on malicious links or unknowingly reveal your personal information.]]></description>
     <pubDate>Wed, 11 Dec 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Beware-of-Holiday-Shopping-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Ohio-to-Receive-$716-624-in-Google-Multistate-Sett]]></guid>
     <title><![CDATA[Ohio to Receive $716,624 in Google Multistate Settlement]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine, along with the attorneys general of 36 other states and the District of Columbia, announced a $17 million settlement with Google Inc. concerning its placement of third-party cookies on Safari Web browsers during 2011 and 2012.]]></description>
     <pubDate>Wed, 11 Dec 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Ohio-to-Receive-$716-624-in-Google-Multistate-Sett]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Beware-of-Scam-Charities-This-Holiday-Season]]></guid>
     <title><![CDATA[Beware of Scam Charities This Holiday Season]]></title>
     <description><![CDATA[Many consumers plan to spread the joy of the holiday season by donating to various charities. Unfortunately, many scammers plan to take advantage of consumers&rsquo; generosity by posing as legitimate charities and accepting &ldquo;donations.&rdquo; Before donating this holiday season, research the charities that you plan to help and learn the warning signs of a scam.&nbsp; ]]></description>
     <pubDate>Wed, 11 Dec 2013 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2013/Beware-of-Scam-Charities-This-Holiday-Season]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Sign-Up-for-Scam-Alerts]]></guid>
     <title><![CDATA[Sign Up for Scam Alerts]]></title>
     <description><![CDATA[To help stay updated on the latest trends in consumer fraud, you can now sign up to receive scam alerts from the Ohio Attorney General&rsquo;s Office.]]></description>
     <pubDate>Wed, 15 Jan 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Sign-Up-for-Scam-Alerts]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Job-Scams-Continue-to-Target-Ohioans]]></guid>
     <title><![CDATA[Job Scams Continue to Target Ohioans]]></title>
     <description><![CDATA[Finding a new career is at the top of many Ohioans&rsquo; lists of resolutions. If you are in the market for a new job, you may have noticed job postings that sound too good to be true. What you may not know is that scammers who want to steal your money &mdash; and maybe even your identity &mdash; create many of these postings.]]></description>
     <pubDate>Wed, 15 Jan 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Job-Scams-Continue-to-Target-Ohioans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Attorney-General-Announces-Lawsuit-Against-Alleged]]></guid>
     <title><![CDATA[Attorney General Announces Lawsuit Against Alleged Text Message Spammer]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine has announced a lawsuit against Darren C. Sizemore for sending unsolicited text messages to hundreds of thousands of consumers without their permission.&nbsp; ]]></description>
     <pubDate>Wed, 15 Jan 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Attorney-General-Announces-Lawsuit-Against-Alleged]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Avoid-Tax-Related-Identity-Theft]]></guid>
     <title><![CDATA[Avoid Tax-Related Identity Theft]]></title>
     <description><![CDATA[Imagine filing your taxes only to learn that someone stole your identity, filed your tax return, and received a refund in your name. Unfortunately, this scenario may be a reality for many consumers this tax season.]]></description>
     <pubDate>Wed, 15 Jan 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2014/Avoid-Tax-Related-Identity-Theft]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/Ohio-Businesses-Report-Phony-Invoice-Scam]]></guid>
     <title><![CDATA[Ohio Businesses Report Phony Invoice Scam]]></title>
     <description><![CDATA[Imagine receiving a fax or letter from an unfamiliar company attempting to collect payment for a product or service. The company provides a legitimate-looking &ldquo;invoice&rdquo; and requests immediate payment. Unfortunately, businesses across the state are reporting similar experiences to the Attorney General&rsquo;s Office.]]></description>
     <pubDate>Wed, 12 Feb 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/Ohio-Businesses-Report-Phony-Invoice-Scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/AG-Seeks-Reimbursement-from-Five-Car-Dealerships]]></guid>
     <title><![CDATA[AG Seeks Reimbursement from Five Car Dealerships]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office recently filed five lawsuits against Northeast Ohio car dealerships for failing to deliver motor vehicle titles as required by law. The Attorney General is seeking more than $32,000 in total reimbursements from the dealerships for payments made to resolve consumer complaints.]]></description>
     <pubDate>Wed, 12 Feb 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/AG-Seeks-Reimbursement-from-Five-Car-Dealerships]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/Avoid-Sweetheart-Scams-this-Valentines-Day]]></guid>
     <title><![CDATA[Avoid Sweetheart Scams this Valentine’s Day]]></title>
     <description><![CDATA[With Valentine&rsquo;s Day approaching, love is on many people&rsquo;s minds. Some Ohioans are sure to meet that special someone online, perhaps through a dating website or social media. Some may truly find companionship, but others may actually be connecting with potential scammers.]]></description>
     <pubDate>Wed, 12 Feb 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/Avoid-Sweetheart-Scams-this-Valentines-Day]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/Top-Ten-Complaints-of-2013]]></guid>
     <title><![CDATA[Top Ten Complaints of 2013 ]]></title>
     <description><![CDATA[The Attorney General&rsquo;s Office works every day to protect Ohio families from unfair and deceptive business practices and scams. The office accepts and handles consumer complaints through an informal dispute resolution process to assist consumers and businesses in reaching a mutual agreement to resolve issues.]]></description>
     <pubDate>Wed, 12 Feb 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2014/Top-Ten-Complaints-of-2013]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/Beware-of-Vacation-Scams-this-Spring-Break]]></guid>
     <title><![CDATA[Beware of Vacation Scams this Spring Break]]></title>
     <description><![CDATA[The harsh winter has prompted many Ohioans to dream of warmer weather and tropical beaches. While the marketing of spring break travel packages may entice people to sign up for the first bargain they see advertised, the Ohio Attorney General&rsquo;s Office cautions consumers to research travel packages thoroughly and ask questions. Don&rsquo;t let the promise of a few days of fun turn into an expensive nightmare!]]></description>
     <pubDate>Wed, 12 Mar 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/Beware-of-Vacation-Scams-this-Spring-Break]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/Mark-Your-Calendar-Upcoming-Community-Fraud-Forums]]></guid>
     <title><![CDATA[Mark Your Calendar: Upcoming Community Fraud Forums]]></title>
     <description><![CDATA[Families across Ohio are hurt every day by scam artists. Each year, the Ohio Attorney General&rsquo;s Office receives thousands of complaints from individual consumers who have been defrauded. To fight back against financial predators, the Attorney General&rsquo;s Office will host three fraud forums around Ohio in April and May.]]></description>
     <pubDate>Wed, 12 Mar 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/Mark-Your-Calendar-Upcoming-Community-Fraud-Forums]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/AG-Urges-Consumers-to-Check-Tires-Before-Buying]]></guid>
     <title><![CDATA[AG Urges Consumers to Check Tires Before Buying]]></title>
     <description><![CDATA[You venture out to buy car tires and find a good buy on brand-name tires that look new and show no signs of wear. It&rsquo;s no problem making the purchase and crossing that chore off your list, right? Wrong.]]></description>
     <pubDate>Wed, 12 Mar 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/AG-Urges-Consumers-to-Check-Tires-Before-Buying]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/Attorney-General-CHIPP-presentations-help-consum]]></guid>
     <title><![CDATA[Attorney General’s CHIPP presentations help consumers keep tabs on private info]]></title>
     <description><![CDATA[As consumers of all ages rely more and more on technology, it&rsquo;s important to understand how to protect your electronic devices and keep personal information private. That&rsquo;s the goal of Ohio Attorney General Mike DeWine&rsquo;s new educational initiative on cybersecurity.]]></description>
     <pubDate>Wed, 12 Mar 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2014/Attorney-General-CHIPP-presentations-help-consum]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/How-to-Research-Home-Improvement-Contractors]]></guid>
     <title><![CDATA[How to Research Home Improvement Contractors]]></title>
     <description><![CDATA[If you are considering a home repair this spring, make sure you know how to find a good contractor and avoid scammers.<br />
]]></description>
     <pubDate>Wed, 09 Apr 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/How-to-Research-Home-Improvement-Contractors]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/AG-DeWine-Enters-into-Multistate-Settlement-with-P]]></guid>
     <title><![CDATA[AG DeWine Enters into Multistate Settlement with Phusion Projects, LLC]]></title>
     <description><![CDATA[Attorney General Mike DeWine announced that he and 19 other attorneys general and the city attorney of San Francisco entered into an Assurance of Voluntary Compliance with Phusion Projects LLC and its officers, Jaisen Freeman, Christopher Hunter, and Jeffrey Wright (collectively, &ldquo;Phusion&rdquo;).]]></description>
     <pubDate>Wed, 09 Apr 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/AG-DeWine-Enters-into-Multistate-Settlement-with-P]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/Consumer-Protection-Videos-Now-Available]]></guid>
     <title><![CDATA[Consumer Protection Videos Now Available ]]></title>
     <description><![CDATA[In an effort to warn Ohioans about online scammers, the Attorney General&rsquo;s Office has released several new educational videos about cybersecurity. They feature experts from the Attorney General&rsquo;s Office explaining how to protect your personal information and avoid scams when browsing online.]]></description>
     <pubDate>Wed, 09 Apr 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/Consumer-Protection-Videos-Now-Available]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/How-to-Handle-Scams-Phony-Funeral-Announcements-an]]></guid>
     <title><![CDATA[How to Handle Scams: Phony Funeral Announcements and more!]]></title>
     <description><![CDATA[Scammers use a variety of tactics to make their &ldquo;offers&rdquo; seem legitimate, including phony emails containing malicious links. Consumers have reported receiving legitimate-looking emails with subject lines such as &ldquo;Funeral Notification&rdquo; or &ldquo;Passing of Your Friend.&rdquo; The emails appear to originate from a funeral home.]]></description>
     <pubDate>Wed, 09 Apr 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2014/How-to-Handle-Scams-Phony-Funeral-Announcements-an]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Calls-Point-to-Rise-in-Insurance-Schemes]]></guid>
     <title><![CDATA[Calls Point to Rise in Insurance Schemes ]]></title>
     <description><![CDATA[Reports to the Ohio Attorney General&rsquo;s Office suggest insurance-related schemes may be on the rise. Unscrupulous companies may use deceptive advertising to get consumers to unknowingly enroll in an insurance plan or reveal personal information.]]></description>
     <pubDate>Wed, 14 May 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Calls-Point-to-Rise-in-Insurance-Schemes]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Imposters-Target-Consumers-Wallets-and-Personal]]></guid>
     <title><![CDATA[Imposters Target Consumers’ Wallets and Personal Data]]></title>
     <description><![CDATA[From phony jury duty notices to fake ambulance bill collectors, Ohioans continue to report that scammers are posing as legitimate companies and government agencies to trick consumers into sending money and revealing their personal information.]]></description>
     <pubDate>Wed, 14 May 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Imposters-Target-Consumers-Wallets-and-Personal]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Last-of-Circleville-ring-defendants-pleads-guilty]]></guid>
     <title><![CDATA[Last of Circleville ring defendants pleads guilty]]></title>
     <description><![CDATA[The final member of a Circleville area criminal ring that used home-repair scams to swindle more than $137,000 from elderly consumers in Fairfield, Franklin, Pickaway, and Ross counties has pleaded guilty to felonies in the case.]]></description>
     <pubDate>Wed, 14 May 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Last-of-Circleville-ring-defendants-pleads-guilty]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Tips-Help-You-Guard-Against-the-Heartbleed-Bug]]></guid>
     <title><![CDATA[Tips Help You Guard Against the Heartbleed Bug]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine offered consumers advice on how to protect their personal information in the aftermath of a widespread Internet security glitch called the Heartbleed bug.]]></description>
     <pubDate>Wed, 14 May 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2014/Tips-Help-You-Guard-Against-the-Heartbleed-Bug]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/Tips-for-Savvy-Wedding-Planning]]></guid>
     <title><![CDATA[Tips for Savvy Wedding Planning]]></title>
     <description><![CDATA[With all the stress of wedding planning, it can be difficult to sort the good vendors from the not-so-good! Researching wedding vendors and asking important questions can go a long way to help you avoid problems on your big day.]]></description>
     <pubDate>Tue, 10 Jun 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/Tips-for-Savvy-Wedding-Planning]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/How-to-Avoid-Off-Campus-Rental-Scams]]></guid>
     <title><![CDATA[How to Avoid Off-Campus Rental Scams]]></title>
     <description><![CDATA[College students in search of off-campus housing options have a lot to consider, including location, condition, square footage, parking, and price. In addition to checking online advertisements and bulletin boards on and near campus, apartment hunters should be sure to visit the properties they&rsquo;re considering and, if possible, talk with current residents about the apartment and their experiences with the landlord.]]></description>
     <pubDate>Tue, 10 Jun 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/How-to-Avoid-Off-Campus-Rental-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/Airport-Job-Offers-Dont-Always-Fly]]></guid>
     <title><![CDATA[Airport Job Offers Don’t Always Fly]]></title>
     <description><![CDATA[Attorney General Mike DeWine is warning Ohioans to be on the lookout for a scam involving the promise of &ldquo;airport jobs.&rdquo; Recent reports to the Attorney General&rsquo;s Office suggest Ohioans are receiving fliers and phone calls from a man attempting to persuade unsuspecting job hunters to wire transfer money in exchange for uniforms.]]></description>
     <pubDate>Tue, 10 Jun 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/Airport-Job-Offers-Dont-Always-Fly]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/Does-Change-My-Address-com-Owe-You-a-Refund]]></guid>
     <title><![CDATA[Does Change-My-Address.com Owe You a Refund?]]></title>
     <description><![CDATA[Consumers nationwide, including up 16,000 Ohioans, are entitled to refunds from a Cincinnati Internet-based business that offers change of address services. A $3 million national refund pool has been established to reimburse consumers under a settlement with Change-My-Address.com, Change-of-Address.us, parent company Form Giant LLC, and its president, Matthew Riley, said Attorney General Mike DeWine.]]></description>
     <pubDate>Tue, 10 Jun 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2014/Does-Change-My-Address-com-Owe-You-a-Refund]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/Understanding-Short-Term-Loans]]></guid>
     <title><![CDATA[Understanding Short-Term Loans ]]></title>
     <description><![CDATA[Wherever they currently call home, military service members are sure to see advertisements and storefronts promoting payday advances and other types of short-term loans. Generally, payday loans are between $100 and $500. If service members are tight on cash, it may be tempting to get a short-term loan, but they should carefully consider the loan&rsquo;s terms and conditions as well as other alternatives.]]></description>
     <pubDate>Wed, 16 Jul 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/Understanding-Short-Term-Loans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/How-to-Avoid-Debt-Collection-Scams]]></guid>
     <title><![CDATA[How to Avoid Debt-Collection Scams]]></title>
     <description><![CDATA[Complaints filed with the Ohio Attorney General&rsquo;s Office suggest that scammers continue to contact military families and other Ohioans with phony debt-collection ploys. Recently, people who have applied for or inquired into payday loans have been targeted.]]></description>
     <pubDate>Wed, 16 Jul 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/How-to-Avoid-Debt-Collection-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/There-is-No-Better-Time-to-Learn-about]]></guid>
     <title><![CDATA[There’s No Better Time to Learn about the Patriot Program]]></title>
     <description><![CDATA[To commemorate today&rsquo;s observance of Military Consumer Protection Day, celebrated this year on July 16, the Ohio Attorney General&rsquo;s Office encourages active-duty service members to learn about the office&rsquo;s <a href="http://www.ohioattorneygeneral.gov/Individuals-and-Families/Military-and-Veterans">Patriot Program</a>.]]></description>
     <pubDate>Wed, 16 Jul 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/There-is-No-Better-Time-to-Learn-about]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/Ohio-Cracks-Down-on-Military-Identity-Theft]]></guid>
     <title><![CDATA[Ohio Cracks Down on Military Identity Theft]]></title>
     <description><![CDATA[The Federal Trade Commission ranks identity theft as one of the top military consumer complaints in the nation, prompting Ohio Attorney General Mike DeWine to push for harsher penalties for those who commit identity fraud and theft against active-duty service members and their spouses.]]></description>
     <pubDate>Wed, 16 Jul 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2014/Ohio-Cracks-Down-on-Military-Identity-Theft]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/Back-to-School-Shopping-Tips]]></guid>
     <title><![CDATA[Back-to-School Shopping Tips]]></title>
     <description><![CDATA[Back-to-school shopping season is in full swing, with notebooks, pencil cases, and binders lining many store aisles. While it can be exciting for children and adults to begin the school year with new items, it can also be expensive. Take time to read advertisements closely and watch for potential scams to avoid back-to-school-buying blues that may violate your rights.]]></description>
     <pubDate>Thu, 14 Aug 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/Back-to-School-Shopping-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/How-to-Handle-Unwanted-Phone-Calls]]></guid>
     <title><![CDATA[How to Handle Unwanted Phone Calls]]></title>
     <description><![CDATA[Reports to the Ohio Attorney General&rsquo;s Office indicate that unwanted phone calls continue to be a nuisance for many consumers. Because such intrusions have the potential to rob people of time and money, the Attorney General&rsquo;s Office works hard to educate consumers on how to reduce unwanted calls.]]></description>
     <pubDate>Thu, 14 Aug 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/How-to-Handle-Unwanted-Phone-Calls]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/Fake-Check-Scams-Target-Individuals-Selling-Produc]]></guid>
     <title><![CDATA[Fake Check Scams Target Individuals Selling Products Online ]]></title>
     <description><![CDATA[Individuals using online marketplaces to sell products may get more than they asked for when they receive an email from a &ldquo;buyer&rdquo; offering more money than the posted selling price.]]></description>
     <pubDate>Thu, 14 Aug 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/Fake-Check-Scams-Target-Individuals-Selling-Produc]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/Check-Your-Library-for-New-Scam-Prevention-Tools]]></guid>
     <title><![CDATA[Check Your Library for New Scam Prevention Tools]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Consumer Protection Section has developed a new program to help protect Ohio&rsquo;s seniors from fraud. The Senior Advocate Fraud Education (SAFE) program educates seniors, caregivers, social workers, and families about fraud and scams that target seniors. As part of the program, the Attorney General&rsquo;s Office is distributing SAFE toolkits to more than 700 public libraries throughout Ohio.]]></description>
     <pubDate>Thu, 14 Aug 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2014/Check-Your-Library-for-New-Scam-Prevention-Tools]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/AG-DeWine-Seeks-Restitution-from-Laser-Liposuction]]></guid>
     <title><![CDATA[AG DeWine Seeks Restitution from Laser Liposuction Business]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine announced a lawsuit against Wellness Laser and Med Spa LLC, which operates in central and northeast Ohio, for unfair and deceptive business practices. The Attorney General is seeking consumer restitution, an injunction to stop further violations, and civil penalties.]]></description>
     <pubDate>Thu, 18 Sep 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/AG-DeWine-Seeks-Restitution-from-Laser-Liposuction]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/Steer-Clear-of-Asphalt-Pavement-Scams]]></guid>
     <title><![CDATA[Steer Clear of Asphalt Pavement Scams ]]></title>
     <description><![CDATA[While the temperature remains moderate, Ohioans are likely seeing no shortage of home improvement contractors in their neighborhoods. Recently, a number of consumers have reported concerns about asphalt pavers and sealers going door-to-door offering services but performing shoddy work or not completing the work as promised.]]></description>
     <pubDate>Thu, 18 Sep 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/Steer-Clear-of-Asphalt-Pavement-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/AG-Office-Helps-Make-Case-in-Romance-Scam]]></guid>
     <title><![CDATA[AG’s Office Helps Make Case in Romance Scam]]></title>
     <description><![CDATA[The work of Attorney General Mike DeWine&rsquo;s Economic Crimes Unit, a division of the Consumer Protection Section, helped lead to the indictment of a Maryland man on charges related to a romance scam aimed at defrauding elderly individuals of more than $1.1 million.]]></description>
     <pubDate>Thu, 18 Sep 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/AG-Office-Helps-Make-Case-in-Romance-Scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/Take-Action-Video-Contest-Kicks-Off-Soon!]]></guid>
     <title><![CDATA[Take Action Video Contest Kicks Off ]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office is calling on Ohio high school students to participate in the sixth annual Take Action Video Contest and produce a 60-second video warning fellow Ohioans about scams, cybersecurity threats, and identity theft.]]></description>
     <pubDate>Thu, 18 Sep 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2014/Take-Action-Video-Contest-Kicks-Off-Soon!]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/Attorney-General-DeWine-Elder-Justice-Initiative]]></guid>
     <title><![CDATA[Attorney General DeWine’s Elder Justice Initiative]]></title>
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Attorney General Mike DeWine formed a new Elder Justice Initiative within the Ohio Attorney General&rsquo;s Office to increase the investigation and prosecution of elder abuse cases and improve victims&rsquo; access to services.]]></description>
     <pubDate>Wed, 08 Oct 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/Attorney-General-DeWine-Elder-Justice-Initiative]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/Grandparent-Scams-Continue-to-Target-Ohioans]]></guid>
     <title><![CDATA[Grandparent Scams Continue to Target Ohioans]]></title>
     <description><![CDATA[Attorney General Mike DeWine is reminding Ohioans to watch out for grandparent scams, a costly telephone ploy in which con artists pose as grandchildren in need.]]></description>
     <pubDate>Wed, 08 Oct 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/Grandparent-Scams-Continue-to-Target-Ohioans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/What-to-Know-When-Purchasing-Hearing-Aids]]></guid>
     <title><![CDATA[What to Know When Purchasing Hearing Aids]]></title>
     <description><![CDATA[Consumers should consider many things when buying hearing aids, including the cost, technology used, and comfort of the product. While many companies promise to provide a great product, it is important for consumers to review their consumer rights before making a purchase.]]></description>
     <pubDate>Wed, 08 Oct 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/What-to-Know-When-Purchasing-Hearing-Aids]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/Fight-Back-Against-Fraud-Arm-Yourself-with-Informa]]></guid>
     <title><![CDATA[Fight Back Against Fraud: Arm Yourself with Information]]></title>
     <description><![CDATA[When it comes to fighting fraud, the best offense is a good defense, which is why the Attorney General&rsquo;s Office offers a wide range of consumer protection presentations to educate older adults about the latest trends and scams. Representatives from the Ohio Attorney General&rsquo;s Office are available to provide important information about fraud, cybersecurity, identity theft and, most importantly, how to protect yourself and your wallet.&nbsp; ]]></description>
     <pubDate>Wed, 08 Oct 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2014/Fight-Back-Against-Fraud-Arm-Yourself-with-Informa]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Attorney-General-DeWine-Warns-Ohioans-of-Scams-on]]></guid>
     <title><![CDATA[Attorney General DeWine Warns Ohioans of Scams on Social Media ]]></title>
     <description><![CDATA[While many scams begin with a phone call or door-to-door visit, others attract potential victims through postings on popular social media websites and apps.<br />
]]></description>
     <pubDate>Mon, 10 Nov 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Attorney-General-DeWine-Warns-Ohioans-of-Scams-on]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Attorney-General-DeWine-Announces-National-Settlem]]></guid>
     <title><![CDATA[Attorney General DeWine Announces National Settlement with AT&T Mobility ]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine, along with other state attorneys general and federal agencies, recently announced a national settlement with AT&amp;T Mobility LLC to resolve allegations that it placed unauthorized third-party charges on consumers&rsquo; cell phone bills in a practice known as &ldquo;mobile cramming.&rdquo;<br />
]]></description>
     <pubDate>Mon, 10 Nov 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Attorney-General-DeWine-Announces-National-Settlem]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Avoid-Falling-Victim-to-Health-Insurance-Scams]]></guid>
     <title><![CDATA[Avoid Falling Victim to Health Insurance Scams]]></title>
     <description><![CDATA[Planning to make changes to your health insurance? Make sure you don&rsquo;t stumble into a scam.<br />
]]></description>
     <pubDate>Mon, 10 Nov 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Avoid-Falling-Victim-to-Health-Insurance-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Don-t-Get-Caught-in-a-Spear-Phishing-Scam]]></guid>
     <title><![CDATA[Don’t Get Caught in a ‘Spear Phishing’ Scam]]></title>
     <description><![CDATA[The next time you check your email inbox, look carefully &mdash; it might contain a targeted message that a con artist designed just for you.&nbsp;<br />
]]></description>
     <pubDate>Mon, 10 Nov 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2014/Don-t-Get-Caught-in-a-Spear-Phishing-Scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Dont-Get-Burned-When-Hiring-a-Holiday-Light]]></guid>
     <title><![CDATA[Don’t Get Burned When Hiring a Holiday Light Installer]]></title>
     <description><![CDATA[Have you ever considered paying a professional to hang your outdoor holiday lights? While relying on a pro may add a special sparkle to your home&rsquo;s holiday décor, be sure to do your homework before allowing an expert to do any work on your property.&nbsp;<br />
]]></description>
     <pubDate>Tue, 09 Dec 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Dont-Get-Burned-When-Hiring-a-Holiday-Light]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Five-Tips-to-Put-Safety-First-When-Shopping-Online]]></guid>
     <title><![CDATA[Five Tips to Put Safety First When Shopping Online]]></title>
     <description><![CDATA[Every year it seems more consumers are shopping for the holidays online for all different types of products and services. In fact, for many Ohioans, shopping online has become second nature. Consumers use apps on their smart phones, have their favorite online stores bookmarked, and compare prices online with those offered by traditional &ldquo;brick and mortar&rdquo; stores.&nbsp;<br />
]]></description>
     <pubDate>Tue, 09 Dec 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Five-Tips-to-Put-Safety-First-When-Shopping-Online]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Attorney-General-DeWine-FTC-and-Illinois-AG-Announ]]></guid>
     <title><![CDATA[Attorney General DeWine, FTC, and Illinois AG Announce $22 Million Settlement with Credit Monitoring Service]]></title>
     <description><![CDATA[The business that owns ScoreSense has agreed to change its business practices and pay $22 million to resolve claims that it deceptively marketed its online credit monitoring services, according to an agreement recently announced by Ohio Attorney General Mike DeWine, the Federal Trade Commission, and Illinois Attorney General Lisa Madigan.&nbsp;<br />
]]></description>
     <pubDate>Tue, 09 Dec 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Attorney-General-DeWine-FTC-and-Illinois-AG-Announ]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Layaway-Plans-What-to-Consider-This-Holiday-Season]]></guid>
     <title><![CDATA[Layaway Plans: What to Consider This Holiday Season ]]></title>
     <description><![CDATA[May companies offer layaway plans to help with the cost of the holiday season. This allows consumers to make installment payments on reserved items. Once the item is paid for in full, the consumer can pick it up. Before signing up for a layaway plan, consumers should understand all the terms and conditions. &nbsp;<br />
]]></description>
     <pubDate>Tue, 09 Dec 2014 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2014/Layaway-Plans-What-to-Consider-This-Holiday-Season]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Make-the-Most-of-Your-Holiday-Gift-Cards]]></guid>
     <title><![CDATA[Make the Most of Your Holiday Gift Cards]]></title>
     <description><![CDATA[Now that the holiday season is over, many consumers are likely excited to redeem their gift cards. But before making any purchasing decisions, consumers should know their gift card rights and beware of common gift card scams.&nbsp;<br />
]]></description>
     <pubDate>Wed, 14 Jan 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Make-the-Most-of-Your-Holiday-Gift-Cards]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Attorney-General-DeWine-Spearheads-$3-8-Million-Mu]]></guid>
     <title><![CDATA[Attorney General DeWine Spearheads $3.8 Million Multistate Settlement with Sirius XM]]></title>
     <description><![CDATA[Subscription-based satellite radio service Sirius XM has agreed to significantly change its business practices, pay $3.8 million to the states, and provide payments to eligible consumers in 45 states and the District of Columbia, based on a recent agreement led by Ohio Attorney General Mike DeWine.&nbsp;<br />
]]></description>
     <pubDate>Wed, 14 Jan 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Attorney-General-DeWine-Spearheads-$3-8-Million-Mu]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Ohio-Consumers-Have-Protections-When-Joining-a-Gym]]></guid>
     <title><![CDATA[Ohio Consumers Have Protections When Joining a Gym ]]></title>
     <description><![CDATA[Every January, many consumers enroll in gym memberships that will help fulfill their New Year&rsquo;s resolution for a healthier lifestyle. In Ohio, gym memberships are generally considered &ldquo;prepaid entertainment contracts,&rdquo; similar to contracts for dance or karate lessons or dating websites.&nbsp; &nbsp;These types of contracts provide consumers with certain rights such as the ability to cancel the agreements under certain circumstances.&nbsp;<br />
]]></description>
     <pubDate>Wed, 14 Jan 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Ohio-Consumers-Have-Protections-When-Joining-a-Gym]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Scam-Alert-Imposter-Websites-and-Emails]]></guid>
     <title><![CDATA[Scam Alert: Imposter Websites and Emails]]></title>
     <description><![CDATA[Despite the many benefits of the Internet, such as shopping online and researching a business, there also are some pitfalls &mdash; among them, scam websites and email messages.&nbsp;<br />
]]></description>
     <pubDate>Wed, 14 Jan 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2015/Scam-Alert-Imposter-Websites-and-Emails]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/Combat-Fraud-Celebrate-National-Consumer-Protectio]]></guid>
     <title><![CDATA[Combat Fraud: Celebrate National Consumer Protection Week]]></title>
     <description><![CDATA[In recognition of National Consumer Protection Week (March 1-7), Ohio Attorney General Mike DeWine&rsquo;s office has coordinated a wide range of activities to warn consumers about unfair business practices and scams and to help them understand their consumer rights.&nbsp;<br />
]]></description>
     <pubDate>Fri, 27 Feb 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/Combat-Fraud-Celebrate-National-Consumer-Protectio]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/Better-Credit-Card-Security-for-2015]]></guid>
     <title><![CDATA[Better Credit Card Security for 2015]]></title>
     <description><![CDATA[Swiping credit cards may soon be something of the past as the retail industry moves toward advance security protections that are already commonplace in Europe. The old swiping action &mdash; which allows the magnetic strip on credit cards to be decoded by electronic card readers &mdash; will eventually be replaced by a computer chip embedded in every new credit card.&nbsp;<br />
]]></description>
     <pubDate>Fri, 27 Feb 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/Better-Credit-Card-Security-for-2015]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/What-You-Should-Know-About-Warranties-and-Service]]></guid>
     <title><![CDATA[What You Should Know About Warranties and Service Contracts]]></title>
     <description><![CDATA[While warranties and service contracts may seem to be similar agreements, they have important differences. If you are buying a vehicle or making another high-ticket purchase, make sure you understand what you can expect from each.&nbsp;<br />
]]></description>
     <pubDate>Fri, 27 Feb 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/What-You-Should-Know-About-Warranties-and-Service]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/Avoid-Tax-Related-Identity-Theft]]></guid>
     <title><![CDATA[Avoid Tax-Related Identity Theft ]]></title>
     <description><![CDATA[Imagine filing your taxes only to learn that someone stole your identity, filed your tax return, and received a refund in your name. Unfortunately, this scenario may be a reality for many consumers this tax season.<br />
]]></description>
     <pubDate>Fri, 27 Feb 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2015/Avoid-Tax-Related-Identity-Theft]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Beware-of-Storm-Chasers-after-Severe-Weather]]></guid>
     <title><![CDATA[Beware of 'Storm Chasers' after Severe Weather]]></title>
     <description><![CDATA[As sure as we will experience severe storms this spring and summer, home repair contractors who have less-than-good intentions are bound to come knocking on our doors.&nbsp;]]></description>
     <pubDate>Tue, 05 May 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Beware-of-Storm-Chasers-after-Severe-Weather]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Scammers-May-Target-Timeshare-Owners]]></guid>
     <title><![CDATA[Scammers May Target Timeshare Owners ]]></title>
     <description><![CDATA[While many timeshare owners enjoy their properties, others cannot wait to get out from under the commitments, which can include monthly mortgage payments, maintenance fees, and property taxes.&nbsp;]]></description>
     <pubDate>Tue, 05 May 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Scammers-May-Target-Timeshare-Owners]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Before-a-Purchase-Do-Your-Homework]]></guid>
     <title><![CDATA[Before a Purchase: Do Your Homework]]></title>
     <description><![CDATA[Before signing a contract or providing payment, do some homework on the products and services you are planning to buy.&nbsp;]]></description>
     <pubDate>Tue, 05 May 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Before-a-Purchase-Do-Your-Homework]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Computer-Repair-Scammers-Prey-on-Unsuspecting-Vict]]></guid>
     <title><![CDATA[Computer Repair Scammers Prey on Unsuspecting Victims]]></title>
     <description><![CDATA[Reports to the Ohio Attorney General&rsquo;s Office suggest that many Ohioans have been targeted by the &ldquo;computer repair&rdquo; scam in recent months.&nbsp;<br />
]]></description>
     <pubDate>Tue, 05 May 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/May-2015/Computer-Repair-Scammers-Prey-on-Unsuspecting-Vict]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/Major-National-Settlement-with-Credit-Reporting-Ag]]></guid>
     <title><![CDATA[Major National Settlement with Credit Reporting Agencies]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine and 30 other state attorneys general recently announced a major settlement with the three main credit reporting agencies &mdash; Equifax Information Services LLC, Experian Information Solutions Inc., and TransUnion LLC.&nbsp;]]></description>
     <pubDate>Tue, 07 Jul 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/Major-National-Settlement-with-Credit-Reporting-Ag]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/Charity-Race-Runners-and-Walkers-Do-Your-Research]]></guid>
     <title><![CDATA[Charity Race Runners and Walkers: Do Your Research!]]></title>
     <description><![CDATA[Participating in 5K, 10K, half-marathon, and marathon races is often a great way to raise money for charities you&rsquo;re passionate about, while also accomplishing fitness goals.&nbsp;]]></description>
     <pubDate>Tue, 07 Jul 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/Charity-Race-Runners-and-Walkers-Do-Your-Research]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/July-15-Celebrate-Military-Consumer-Protection-Day]]></guid>
     <title><![CDATA[July 15: Celebrate Military Consumer Protection Day]]></title>
     <description><![CDATA[In recognition of Military Consumer Protection Day (July 15), the Ohio Attorney General&rsquo;s Office is providing information about consumer rights and scams targeting service members and their families.&nbsp;<br />
]]></description>
     <pubDate>Tue, 07 Jul 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/July-15-Celebrate-Military-Consumer-Protection-Day]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/Are-you-password-protected]]></guid>
     <title><![CDATA[Are you password protected?]]></title>
     <description><![CDATA[Today, passwords are needed for everything from email to bank accounts.&nbsp;]]></description>
     <pubDate>Tue, 07 Jul 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2015/Are-you-password-protected]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/Five-Tips-to-Shut-out-Hackers-and-Malware]]></guid>
     <title><![CDATA[Five Tips to Shut out Hackers and Malware]]></title>
     <description><![CDATA[Whether you&rsquo;re shopping online, connecting through social media, or checking web-based email accounts, take steps to protect your personal information from hackers and malicious software, also known as malware.&nbsp;]]></description>
     <pubDate>Wed, 09 Sep 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/Five-Tips-to-Shut-out-Hackers-and-Malware]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/Ohio-High-School-Students-Enter-the-Attorney]]></guid>
     <title><![CDATA[Ohio High School Students: Enter the Attorney General’s Scholarship Contest! ]]></title>
     <description><![CDATA[Are you looking for ways to earn money for college?&nbsp;]]></description>
     <pubDate>Wed, 09 Sep 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/Ohio-High-School-Students-Enter-the-Attorney]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/Fake-Check-Scams-Target-Ohioans]]></guid>
     <title><![CDATA[Fake Check Scams Target Ohioans ]]></title>
     <description><![CDATA[Imagine selling an item online and then receiving a check for more than the agreed price.&nbsp;]]></description>
     <pubDate>Wed, 09 Sep 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/Fake-Check-Scams-Target-Ohioans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/What-to-Know-About-Debt-Collection-Calls]]></guid>
     <title><![CDATA[What to Know About Debt Collection Calls]]></title>
     <description><![CDATA[When dealing with a debt collector, it is important to understand your rights and to distinguish between a legitimate debt collector, a debt collector who fails to comply with the law, and a likely scam artist.&nbsp;<br />
]]></description>
     <pubDate>Wed, 09 Sep 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/September-2015/What-to-Know-About-Debt-Collection-Calls]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/Scam-Alert-Beware-When-Using-Mobile-Payment-Apps]]></guid>
     <title><![CDATA[Scam Alert: Beware When Using Mobile Payment Apps]]></title>
     <description><![CDATA[Imagine having tickets for an upcoming concert or sporting event, but realizing at the last minute you aren&rsquo;t able to go. After trying unsuccessfully to sell to someone you know, you post the tickets for sale online.&nbsp;<br />
]]></description>
     <pubDate>Mon, 09 Nov 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/Scam-Alert-Beware-When-Using-Mobile-Payment-Apps]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/Verizon-and-Sprint-Customers-May-be-Eligible-for-R]]></guid>
     <title><![CDATA[Verizon and Sprint Customers May be Eligible for Refunds Under Cramming Settlements]]></title>
     <description><![CDATA[Sprint and Verizon customers who experienced unauthorized third-party charges on their cell phone bills (a practice known as &ldquo;mobile cramming&rdquo;) have until Dec. 31, 2015, to seek refunds under national settlements Attorney General DeWine announced earlier this year.<br />
]]></description>
     <pubDate>Mon, 09 Nov 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/Verizon-and-Sprint-Customers-May-be-Eligible-for-R]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/Pension-Advances-Might-Come-with-High-Risk]]></guid>
     <title><![CDATA[Pension Advances Might Come with High Risk]]></title>
     <description><![CDATA[The sales pitch may be tempting: trade some or all of your future pension in exchange for a lump sum of cash.&nbsp;]]></description>
     <pubDate>Mon, 09 Nov 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/Pension-Advances-Might-Come-with-High-Risk]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/When-to-Use-or-Refuse-Free-Public-Wi-Fi]]></guid>
     <title><![CDATA[When to Use or Refuse Free, Public Wi-Fi ]]></title>
     <description><![CDATA[Free, public Wi-Fi can be an easy way to connect online while on the go]]></description>
     <pubDate>Mon, 09 Nov 2015 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/November-2015/When-to-Use-or-Refuse-Free-Public-Wi-Fi]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/Annual-credit-reports-are-vital-way-to-catch-ID-th]]></guid>
     <title><![CDATA[Annual credit reports are vital way to catch ID theft and errors ]]></title>
     <description><![CDATA[If you are concerned about identity theft or want to understand the information that creditors access when you apply for a mortgage, apartment, credit card, car loan, or any other type of credit, check your credit report.&nbsp;]]></description>
     <pubDate>Wed, 13 Jan 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/Annual-credit-reports-are-vital-way-to-catch-ID-th]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/Think-twice-before-using-others-images-online]]></guid>
     <title><![CDATA[Think twice before using others’ images online ]]></title>
     <description><![CDATA[The Internet has made communication faster and easier.&nbsp;]]></description>
     <pubDate>Wed, 13 Jan 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/Think-twice-before-using-others-images-online]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/New-mobile-device-Here-are-two-ways-to-protect-you]]></guid>
     <title><![CDATA[New mobile device? Here are two ways to protect your identity]]></title>
     <description><![CDATA[Did you receive a new mobile device such as a laptop computer, tablet, or smartphone for the holidays?&nbsp;]]></description>
     <pubDate>Wed, 13 Jan 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/New-mobile-device-Here-are-two-ways-to-protect-you]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/Keep-your-guard-up-when-fulfilling-New-Years]]></guid>
     <title><![CDATA[Keep your guard up when fulfilling New Year’s resolutions ]]></title>
     <description><![CDATA[The beginning of a new year is the traditional time for people to work toward a healthier lifestyle.&nbsp;]]></description>
     <pubDate>Wed, 13 Jan 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/January-2016/Keep-your-guard-up-when-fulfilling-New-Years]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/AG-Settlement-with-MoneyGram-Includes-Money-for-Sc]]></guid>
     <title><![CDATA[AG Settlement with MoneyGram Includes Money for Scam Victims]]></title>
     <description><![CDATA[In early February, Ohio Attorney General Mike DeWine announced that Ohio was part of a $13 million settlement with MoneyGram Payment Systems Inc. over concerns that consumers used MoneyGram to make payments that were induced by fraud.<br />
]]></description>
     <pubDate>Fri, 04 Mar 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/AG-Settlement-with-MoneyGram-Includes-Money-for-Sc]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/Hung-up-with-Unwanted-Telephone-Calls-Read-on]]></guid>
     <title><![CDATA[Hung up with Unwanted Telephone Calls? Read on…]]></title>
     <description><![CDATA[Placing a landline or cell phone number on the National Do Not Call Registry can help reduce telemarketing calls, but it may not stop all unwanted calls. Here are some reasons why.<br />
]]></description>
     <pubDate>Fri, 04 Mar 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/Hung-up-with-Unwanted-Telephone-Calls-Read-on]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/A-Taxing-Problem-Tax-Identity-Theft]]></guid>
     <title><![CDATA[A Taxing Problem: Tax Identity Theft]]></title>
     <description><![CDATA[When most people think of identity theft, they likely think of opening fraudulent accounts, making unauthorized credit card charges, or taking money out of a bank account without permission.&nbsp;]]></description>
     <pubDate>Fri, 04 Mar 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/A-Taxing-Problem-Tax-Identity-Theft]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/Know-Your-Consumer-Rights]]></guid>
     <title><![CDATA[Know Your Consumer Rights ]]></title>
     <description><![CDATA[In recognition of National Consumer Protection Week (March 6-12, 2016), the Ohio Attorney General&rsquo;s Office wants to remind you about some of your rights as a consumer.&nbsp;<br />
]]></description>
     <pubDate>Fri, 04 Mar 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/March-2016/Know-Your-Consumer-Rights]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Small-businesses-can-be-target-of-scams]]></guid>
     <title><![CDATA[Helping Small Businesses to Avoid Becoming Targets]]></title>
     <description><![CDATA[Imagine investing thousands of dollars into your own small business and then being targeted by scammers.&nbsp;]]></description>
     <pubDate>Mon, 06 Jun 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Small-businesses-can-be-target-of-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Scammers-take-some-of-the-fun-out-of-social-media]]></guid>
     <title><![CDATA[Don’t Let Scams Take the Fun out of Social Media]]></title>
     <description><![CDATA[Have you ever been contacted by a &ldquo;friend&rdquo; on social media who has a great offer for you or who tells you that you&rsquo;ve unexpectedly won money?&nbsp;]]></description>
     <pubDate>Mon, 06 Jun 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Scammers-take-some-of-the-fun-out-of-social-media]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Questions-to-Ask-When-Buying-a-Used-Car]]></guid>
     <title><![CDATA[Questions to Ask When Buying a Used Car]]></title>
     <description><![CDATA[Buying a car is a major purchase.&nbsp;]]></description>
     <pubDate>Mon, 06 Jun 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Questions-to-Ask-When-Buying-a-Used-Car]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Ohio-Protects-Multi-Media-Outreach-Initiative]]></guid>
     <title><![CDATA[‘Ohio Protects’ Multi-Media Outreach Initiative Begins]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine announced the launch of a new multi-media outreach initiative to increase Ohioans&rsquo; awareness of scams, fraud, and identity theft and how they can protect themselves.]]></description>
     <pubDate>Wed, 08 Jun 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2016/Ohio-Protects-Multi-Media-Outreach-Initiative]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Beware-Searching-for-Local-Locksmiths-May-Lead]]></guid>
     <title><![CDATA[Beware: Searching for 'Local' Locksmiths May Lead to Faraway Call Centers]]></title>
     <description><![CDATA[When consumers search for a locksmith, it is often when they need help in a crisis, such as being locked out of their own home or car.&nbsp;]]></description>
     <pubDate>Mon, 08 Aug 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Beware-Searching-for-Local-Locksmiths-May-Lead]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Five-Signs-of-a-Health-Insurance-Scam]]></guid>
     <title><![CDATA[Five Signs of a Health Insurance Scam]]></title>
     <description><![CDATA[Con artists know how complicated health insurance can be and are eager to take advantage of unsuspecting consumers.&nbsp;]]></description>
     <pubDate>Mon, 08 Aug 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Five-Signs-of-a-Health-Insurance-Scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Know-Your-Consumer-Rights-Advertisements]]></guid>
     <title><![CDATA[Know Your Consumer Rights – Advertisements ]]></title>
     <description><![CDATA[Have you ever watched, read, or heard an advertisement and thought to yourself, &ldquo;There&rsquo;s got to be a catch,&rdquo; or &ldquo;This simply seems too good to be true&rdquo;?&nbsp;]]></description>
     <pubDate>Mon, 08 Aug 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Know-Your-Consumer-Rights-Advertisements]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Ohio-Consumers-Gain-New-Law-to-Help-Prevent-Child]]></guid>
     <title><![CDATA[Ohio Consumers Gain New Law to Help Prevent Child ID Theft]]></title>
     <description><![CDATA[Ohio families soon will have a new way to protect their children&rsquo;s identities.&nbsp;]]></description>
     <pubDate>Mon, 08 Aug 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2016/Ohio-Consumers-Gain-New-Law-to-Help-Prevent-Child]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Beware-of-Computer-Repair-Scams]]></guid>
     <title><![CDATA[Beware of Computer Repair Scams]]></title>
     <description><![CDATA[October is National Cybersecurity Awareness Month, and it&rsquo;s a good time to catch up on the latest computer repair and tech support scams that can trap consumers into revealing personal information or paying for phony assistance with their digital devices.]]></description>
     <pubDate>Wed, 12 Oct 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Beware-of-Computer-Repair-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Know-Your-Consumer-Rights-Repairs-and-Services]]></guid>
     <title><![CDATA[Know Your Consumer Rights – Repairs and Services ]]></title>
     <description><![CDATA[If you own a home or motor vehicle, you likely have paid for repairs or services in the past, or you may be planning to pay for repairs or services in the future. To make the most of your money, understand your rights as a consumer.&nbsp;]]></description>
     <pubDate>Wed, 12 Oct 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Know-Your-Consumer-Rights-Repairs-and-Services]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Scammers-Favorite-Payment-Methods]]></guid>
     <title><![CDATA[Scammers’ Favorite Payment Methods]]></title>
     <description><![CDATA[Fraud can be difficult to detect, but recognizing payment methods used regularly in scams can help consumers spot one sign of a potential problem.]]></description>
     <pubDate>Wed, 12 Oct 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Scammers-Favorite-Payment-Methods]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Scholarship-Contest-Now-Accepting-Entries]]></guid>
     <title><![CDATA[Scholarship Contest Now Accepting Entries!]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s eighth-annual Take Action Video Contest gives Ohio high school students the opportunity to learn about consumer protection while creating a short video for the chance to win college scholarships.]]></description>
     <pubDate>Wed, 12 Oct 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2016/Scholarship-Contest-Now-Accepting-Entries]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Beware-of-Malvertising-Scams-When-Surfing-Online]]></guid>
     <title><![CDATA[Beware of “Malvertising” Scams When Surfing Online ]]></title>
     <description><![CDATA[Savvy consumers may be familiar with &ldquo;malware,&rdquo; which is short for malicious software. They also may know never to click on unfamiliar or suspicious links, attachments, or pop-up windows to avoid malware. However, today&rsquo;s technology presents us with a danger that is not so easy to recognize or avoid: &ldquo;malvertising,&rdquo; or malicious advertising.]]></description>
     <pubDate>Wed, 14 Dec 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Beware-of-Malvertising-Scams-When-Surfing-Online]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Know-Your-Consumer-Rights-Warranties-and-Service]]></guid>
     <title><![CDATA[Know Your Consumer Rights — Warranties and Service Contracts]]></title>
     <description><![CDATA[Are you planning to purchase a new appliance or hire a home contractor? Before making these costly investments, protect yourself by learning more about your consumer rights when it comes to warranties and service contracts.&nbsp;]]></description>
     <pubDate>Wed, 14 Dec 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Know-Your-Consumer-Rights-Warranties-and-Service]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Learn-about-Attorney-General-Outreach-and-Training]]></guid>
     <title><![CDATA[Learn about Attorney General Outreach and Training Resource]]></title>
     <description><![CDATA[With more than 30 different sections, the Ohio Attorney General&rsquo;s Office serves Ohio citizens in many ways, including a variety of outreach services and training resources that are free to the public. Among the available trainings and services are programs for consumers, charities, crime victims, and small businesses.&nbsp;]]></description>
     <pubDate>Wed, 14 Dec 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Learn-about-Attorney-General-Outreach-and-Training]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Resolve-to-Make-Healthy-Goals-not-Financial-Heada]]></guid>
     <title><![CDATA[Resolve to Make Healthy Goals, not Financial Headache]]></title>
     <description><![CDATA[You may have the best of intentions to become healthier in the New Year, but before purchasing a product or service, be sure to do your homework to help prevent a well-intentioned goal from becoming a disappointment.]]></description>
     <pubDate>Wed, 14 Dec 2016 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2016/Resolve-to-Make-Healthy-Goals-not-Financial-Heada]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/Know-Your-Consumer-Rights-Shopping-Rights-and-Tip]]></guid>
     <title><![CDATA[Know Your Consumer Rights: Shopping Rights and Tips]]></title>
     <description><![CDATA[Whether reading a store ad, shopping online, or making a purchase at a retail store, you are likely protected by Ohio&rsquo;s consumer protection laws. The Ohio Consumer Sales Practices Act (&ldquo;CSPA&rdquo;) and its related rules operate to maintain a fair marketplace for consumers.]]></description>
     <pubDate>Tue, 07 Feb 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/Know-Your-Consumer-Rights-Shopping-Rights-and-Tip]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/New-Device-Make-Cybersecurity-a-Top-Priority]]></guid>
     <title><![CDATA[New Device? Make Cybersecurity a Top Priority]]></title>
     <description><![CDATA[Did you start out the new year with a new smartphone, tablet, laptop, or even a TV that connects to the internet? The Ohio Attorney General&rsquo;s Office encourages you to make cybersecurity one of your top priorities as you learn, program, and use your new device]]></description>
     <pubDate>Tue, 07 Feb 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/New-Device-Make-Cybersecurity-a-Top-Priority]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/Prevent-Heartbreak-Steer-Clear-of-Romance-Scams]]></guid>
     <title><![CDATA[Prevent Heartbreak: Steer Clear of Romance Scams]]></title>
     <description><![CDATA[As Valentine&rsquo;s Day approaches, watch out for con artists seeking to profit off Ohioans looking for love. While we all want to find the perfect match, unless you know how romance scams operate, instead of finding real love, your new &ldquo;sweetheart&rdquo; may deliver the double doozy of a broken heart and a lighter wallet.]]></description>
     <pubDate>Tue, 07 Feb 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/Prevent-Heartbreak-Steer-Clear-of-Romance-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/Unclaimed-Funds-101]]></guid>
     <title><![CDATA[Unclaimed Funds 101]]></title>
     <description><![CDATA[Do you think there are unclaimed funds out there belonging to you? Are you unsure of how to claim these funds? Have you recently been contacted by someone who offered to help you claim funds owed to you?]]></description>
     <pubDate>Tue, 07 Feb 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2017-1/Unclaimed-Funds-101]]></link>     
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     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/In-the-Market-for-a-New-Job-Beware-of-Employment]]></guid>
     <title><![CDATA[In the Market for a New Job? Beware of Employment Scams]]></title>
     <description><![CDATA[If you&rsquo;re in the market for a new job, watch out for signs of a job scam. That &ldquo;too good to be true&rdquo; job description or quick offer of employment without a face-to-face interview may signal a con.]]></description>
     <pubDate>Mon, 17 Apr 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/In-the-Market-for-a-New-Job-Beware-of-Employment]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/Know-Your-Consumer-Rights-Automobile]]></guid>
     <title><![CDATA[Know Your Consumer Rights: Automobiles]]></title>
     <description><![CDATA[Buying a motor vehicle is often one of the most expensive items we buy in our lifetime. Learn your consumer rights to make sure you&rsquo;re treated fairly as you go through the buying process.]]></description>
     <pubDate>Mon, 17 Apr 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/Know-Your-Consumer-Rights-Automobile]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/Look-Out-for-Spring-Home-Improvement-Scams]]></guid>
     <title><![CDATA[Look Out for Spring Home Improvement Scams]]></title>
     <description><![CDATA[Year after year, one thing is predictable about Ohio weather: Spring brings out the home improvement scammers. Learn how to prevent these con artists from taking your hard-earned money.]]></description>
     <pubDate>Mon, 17 Apr 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/Look-Out-for-Spring-Home-Improvement-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/Resolving-Disputes-Through-the-Attorney-General]]></guid>
     <title><![CDATA[Resolving Disputes Through the Attorney General’s Office]]></title>
     <description><![CDATA[If you have a problem with a product or service you bought, you may be able to participate in an informal dispute resolution process offered by the Ohio Attorney General&rsquo;s Consumer Protection Section. The process is free and has helped thousands of consumers resolve complaints.]]></description>
     <pubDate>Mon, 17 Apr 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2017-1/Resolving-Disputes-Through-the-Attorney-General]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Crowdfunding-What-to-Know-Before-Donating]]></guid>
     <title><![CDATA[Crowdfunding: What to Know Before Donating ]]></title>
     <description><![CDATA[If you&rsquo;re asked to make a donation online to cover someone&rsquo;s medical costs, to help victims of a tragedy, or to fund another cause, learn the basics of crowdfunding and how to spot a potential scam.]]></description>
     <pubDate>Tue, 13 Jun 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Crowdfunding-What-to-Know-Before-Donating]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Five-Free-or-Low-Cost-Ways-to-Stop-Identity]]></guid>
     <title><![CDATA[Five Free (or Low-Cost) Ways to Stop Identity Theft]]></title>
     <description><![CDATA[Many identity theft protection services charge monthly or annual fees, but there are other free and low-cost methods to protect your identity.]]></description>
     <pubDate>Tue, 13 Jun 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Five-Free-or-Low-Cost-Ways-to-Stop-Identity]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Know-Your-Rights-Robocalls]]></guid>
     <title><![CDATA[Know Your Rights: Robocalls]]></title>
     <description><![CDATA[Federal laws generally prohibit companies from making robocalls to you without your written consent, so read on to learn more about the law and for tips to help limit future calls.]]></description>
     <pubDate>Tue, 13 Jun 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Know-Your-Rights-Robocalls]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Taking-the-Mystery-Out-of-Mystery-Shopping]]></guid>
     <title><![CDATA[Taking the Mystery Out of Mystery Shopping ]]></title>
     <description><![CDATA[Mystery shopping jobs may appear to be flourishing, but make sure your secret shopper job doesn&rsquo;t become a surprise you never wanted. Learn to recognize the signs of mystery shopping scams and how to avoid falling for them.]]></description>
     <pubDate>Tue, 13 Jun 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2017-1/Taking-the-Mystery-Out-of-Mystery-Shopping]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/Beware-of-Rental-Scams-When-Apartment-Hunting]]></guid>
     <title><![CDATA[Beware of Rental Scams When Apartment Hunting]]></title>
     <description><![CDATA[Looking for a great place to rent? Before sending any money, make sure your new landlord isn&rsquo;t a con artist. Learn how to detect a phony rental posting designed only to steal your money.]]></description>
     <pubDate>Fri, 28 Jul 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/Beware-of-Rental-Scams-When-Apartment-Hunting]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/How-the-AG-CyberOhio-Initiative-Helps-Small]]></guid>
     <title><![CDATA[How the AG’s CyberOhio Initiative Helps Small Businesses Stay Safe]]></title>
     <description><![CDATA[Many small businesses want to do the right thing by safeguarding their systems from viruses and other malicious software. But, as a small business, where do you start, and where can you find information about keeping your business secure? The answer is the Ohio Attorney General&rsquo;s CyberOhio initiative.]]></description>
     <pubDate>Fri, 28 Jul 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/How-the-AG-CyberOhio-Initiative-Helps-Small]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/Protecting-Consumers-from-Do-Not-Call-Violations]]></guid>
     <title><![CDATA[Protecting Consumers from Do Not Call Violations]]></title>
     <description><![CDATA[With all the telemarketing calls you probably receive, you may wonder if there are penalties for making illegal calls. Read about a federal court ordering Dish Network to pay a record-breaking penalty for more than 82 million violations of the Do Not Call laws.]]></description>
     <pubDate>Fri, 28 Jul 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/Protecting-Consumers-from-Do-Not-Call-Violations]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/Three-Things-to-Know-about-Ohio-Sales-Tax]]></guid>
     <title><![CDATA[Three Things to Know about Ohio’s Sales Tax Holiday]]></title>
     <description><![CDATA[This year, Ohio has a sales tax holiday from Friday, August 4 through Sunday, August 6. Learn which purchases are exempt from sales tax during the holiday and find other back-to-school smart shopping tips.&nbsp;]]></description>
     <pubDate>Fri, 28 Jul 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2017/Three-Things-to-Know-about-Ohio-Sales-Tax]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/Protect-Your-Identity-in-the-Wake-of-the-Equifax-B]]></guid>
     <title><![CDATA[Protect Your Identity in the Wake of the Equifax Breach]]></title>
     <description><![CDATA[There&rsquo;s no way around the headlines. Equifax, one of the country&#39;s three main credit reporting bureaus, suffered a data breach affecting some 143 million U.S. consumers. &nbsp;Despite this scary news, there are ways you can protect yourself.&nbsp; &nbsp;]]></description>
     <pubDate>Mon, 16 Oct 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/Protect-Your-Identity-in-the-Wake-of-the-Equifax-B]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/Scholarship-Contest-Accepting-Entries]]></guid>
     <title><![CDATA[Scholarship Contest Accepting Entries]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s ninth-annual Take Action Video Contest gives Ohio high school students the opportunity to learn about cybersecurity and a chance to win up to $2,500 in college scholarships.&nbsp;]]></description>
     <pubDate>Mon, 16 Oct 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/Scholarship-Contest-Accepting-Entries]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/Some-Scams-Targeting-Apple-Products-and-Users]]></guid>
     <title><![CDATA[Some Scams Targeting Apple Products and Users ]]></title>
     <description><![CDATA[October is National Cyber Security Awareness month, and the Ohio Attorney General&rsquo;s Office is warning users of Apple products that scammers are targeting them for personal information and money.]]></description>
     <pubDate>Mon, 16 Oct 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/Some-Scams-Targeting-Apple-Products-and-Users]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/When-Caller-ID-Fails-Learn-About-Spoofing]]></guid>
     <title><![CDATA[When Caller ID Fails: Learn About “Spoofing”]]></title>
     <description><![CDATA[Do you receive unwanted telemarketing or scam phone calls and wonder why your caller ID says many of them are right in your area code? It&rsquo;s called Caller ID &ldquo;spoofing;&rdquo; a cheap and widely available technology that masks where the calls are originating.]]></description>
     <pubDate>Mon, 16 Oct 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2017-1/When-Caller-ID-Fails-Learn-About-Spoofing]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Fraud-Victims-Can-File-Claims-for-$586-Million-Wes]]></guid>
     <title><![CDATA[Fraud Victims Can File Claims for $586 Million Western Union Fund ]]></title>
     <description><![CDATA[Consumers who sent money to scammers using Western Union&rsquo;s wire service between 2004 and early 2017 may now apply for compensation from a $586 million fund. The fund is related to a settlement that Ohio Attorney General Mike DeWine announced in January.]]></description>
     <pubDate>Mon, 04 Dec 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Fraud-Victims-Can-File-Claims-for-$586-Million-Wes]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Medicare-Recipients-to-Receive-New-ID-Cards]]></guid>
     <title><![CDATA[Medicare Recipients to Receive New ID Cards ]]></title>
     <description><![CDATA[Older adults across the nation are expected to receive new Medicare cards by April 2019. It&rsquo;s important to know what to expect and to be on the lookout for con artists trying to steal money or personal information.&nbsp;]]></description>
     <pubDate>Mon, 04 Dec 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Medicare-Recipients-to-Receive-New-ID-Cards]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Ohioans-Report-Grant-Scam-Phone-Calls]]></guid>
     <title><![CDATA[Ohioans Report Grant Scam Phone Calls]]></title>
     <description><![CDATA[Consumers across Ohio are reporting scam phone calls about phony grants, especially by con artists pretending to work for government agencies.&nbsp;]]></description>
     <pubDate>Mon, 04 Dec 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Ohioans-Report-Grant-Scam-Phone-Calls]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Three-Things-to-Know-About-Credit-Alerts-and-Freez]]></guid>
     <title><![CDATA[Three Things to Know About Credit Alerts and Freezes ]]></title>
     <description><![CDATA[In light of recent large-scale data breaches, it is more important than ever to know the steps to take to protect your identity. That includes understanding the different alerts and freezes you can request from the major credit reporting agencies.&nbsp;]]></description>
     <pubDate>Mon, 04 Dec 2017 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2017/Three-Things-to-Know-About-Credit-Alerts-and-Freez]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Beyond-Passwords-Four-Cyber-Tips-For-2018]]></guid>
     <title><![CDATA[Beyond Passwords: Four Cyber Tips For 2018 ]]></title>
     <description><![CDATA[Do you go online but wonder if you are taking all the right cybersecurity steps? Here are four tips you can apply right now.]]></description>
     <pubDate>Wed, 14 Feb 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Beyond-Passwords-Four-Cyber-Tips-For-2018]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Five-Ways-to-Avoid-Online-Romance-Scams]]></guid>
     <title><![CDATA[Five Ways to Avoid Online Romance Scams]]></title>
     <description><![CDATA[It&rsquo;s that time of year when you or someone you know might be seeking out that special someone, and con artists know it. Fake online romance is prevalent, so we&rsquo;ve outlined ways to avoid sweetheart scams and protect your hard-earned money.]]></description>
     <pubDate>Wed, 14 Feb 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Five-Ways-to-Avoid-Online-Romance-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Know-More-About-Credit-Repair-and-Debt-Settlement]]></guid>
     <title><![CDATA[Know More About Credit Repair and Debt Settlement Companies]]></title>
     <description><![CDATA[Some services advertise that bad credit can be erased or your debts can be settled, but it takes a watchful eye to tell the legitimate services from the scam artists.&nbsp;]]></description>
     <pubDate>Wed, 14 Feb 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Know-More-About-Credit-Repair-and-Debt-Settlement]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Trial-Offers-When-Free-May-Not-Always-Be-Free]]></guid>
     <title><![CDATA[Trial Offers: When Free May Not Always Be Free ]]></title>
     <description><![CDATA[Some advertisements promote free, no-risk trials for the latest and greatest product. But watch out! Asking for free items may subject you to additional purchases and payments.&nbsp;]]></description>
     <pubDate>Wed, 14 Feb 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2018/Trial-Offers-When-Free-May-Not-Always-Be-Free]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/Attorney-General-DeWine-Announces-Winners-of-High]]></guid>
     <title><![CDATA[Attorney General DeWine Announces Winners of High School Consumer Video Contest]]></title>
     <description><![CDATA[Ohio Attorney General Mike DeWine has announced the winners of the 2017 Take Action Video Contest in which Ohio high school students were asked to create 60-second videos about cybersecurity topics.&nbsp;]]></description>
     <pubDate>Thu, 12 Apr 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/Attorney-General-DeWine-Announces-Winners-of-High]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/Fighting-Illegal-Robocalls-with-Technology]]></guid>
     <title><![CDATA[Fighting Illegal Robocalls with Technology ]]></title>
     <description><![CDATA[Did you know that technology can make the fight against illegal robocalls a little easier? Some products and services &ndash; including mobile phone apps &ndash; can help stop the calls from reaching you.]]></description>
     <pubDate>Thu, 12 Apr 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/Fighting-Illegal-Robocalls-with-Technology]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/Four-Tips-When-Buying-and-Selling-Online]]></guid>
     <title><![CDATA[Four Tips When Buying and Selling Online ]]></title>
     <description><![CDATA[With today&rsquo;s online marketplaces, some people may want to sell items to declutter their homes and make some money. Others may want to buy a product at a reduced price. Whether buying or selling through an online platform, be sure to stay clear of scams by applying four tips.&nbsp;]]></description>
     <pubDate>Thu, 12 Apr 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/Four-Tips-When-Buying-and-Selling-Online]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/How-to-File-a-Consumer-Complaint]]></guid>
     <title><![CDATA[How to File a Consumer Complaint]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Consumer Protection Section helps resolve consumer complaints. Learn about how and when to file a consumer complaint.&nbsp;]]></description>
     <pubDate>Thu, 12 Apr 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2018/How-to-File-a-Consumer-Complaint]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Five-Ways-to-Avoid-Scams-When-Traveling]]></guid>
     <title><![CDATA[Five Ways to Avoid Scams When Traveling]]></title>
     <description><![CDATA[Whether you&rsquo;re going on a long vacation or just taking a short trip, we&rsquo;ve outlined ways to avoid scams and protect your identity when you travel.]]></description>
     <pubDate>Fri, 15 Jun 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Five-Ways-to-Avoid-Scams-When-Traveling]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Ohio-BMV-Changing-Driver-License-and-ID-Card]]></guid>
     <title><![CDATA[Ohio BMV Changing Driver’s License and ID Card Distribution Process]]></title>
     <description><![CDATA[Effective July 2, 2018, the Ohio Bureau of Motor Vehicles (BMV) is changing how Ohioans will receive their driver&rsquo;s license or identification card. Instead of receiving a card while you wait at the office, the driver&rsquo;s license or ID card will be mailed to you from a centralized, secure facility.]]></description>
     <pubDate>Fri, 15 Jun 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Ohio-BMV-Changing-Driver-License-and-ID-Card]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Privacy-and-Security-on-the-Web-Is-a-VPN-Right-fo]]></guid>
     <title><![CDATA[Privacy and Security on the Web: Is a VPN Right for You?]]></title>
     <description><![CDATA[One option for consumers concerned about their privacy and security on public networks is to subscribe to a virtual private network or VPN service.]]></description>
     <pubDate>Fri, 15 Jun 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Privacy-and-Security-on-the-Web-Is-a-VPN-Right-fo]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Six-Questions-to-Ask-Before-Buying-a-Used-Car]]></guid>
     <title><![CDATA[Six Questions to Ask Before Buying a Used Car]]></title>
     <description><![CDATA[For most consumers, automobiles are one of life&rsquo;s biggest expenses. Buying a car, maintaining it, and repairing it can involve many different costs and decisions. Under Ohio law, consumers do not have a general right to cancel the purchase of a used vehicle to get their money back. Therefore, it is important to understand your rights and responsibilities before buying a used car.]]></description>
     <pubDate>Fri, 15 Jun 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2018-1/Six-Questions-to-Ask-Before-Buying-a-Used-Car]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/Ten-Tips-for-Smart-Back-to-School-Shopping]]></guid>
     <title><![CDATA[Ten Tips for Smart Back-to-School Shopping]]></title>
     <description><![CDATA[With the new school year just around the corner, we&rsquo;re providing tips for the fall shopping season, including knowing when rain checks may apply, when &ldquo;free&rdquo; offers may cost you, and ways to avoid scams.]]></description>
     <pubDate>Wed, 08 Aug 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/Ten-Tips-for-Smart-Back-to-School-Shopping]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/New-Electronic-and-Mobile-Payment-Methods]]></guid>
     <title><![CDATA[New Electronic and Mobile Payment Methods]]></title>
     <description><![CDATA[Consumers today often have a variety of options when it comes to paying for products and services &ndash; from cash and credit card to mobile wallets and peer-to-peer payment apps. As new methods are developed, it is a good idea to review the features and security of each method.&nbsp;]]></description>
     <pubDate>Wed, 08 Aug 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/New-Electronic-and-Mobile-Payment-Methods]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/Beware-of-Sweepstakes-Scams]]></guid>
     <title><![CDATA[Beware of Sweepstakes Scams]]></title>
     <description><![CDATA[The thought of winning millions of dollars is exciting, but beware of common sweepstakes scams, including those that appear on social media.]]></description>
     <pubDate>Wed, 08 Aug 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/Beware-of-Sweepstakes-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/Learn-About-Unlawful-Robocalls]]></guid>
     <title><![CDATA[Learn About Unlawful Robocalls]]></title>
     <description><![CDATA[It can be frustrating to answer the phone and hear an automated telemarketing message, especially when your phone number is on the national Do Not Call Registry. Learning more about robocalls is the first step to controlling unwanted calls.]]></description>
     <pubDate>Wed, 08 Aug 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2018/Learn-About-Unlawful-Robocalls]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Federal-Law-Changes-Can-Help-You-Protect-Your-Iden]]></guid>
     <title><![CDATA[Federal Law Changes Can Help You Protect Your Identity – For Free! ]]></title>
     <description><![CDATA[Consumers often wonder how to best prevent identity theft before it happens.&nbsp; As of September 21, 2018, initial fraud alerts now last for one year and security freezes are free and available to adults and children.&nbsp;&nbsp;]]></description>
     <pubDate>Tue, 09 Oct 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Federal-Law-Changes-Can-Help-You-Protect-Your-Iden]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Take-Action-High-School-Video-Contest-Launches]]></guid>
     <title><![CDATA[Take Action High School Video Contest Launches]]></title>
     <description><![CDATA[Are you an Ohio high school student looking to earn scholarship money for college? Do you enjoy shooting and editing short videos? If so, put your creativity and consumer knowledge to the test for a chance to win up to $2,500 in college scholarships!]]></description>
     <pubDate>Tue, 09 Oct 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Take-Action-High-School-Video-Contest-Launches]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Protect-Your-Apps-How-to-Make-Your-Smartphone-More]]></guid>
     <title><![CDATA[Protect Your Apps: How to Make Your Smartphone More Secure]]></title>
     <description><![CDATA[Your smartphone holds your favorite pictures, videos, and apps, but it also contains some of your most personal information. Hackers know this. During October&rsquo;s National Cybersecurity Awareness Month, learn several tips to make your smartphone more secure.&nbsp;]]></description>
     <pubDate>Tue, 09 Oct 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Protect-Your-Apps-How-to-Make-Your-Smartphone-More]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Learn-the-Ten-Signs-of-a-Scam]]></guid>
     <title><![CDATA[Learn the Ten Signs of a Scam]]></title>
     <description><![CDATA[Scammers use a variety of tactics to make their offers seem legitimate. Their initial contact may be by telephone, mail, door-to-door, flyers, emails, or phony websites. Be aware of ten signs that these initial contacts may be part of a bigger a scam.]]></description>
     <pubDate>Tue, 09 Oct 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2018/Learn-the-Ten-Signs-of-a-Scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/Practice-Smart-Online-Holiday-Shopping]]></guid>
     <title><![CDATA[Practice Smart Online Holiday Shopping]]></title>
     <description><![CDATA[If you&rsquo;re shopping online this holiday season, you&rsquo;re not alone. Each year, more consumers go online to buy gifts for their friends and family. To help you avoid scams and make the most of your money, the Ohio Attorney General&rsquo;s Office is offering 10 tips for smart online shopping.]]></description>
     <pubDate>Tue, 11 Dec 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/Practice-Smart-Online-Holiday-Shopping]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/Be-a-Wise-Donor-Learn-to-Recognize-Charitable-Givi]]></guid>
     <title><![CDATA[Be a Wise Donor: Learn to Recognize Charitable Giving Scams]]></title>
     <description><![CDATA[While there are many worthy causes to support, there are also some charity scams that waste donors&rsquo; contributions. Learn to be a wise donor by recognizing charitable giving scams and researching organizations you would like to support this holiday season.]]></description>
     <pubDate>Tue, 11 Dec 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/Be-a-Wise-Donor-Learn-to-Recognize-Charitable-Givi]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/Gift-Cards-Know-Before-You-Give]]></guid>
     <title><![CDATA[Gift Cards: Know Before You Give]]></title>
     <description><![CDATA[Gift cards are a popular present to give and receive, especially for last-minute shoppers and for people without a wish list, but not all gift cards are alike. From expiration dates to potential scams, know the basics about gift cards before making your purchase.]]></description>
     <pubDate>Tue, 11 Dec 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/Gift-Cards-Know-Before-You-Give]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/New-Ohio-Law-Expands-the-Definition-of-Elder-Abuse]]></guid>
     <title><![CDATA[New Ohio Law Expands the Definition of Elder Abuse and Who Must Report It]]></title>
     <description><![CDATA[To protect older adults, a new Ohio law expands the definition of elder abuse and the groups of individuals &mdash; including pharmacists, first responders, and bankers &mdash; required to report suspicions of it.&nbsp;]]></description>
     <pubDate>Tue, 11 Dec 2018 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2018-1/New-Ohio-Law-Expands-the-Definition-of-Elder-Abuse]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Introducing-Ohio-Attorney-General-Dave-Yost]]></guid>
     <title><![CDATA[Introducing Ohio Attorney General Dave Yost]]></title>
     <description><![CDATA[On January 14, 2019, Dave Yost was sworn in as Ohio&rsquo;s 51st attorney general. &nbsp;Attorney General Yost brings to the office his extensive experience rooting out fraud, holding the corrupt accountable and reforming government. While serving as prosecuting attorney in Delaware County during a building boom, Yost pursued criminal cases involving contractors who provided shoddy workmanship.]]></description>
     <pubDate>Wed, 13 Feb 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Introducing-Ohio-Attorney-General-Dave-Yost]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Top-Ten-Complaints-of-2018]]></guid>
     <title><![CDATA[Top Ten Complaints of 2018]]></title>
     <description><![CDATA[The Attorney General&rsquo;s Office works every day to protect Ohio families from unfair and deceptive business practices and scams. The office accepts and handles consumer complaints through an informal dispute-resolution process to assist consumers and businesses in reaching a mutual agreement to resolve issues. In 2018, the office received 22,877 complaints.]]></description>
     <pubDate>Wed, 13 Feb 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Top-Ten-Complaints-of-2018]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Be-Prepared-To-File-Taxes-and-Use-Any-Refund-Wisel]]></guid>
     <title><![CDATA[Be Prepared To File Taxes and Use Any Refund Wisely]]></title>
     <description><![CDATA[As Ohioans enter the tax season, the Ohio Attorney General&rsquo;s Office encourages consumers to file as early as possible and to use any refund wisely.]]></description>
     <pubDate>Wed, 13 Feb 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Be-Prepared-To-File-Taxes-and-Use-Any-Refund-Wisel]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Five-Ways-to-Avoid-Online-Romance-Scams]]></guid>
     <title><![CDATA[Five Ways to Avoid Online Romance Scams]]></title>
     <description><![CDATA[Valentine&rsquo;s Day can be a time to seek out that special someone, and con artists know it. Fake online romance, or &ldquo;sweetheart,&rdquo; scams are prevalent, so it is important to avoid them and protect your hard-earned money.]]></description>
     <pubDate>Wed, 13 Feb 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2019/Five-Ways-to-Avoid-Online-Romance-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Warm-weather-brings-out-home-improvement-scammers]]></guid>
     <title><![CDATA[Warm Weather Brings Out Home Improvement Scammers]]></title>
     <description><![CDATA[With warm and stormy weather comes less-than-reputable home improvement contractors who go door to door seeking your business. They may tell you they have extra materials from a nearby job and can offer a special deal because they&rsquo;re already in the neighborhood. Although a few of these stories may check out, others are ploys to take your money and do little or no work.]]></description>
     <pubDate>Mon, 01 Apr 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Warm-weather-brings-out-home-improvement-scammers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Attorney-General-Yost-Honors-Winners-of-High-Schoo]]></guid>
     <title><![CDATA[Attorney General Yost Honors Winners of High School Consumer Video Contest]]></title>
     <description><![CDATA[Ohio Attorney General Dave Yost announced the winners of the 2018 Take Action Video Contest, which was open to Ohio high school students.]]></description>
     <pubDate>Mon, 01 Apr 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Attorney-General-Yost-Honors-Winners-of-High-Schoo]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Extortion-Emails-Demand-Payment-From-Consumers]]></guid>
     <title><![CDATA[Extortion Emails Demand Payment From Consumers]]></title>
     <description><![CDATA[Consumers throughout the country are receiving emails claiming that their computers have been hacked and that their online activity will be made public unless they pay money. What is so alarming to unsuspecting consumers is that scammers often provide an actual password previously used by the victim as &ldquo;proof&rdquo; that the account is hacked. &nbsp;]]></description>
     <pubDate>Mon, 01 Apr 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Extortion-Emails-Demand-Payment-From-Consumers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Social-Security-Scams-Hit-Ohioans]]></guid>
     <title><![CDATA[Social Security Scams Hit Ohioans]]></title>
     <description><![CDATA[If you&rsquo;ve recently received a call from someone claiming to be with the Social Security Administration, you&rsquo;re not alone. The current Social Security scam is a version of the impostor scam, which involves scammers representing themselves as government employees in order to access your personal and/or financial information.]]></description>
     <pubDate>Mon, 01 Apr 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2019/Social-Security-Scams-Hit-Ohioans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Attorney-General-Yost-Warns-of-Travel-Scams]]></guid>
     <title><![CDATA[Attorney General Yost Warns of Travel Scams]]></title>
     <description><![CDATA[Consumers should beware of travel scams during spring and summer vacation months.]]></description>
     <pubDate>Wed, 12 Jun 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Attorney-General-Yost-Warns-of-Travel-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Learn-the-Red-Flags-Dont-Become-a-Money-Mule]]></guid>
     <title><![CDATA[Learn the Red Flags: Don’t Become a Money Mule]]></title>
     <description><![CDATA[A money mule is someone who &ndash; often unwittingly &ndash; is recruited to launder money.]]></description>
     <pubDate>Wed, 12 Jun 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Learn-the-Red-Flags-Dont-Become-a-Money-Mule]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Searching-for-Jobs-Be-Careful-Sharing-Your-Persona]]></guid>
     <title><![CDATA[Searching for Jobs? Be Careful Sharing Your Personal Information]]></title>
     <description><![CDATA[Searching for a job can be stressful. Scammers often advertise in the same places where legitimate job placement services advertise.]]></description>
     <pubDate>Wed, 12 Jun 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Searching-for-Jobs-Be-Careful-Sharing-Your-Persona]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Password-Managers-Can-Help-Keep-Online-Accounts-Sa]]></guid>
     <title><![CDATA[Password Managers Can Help Keep Online Accounts Safe ]]></title>
     <description><![CDATA[A password manager stores your login and password information for all the websites you use and helps you log into those websites automatically.]]></description>
     <pubDate>Wed, 12 Jun 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2019/Password-Managers-Can-Help-Keep-Online-Accounts-Sa]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Consumer-Protection-Tips-for-Sales-Tax-Holiday-Bac]]></guid>
     <title><![CDATA[Consumer Protection Tips for Sales Tax Holiday, Back-to-School Shopping ]]></title>
     <description><![CDATA[As consumers prepare for Ohio&rsquo;s sales tax holiday and the upcoming school year, Ohio Attorney General Dave Yost is offering back-to-school shopping consumer protection tips.]]></description>
     <pubDate>Tue, 30 Jul 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Consumer-Protection-Tips-for-Sales-Tax-Holiday-Bac]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Beware-of-Rental-Scams-When-Apartment-and-House-Hu]]></guid>
     <title><![CDATA[Beware of Rental Scams When Apartment and House Hunting]]></title>
     <description><![CDATA[As the summer season wraps up, some Ohioans will be looking for great places to rent. Before sending any money, make sure your new landlord isn&rsquo;t a con artist. Learn how to detect a phony rental posting designed to steal your money.]]></description>
     <pubDate>Tue, 30 Jul 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Beware-of-Rental-Scams-When-Apartment-and-House-Hu]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Financial-Fraud-and-Exploitation-Affecting-Older-A]]></guid>
     <title><![CDATA[Financial Fraud and Exploitation Affecting Older Adults]]></title>
     <description><![CDATA[With our aging population, it&rsquo;s important for family members and friends to provide guidance, education and support to older adults who may be vulnerable to financial fraud and exploitation.]]></description>
     <pubDate>Tue, 30 Jul 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Financial-Fraud-and-Exploitation-Affecting-Older-A]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Scammers-Take-Advantage-Of-Peer-to-Peer-Payment]]></guid>
     <title><![CDATA[Scammers Take Advantage Of “Peer-to-Peer” Payment Methods]]></title>
     <description><![CDATA[Peer-to-peer services give consumers the ability to transfer funds online or through an app directly from their bank account. Scammers are taking advantage of these payment services by accepting money for products such as popular event tickets and then failing to deliver the tickets.]]></description>
     <pubDate>Tue, 30 Jul 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/July-2019/Scammers-Take-Advantage-Of-Peer-to-Peer-Payment]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Tips-to-Shop-Smart-During-Black-Friday-Sales]]></guid>
     <title><![CDATA[Tips to Shop Smart During Black Friday Sales ]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office offers consumer protection tips ahead of Thanksgiving weekend, one of the busiest shopping weekends of the year.]]></description>
     <pubDate>Wed, 09 Oct 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Tips-to-Shop-Smart-During-Black-Friday-Sales]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Attorney-General-Yost-Warns-of-Genetic-Testing-Sca]]></guid>
     <title><![CDATA[Attorney General Yost Warns of Genetic Testing Scams]]></title>
     <description><![CDATA[Before you agree to genetic testing, understand how a recent scam is convincing older adults to hand out their personal information.]]></description>
     <pubDate>Wed, 09 Oct 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Attorney-General-Yost-Warns-of-Genetic-Testing-Sca]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Attorneys-General-Secure-$600-Million-from-Equifax]]></guid>
     <title><![CDATA[Attorneys General Secure $600 Million from Equifax in Largest Data Breach Settlement in U.S. History]]></title>
     <description><![CDATA[With 147 million Americans&rsquo; information compromised in the Equifax data breach, learn what a recent agreement between the Federal Trade Commission, the Consumer Financial Protection Bureau and state attorneys general means for you.]]></description>
     <pubDate>Wed, 09 Oct 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Attorneys-General-Secure-$600-Million-from-Equifax]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Attorney-General-Yost-Launches-Tool-to-Help-Ohio-C]]></guid>
     <title><![CDATA[Attorney General Yost Launches Tool to Help Ohio Consumers]]></title>
     <description><![CDATA[Ohio Attorney General Dave Yost has launched an online tool to help Ohioans gauge the reputations of businesses and steer clear of those with problematic pasts.]]></description>
     <pubDate>Wed, 09 Oct 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Attorney-General-Yost-Launches-Tool-to-Help-Ohio-C]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Beware-of-Scams-When-Moving]]></guid>
     <title><![CDATA[Beware of Scams When Moving]]></title>
     <description><![CDATA[When moving into a new apartment, condo or home, many Ohioans choose to hire a moving service. Read on to learn about common moving scams.]]></description>
     <pubDate>Wed, 09 Oct 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2019/Beware-of-Scams-When-Moving]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Ohio-Attorney-General-Offers-Holiday-Shopping-Tips]]></guid>
     <title><![CDATA[Ohio Attorney General Offers Holiday Shopping Tips for Consumers]]></title>
     <description><![CDATA[With the holiday season upon us, Ohio Attorney General Dave Yost offers the following holiday consumer protection tips.]]></description>
     <pubDate>Mon, 09 Dec 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Ohio-Attorney-General-Offers-Holiday-Shopping-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Frustrated-with-Unwanted-Calls-AG-Yost-Continues-t]]></guid>
     <title><![CDATA[Frustrated with Unwanted Calls? AG Yost Continues to Aggressively Address Robocalls]]></title>
     <description><![CDATA[It can be frustrating to answer the phone and hear an automated telemarketing message, especially when your phone number is on the national Do-Not-Call Registry.]]></description>
     <pubDate>Mon, 09 Dec 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Frustrated-with-Unwanted-Calls-AG-Yost-Continues-t]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Get-a-New-Device-Beware-of-Activation-Scams]]></guid>
     <title><![CDATA[Get a New Device? Beware of Activation Scams ]]></title>
     <description><![CDATA[With all the excitement of getting a new electronic gadget, some consumers don&rsquo;t realize when they&rsquo;re being tricked into paying fake activation fees by imposters posing as customer support agents.]]></description>
     <pubDate>Mon, 09 Dec 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Get-a-New-Device-Beware-of-Activation-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Phony-Emails-Request-Purchases-of-Gift-Cards-for-B]]></guid>
     <title><![CDATA[Phony Emails Request Purchases of Gift Cards for Boss or Pastor]]></title>
     <description><![CDATA[Business Email Compromise (BEC) scams involve a con artist impersonating someone with decision-making authority by using a hacked or spoofed email account.]]></description>
     <pubDate>Mon, 09 Dec 2019 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2019/Phony-Emails-Request-Purchases-of-Gift-Cards-for-B]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Answer-Only-the-Real-Government-Census-Not-Scams]]></guid>
     <title><![CDATA[Answer Only the Real Government Census, Not Scams]]></title>
     <description><![CDATA[2020 is a census year! Once every ten years, the U.S. government conducts the census, but with so many scams out there, it&rsquo;s vital to discern between the real census and imposter surveys designed to steal personal information. Read on for clues to help ensure the census you respond to this year is the real one.]]></description>
     <pubDate>Tue, 11 Feb 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Answer-Only-the-Real-Government-Census-Not-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Apple-Customers-be-on-Alert-iCloud-and-AppleCare-S]]></guid>
     <title><![CDATA[Apple Customers be on Alert: iCloud and AppleCare Scam Calls Making Their Rounds]]></title>
     <description><![CDATA[Apple customers may be vulnerable to imposter scams where con artists pose as Apple employees. Learn how to protect yourself with our consumer tips.]]></description>
     <pubDate>Tue, 11 Feb 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Apple-Customers-be-on-Alert-iCloud-and-AppleCare-S]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Ohioans-Alerted-to-Fake-Third-Party-License-Servic]]></guid>
     <title><![CDATA[Ohioans Alerted to Fake Third-Party License Services]]></title>
     <description><![CDATA[Consumers should be cautious when using the web to purchase a government-regulated permit, such as a dog or fishing license. Third-party websites are cleverly disguising themselves to look like official government agency websites, but they will take your money and provide nothing in return.]]></description>
     <pubDate>Tue, 11 Feb 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Ohioans-Alerted-to-Fake-Third-Party-License-Servic]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Tax-Filers-Beware-of-Scams-and-Ghost-Tax-Preparers]]></guid>
     <title><![CDATA[Tax Filers: Beware of Scams and “Ghost” Tax Preparers]]></title>
     <description><![CDATA[Ohioans filing their taxes should be on the lookout for potential scams, including &ldquo;ghost&rdquo; tax preparers. Read on to prevent yourself from becoming a tax scammer&rsquo;s next victim.]]></description>
     <pubDate>Tue, 11 Feb 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2020/Tax-Filers-Beware-of-Scams-and-Ghost-Tax-Preparers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/AG-Yost-Warns-of-an-Outbreak-of-Scams-Related-to-C]]></guid>
     <title><![CDATA[AG Yost Warns of an Outbreak of Scams Related to Coronavirus]]></title>
     <description><![CDATA[Scammers are taking advantage of the fear and uncertainty surrounding COVID-19 to prey on consumers. Protect yourself with tips from the Ohio Attorney General&rsquo;s Office.]]></description>
     <pubDate>Wed, 08 Apr 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/AG-Yost-Warns-of-an-Outbreak-of-Scams-Related-to-C]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/Follow-These-Legitimate-Resources-for-Accurate-COV]]></guid>
     <title><![CDATA[Follow These Legitimate Resources for Accurate COVID-19 Updates]]></title>
     <description><![CDATA[Turning to credible sources for the latest COVID-19 news will keep you informed while helping to stop the spread of misinformation. Read on to find reliable resources. &nbsp;]]></description>
     <pubDate>Wed, 08 Apr 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/Follow-These-Legitimate-Resources-for-Accurate-COV]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/Beware-of-Phony-Work-From-Home-Offers-and-Other-Jo]]></guid>
     <title><![CDATA[Beware of Phony Work-From-Home Offers and Other Job-Related Scams]]></title>
     <description><![CDATA[The COVID-19 pandemic has dramatically affected businesses and their employees. Ohioans searching for new job opportunities should beware of employment scams, such as fake offers to work from home.]]></description>
     <pubDate>Wed, 08 Apr 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/Beware-of-Phony-Work-From-Home-Offers-and-Other-Jo]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/Check-With-Your-Lender-Before-Taking-out-a-High-In]]></guid>
     <title><![CDATA[Check With Your Lender Before Taking out a High-Interest, Short-Term Loan]]></title>
     <description><![CDATA[As a result of COVID-19, many Ohioans are now facing unemployment or uncertainty about the length of their employment. Explore and understand your options before taking out a high-interest, short-term loan.]]></description>
     <pubDate>Wed, 08 Apr 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2020/Check-With-Your-Lender-Before-Taking-out-a-High-In]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Protect-Your-Data-When-Moving-From-One-Electronic]]></guid>
     <title><![CDATA[Protect Your Data When Moving From One Electronic Device to Another]]></title>
     <description><![CDATA[Upgrading devices can be exciting, with all the potential for better pictures, faster processing speeds, expanded memory and new core functions. Before you dive in to setting up your new device, make sure to remove your personal information from your old device.]]></description>
     <pubDate>Wed, 10 Jun 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Protect-Your-Data-When-Moving-From-One-Electronic]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Watch-Out-for-Home-Improvement-Scammers]]></guid>
     <title><![CDATA[Watch Out for Home Improvement Scammers]]></title>
     <description><![CDATA[As outside temperatures heat up, Ohioans will no doubt be faced with decisions for home improvement projects ranging from staining decks to installing new roofs.]]></description>
     <pubDate>Wed, 10 Jun 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Watch-Out-for-Home-Improvement-Scammers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Is-That-Debt-Collection-Call-Legitimate-or-Phony]]></guid>
     <title><![CDATA[Is That Debt Collection Call Legitimate or Phony?]]></title>
     <description><![CDATA[Debt collectors make a living by getting consumers to pay up. Naturally, this occupation is a popular disguise for scammers who want you to pay them instead.]]></description>
     <pubDate>Wed, 10 Jun 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Is-That-Debt-Collection-Call-Legitimate-or-Phony]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/A-COVID-Twist-to-Common-Scams]]></guid>
     <title><![CDATA[A COVID Twist to Common Scams]]></title>
     <description><![CDATA[Don&rsquo;t let fear and uncertainty surrounding COVID-19 make you fall victim to a scam. Thieves are on the prowl with scams relating to contact tracers, economic impact payments and used cars.]]></description>
     <pubDate>Wed, 12 Aug 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/A-COVID-Twist-to-Common-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/COVID-19-General-Purchasing-Questions]]></guid>
     <title><![CDATA[COVID-19 General Purchasing Questions]]></title>
     <description><![CDATA[As consumers get used to the gradual reopening of the economy and rescheduling of events that have been postponed or canceled, it&rsquo;s a good time to review policies and procedures for COVID-19 related openings and closings, ticketed events, deposits for venues and gift cards.]]></description>
     <pubDate>Wed, 12 Aug 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/COVID-19-General-Purchasing-Questions]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/AG-Yost-Continues-to-Hold-Nuisance-Robocallers-Acc]]></guid>
     <title><![CDATA[AG Yost Continues to Hold Nuisance Robocallers Accountable]]></title>
     <description><![CDATA[With the goal of making Ohio the toughest state for illegal robocallers to operate in, Ohio Attorney General Dave Yost has continued to fight the growing nuisance with enforcement action that seeks to hold perpetrators accountable.]]></description>
     <pubDate>Wed, 12 Aug 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/AG-Yost-Continues-to-Hold-Nuisance-Robocallers-Acc]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/CyberSmarts-for-Older-Adults]]></guid>
     <title><![CDATA[CyberSmarts for Older Adults]]></title>
     <description><![CDATA[More often, older adults are using devices such as smartphones and tablets to connect to the internet. Especially in light of COVID-19, they have found themselves using the internet for tasks they might have otherwise completed in person, from ordering groceries to coordinating home deliveries. Read on to apply cybersmart tips from the Ohio Attorney General&rsquo;s Office.]]></description>
     <pubDate>Wed, 12 Aug 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2020/CyberSmarts-for-Older-Adults]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/Tips-to-Shop-Smart-During-Black-Friday-Sales]]></guid>
     <title><![CDATA[Tips to Shop Smart During Black Friday Sales]]></title>
     <description><![CDATA[<p>Time will fly by, and before you know it, Ohioans will start their holiday shopping.&nbsp;As like many things this year, in-person shopping on Black Friday may be different than usual. Whether online or in-person, consumers should understand their rights to shop smart this holiday season.</p>
]]></description>
     <pubDate>Wed, 14 Oct 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/Tips-to-Shop-Smart-During-Black-Friday-Sales]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/October-is-National-Cybersecurity-Awareness-Month]]></guid>
     <title><![CDATA[October is National Cybersecurity Awareness Month: Online Tips for Parents]]></title>
     <description><![CDATA[With the global pandemic, many parents and their children are turning more often to online resources using devices such as tablets, smartphones and laptop computers. Read on to apply cybersmart tips to help keep you and your children safe while online.]]></description>
     <pubDate>Wed, 14 Oct 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/October-is-National-Cybersecurity-Awareness-Month]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/Consumers-Bombarded-with-Credit-Card-Interest-Rate]]></guid>
     <title><![CDATA[Consumers Bombarded with Credit Card Interest Rate Phone Calls]]></title>
     <description><![CDATA[Whether they want them or not, many consumers are receiving robocalls telling them they are eligible for a lower interest rate on their credit card. Most likely, these calls are more than annoying &ndash; they&rsquo;re also part of a scam. Read about these calls and what to do if you are really interested in a lower rate.]]></description>
     <pubDate>Wed, 14 Oct 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/Consumers-Bombarded-with-Credit-Card-Interest-Rate]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/Watch-Out-for-Energy-Scams-and-Learn-Where-to-Get]]></guid>
     <title><![CDATA[Watch Out for Energy Scams and Learn Where to Get Assistance]]></title>
     <description><![CDATA[Ohioans should be on the alert for scammers posing as utility company representatives, and threatening to discontinue service to the customer unless the consumer provides personal information or immediate payment for utility service. Read on to learn more about these utility scams as well as where to turn if you need payment assistance.]]></description>
     <pubDate>Wed, 14 Oct 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2020-1/Watch-Out-for-Energy-Scams-and-Learn-Where-to-Get]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/What-To-Know-About-Giving-Gift-Cards]]></guid>
     <title><![CDATA[What To Know About Giving Gift Cards ]]></title>
     <description><![CDATA[<p>Gift cards are popular presents during the year-end holiday season. But not all gift cards are alike. Before making any purchases, you should understand some basics about gift cards, including card expiration dates and signs of potential scams.</p>
]]></description>
     <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/What-To-Know-About-Giving-Gift-Cards]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/Watch-Out-For-False-Promises-When-Fulfilling-New-Y]]></guid>
     <title><![CDATA[Watch Out For False Promises When Fulfilling New Year’s Resolutions ]]></title>
     <description><![CDATA[Does your New Year&rsquo;s resolution include losing weight or getting in shape? You&rsquo;re not alone. Be sure to protect yourself as a consumer when signing up for a gym membership or buying nutritional products.<br />
&nbsp;]]></description>
     <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/Watch-Out-For-False-Promises-When-Fulfilling-New-Y]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/Getting-A-New-Device-Take-Steps-to-Secure-It-and-S]]></guid>
     <title><![CDATA[Getting A New Device? Take Steps to Secure It and Stay Safe]]></title>
     <description><![CDATA[If a new electronic device is on your wish list or that of a loved one, don&rsquo;t forget to look for red flags before downloading any apps and to review key elements of an app&rsquo;s privacy policy. These and other tips can help protect both the device and its owner.]]></description>
     <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/Getting-A-New-Device-Take-Steps-to-Secure-It-and-S]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/Protect-Yourself-From-Identity-Theft]]></guid>
     <title><![CDATA[Protect Yourself From Identity Theft]]></title>
     <description><![CDATA[Unfortunately, data breaches are all too common these days. Now more than ever, then, Ohioans should take precautions against identity theft.]]></description>
     <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2020/Protect-Yourself-From-Identity-Theft]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/Ohio-Attorney-General-Launches-Animated-Scam-Video]]></guid>
     <title><![CDATA[Ohio Attorney General Launches Animated Scam Video Series]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office launched a new multi-media outreach initiative to increase Ohioans&rsquo; awareness of COVID-19 scams, identity theft and red flags of scams. Read on for details about this new initiative.]]></description>
     <pubDate>Tue, 09 Feb 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/Ohio-Attorney-General-Launches-Animated-Scam-Video]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/AG-Yost-Issues-Warning-to-Ohioans-to-Watch-for-Cov]]></guid>
     <title><![CDATA[AG Yost Issues Warning to Ohioans to Watch for Covid-19 Vaccine Scams]]></title>
     <description><![CDATA[While much of the news involving COVID-19 vaccines is positive and welcomed by Ohioans, scammers are plotting their latest scams to take your personal information and money. Read on for help to protect yourself.]]></description>
     <pubDate>Tue, 09 Feb 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/AG-Yost-Issues-Warning-to-Ohioans-to-Watch-for-Cov]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/Top-Complaints-of-2020]]></guid>
     <title><![CDATA[ Top Complaints of 2020]]></title>
     <description><![CDATA[In 2020, the Ohio Attorney General&rsquo;s Consumer Protection Section received over 24,000 complaints. Read on to learn the top complaint categories handled last year and more.]]></description>
     <pubDate>Tue, 09 Feb 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/Top-Complaints-of-2020]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/Dont-Fall-For-Romance-Scams-This-Valentines-Day]]></guid>
     <title><![CDATA[Don’t Fall For Romance Scams This Valentine’s Day]]></title>
     <description><![CDATA[If celebrating Valentine&rsquo;s Day has you ready to meet your next potential mate, be careful of scammers lurking on dating websites, social media and virtual chat rooms.]]></description>
     <pubDate>Tue, 09 Feb 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2021/Dont-Fall-For-Romance-Scams-This-Valentines-Day]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Robocall-Enforcement-Unit-New-Reporting-Tool-Now-A]]></guid>
     <title><![CDATA[Robocall Enforcement Unit, New Reporting Tool Now Available for Consumers]]></title>
     <description><![CDATA[On March 4, Attorney General Dave Yost announced the formation of a Robocall Enforcement Unit and the development of a tool that lets consumers report malicious robocalls to his office.]]></description>
     <pubDate>Wed, 10 Jun 2020 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2020/Robocall-Enforcement-Unit-New-Reporting-Tool-Now-A]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/Watch-Out-for-Home-Improvement-Scammers]]></guid>
     <title><![CDATA[Watch Out for Home Improvement Scammers]]></title>
     <description><![CDATA[Home improvement scammers often ask for large down payments but simply take the money and run, leaving homeowners with no repairs and no refunds. Then, they move on to another customer to repeat their scheme.<br />
&nbsp;]]></description>
     <pubDate>Tue, 13 Apr 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/Watch-Out-for-Home-Improvement-Scammers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/Attorney-General-Celebrates-One-Year-Anniversary-o]]></guid>
     <title><![CDATA[Attorney General Celebrates One-Year Anniversary of Robocall Enforcement Unit]]></title>
     <description><![CDATA[<div>In March 2021, Attorney General Dave Yost celebrated the one-year anniversary of the Robocall Enforcement Unit. Read on to learn about the progress this unit has made toward making Ohio the toughest state for robocallers to operate in.</div>
]]></description>
     <pubDate>Tue, 13 Apr 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/Attorney-General-Celebrates-One-Year-Anniversary-o]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/AG-Yost-Reminds-Parents-How-to-Protect-Children-fr]]></guid>
     <title><![CDATA[AG Yost Reminds Parents How to Protect Children from Identity Theft]]></title>
     <description><![CDATA[<p>A new video explains to parents throughout Ohio the importance of protecting their children from identity theft through initiating freezes on their credit reports.</p>
]]></description>
     <pubDate>Tue, 13 Apr 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/AG-Yost-Reminds-Parents-How-to-Protect-Children-fr]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/The-Basics-of-Buying-a-Used-Car]]></guid>
     <title><![CDATA[The Basics of Buying a Used Car ]]></title>
     <description><![CDATA[<p>The combination of stimulus payments and income tax refunds may lead some families to consider buying a used car. Motor vehicles are consistently the top complaint category reported to the Consumer Protection Section. Read on for tips on buying a used car.</p>
]]></description>
     <pubDate>Tue, 13 Apr 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2021/The-Basics-of-Buying-a-Used-Car]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Upcoming-Webinar-Among-Ways-That-Attorney-General]]></guid>
     <title><![CDATA[Upcoming Webinar Among Ways That Attorney General’s Office Fights Elder Abuse]]></title>
     <description><![CDATA[Elder Abuse Awareness Day is June 28, <strong>and the Ohio Attorney General&rsquo;s Office, </strong><strong>Elder Abuse Commission and </strong>Elder Justice&nbsp;Unit are ready to spread the word to protect seniors. A free webinar &ndash; approved for 3 hours of CEU for social workers and counselors &ndash; <strong>will explore new efforts to prevent elder abuse.</strong>]]></description>
     <pubDate>Mon, 07 Jun 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Upcoming-Webinar-Among-Ways-That-Attorney-General]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Puppy-Scammers-Target-Unsuspecting-Consumers]]></guid>
     <title><![CDATA[Puppy Scammers Target Unsuspecting Consumers]]></title>
     <description><![CDATA[Looking for a new canine companion? Before shopping for a puppy, be sure to learn about how puppy scams have cost some would-be pet owners, leaving them out hundreds of dollars and with no new puppy friend to show for it.]]></description>
     <pubDate>Mon, 07 Jun 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Puppy-Scammers-Target-Unsuspecting-Consumers]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Beware-of-New-COVID-19-Scams]]></guid>
     <title><![CDATA[Beware of New COVID-19 Scams ]]></title>
     <description><![CDATA[With vaccines available to all Ohioans age 12 and up, scammers are moving on to new COVID-19 scams. Read on to learn how con artists are scheming and how they are trying to steal consumers&rsquo; personal information.]]></description>
     <pubDate>Mon, 07 Jun 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Beware-of-New-COVID-19-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Consumer-Wins]]></guid>
     <title><![CDATA[Consumer Wins ]]></title>
     <description><![CDATA[AG Yost&rsquo;s Consumer Protection Section protects Ohioans from predatory and illegal business practices by enforcing state laws. Read about this month&rsquo;s big win that got money returned to an Ohioan just like you.&nbsp;]]></description>
     <pubDate>Mon, 07 Jun 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Consumer-Wins]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Booking-Travel-Do-Your-Research-and-Beware-of-Scam]]></guid>
     <title><![CDATA[Booking Travel? Do Your Research and Beware of Scams]]></title>
     <description><![CDATA[Ready to get back to traveling? As more Ohioans are and as the summer months approach, consumers are advised to research any new COVID-19 policies and learn how to dodge scammers who would cheat travelers out of long-awaited vacations.]]></description>
     <pubDate>Mon, 07 Jun 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2021/Booking-Travel-Do-Your-Research-and-Beware-of-Scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Consumer-Protection-Tips-for-Sales-Tax-Holiday-Bac]]></guid>
     <title><![CDATA[Consumer Protection Tips for Sales Tax Holiday, Back-to-School Shopping]]></title>
     <description><![CDATA[Don&rsquo;t miss your chance to save on back-to-school shopping this year. The sales tax holiday runs from Friday, Aug. 6, through Sunday, Aug. 8, 2021.]]></description>
     <pubDate>Wed, 04 Aug 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Consumer-Protection-Tips-for-Sales-Tax-Holiday-Bac]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Dont-Get-Scammed-When-Moving-to-a-New-Home]]></guid>
     <title><![CDATA[Don’t Get Scammed When Moving to a New Home ]]></title>
     <description><![CDATA[A new home often involves hiring a moving company, but watch out for the red flags of a scam so you don&rsquo;t get defrauded in the process.]]></description>
     <pubDate>Wed, 04 Aug 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Dont-Get-Scammed-When-Moving-to-a-New-Home]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Learn-About-Payment-Methods-Used-in-Scams-Some]]></guid>
     <title><![CDATA[Learn About Payment Methods Used in Scams; Some Victims Who Paid Through MoneyGram Now Eligible for Refunds]]></title>
     <description><![CDATA[Fraud can be difficult to detect, but recognizing the payment methods often used by con artists can help you spot a scam. Also, if you paid a scammer using MoneyGram between 2013 and 2017, read on for important info about a potential refund opportunity.]]></description>
     <pubDate>Wed, 04 Aug 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Learn-About-Payment-Methods-Used-in-Scams-Some]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Beware-of-Cryptocurrency-Scams]]></guid>
     <title><![CDATA[Beware of Cryptocurrency Scams]]></title>
     <description><![CDATA[If you are considering investing in cryptocurrency, make sure you understand how it works and keep up on emerging cryptocurrency scams. Cryptocurrency is a form of payment that can be exchanged online for goods and services. Common types of cryptocurrency are Bitcoin, Ethereum, Dogecoin, Tether and Polkadot. Cryptocurrencies work using a technology called blockchain, which is a technology spread across many computers that manages and records transactions.&nbsp;]]></description>
     <pubDate>Wed, 04 Aug 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2021/Beware-of-Cryptocurrency-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Ohio-Attorney-General-Offers-Online-Shopping-Advic]]></guid>
     <title><![CDATA[Ohio Attorney General Offers Online Shopping Advice]]></title>
     <description><![CDATA[With the holiday season approaching, the Ohio Attorney General&rsquo;s Office is sharing tips on shopping online, identifying false reviews and understanding return policies.]]></description>
     <pubDate>Wed, 13 Oct 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Ohio-Attorney-General-Offers-Online-Shopping-Advic]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Cybersecurity-Awareness-Month-Learn-the-Red-Flags]]></guid>
     <title><![CDATA[Cybersecurity Awareness Month: Learn the Red Flags of a Phishing Scam]]></title>
     <description><![CDATA[October is Cybersecurity Awareness Month and a perfect time to review the warning signs that a con artist is trying to get you to divulge personal information.]]></description>
     <pubDate>Wed, 13 Oct 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Cybersecurity-Awareness-Month-Learn-the-Red-Flags]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Warning-Free-Trial-Offers-May-Be-Costly]]></guid>
     <title><![CDATA[Warning: “Free Trial” Offers May Be Costly ]]></title>
     <description><![CDATA[These days, many types of products can be purchased through supposed &ldquo;free trial&rdquo; offers. Often, these offers come with terms including automatic renewals, which can result in significant costs to unsuspecting consumers.]]></description>
     <pubDate>Wed, 13 Oct 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Warning-Free-Trial-Offers-May-Be-Costly]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Be-on-the-Alert-Advanced-Fee-Loan-Scams]]></guid>
     <title><![CDATA[Be on the Alert: Advanced-Fee Loan Scams]]></title>
     <description><![CDATA[Consumers throughout Ohio are reporting losing money to advanced-fee loan scams. In some cases, they send hundreds of dollars out of the country for loans that, in truth, are nonexistent.&nbsp;]]></description>
     <pubDate>Wed, 13 Oct 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2021/Be-on-the-Alert-Advanced-Fee-Loan-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Package-Delivery-Scams-May-Contain-Malware]]></guid>
     <title><![CDATA[Package Delivery Scams May Contain Malware]]></title>
     <description><![CDATA[Amid the seasonal hustle and bustle, Ohioans should be on the lookout for package delivery scams, which typically rise at this time of year. Discover how to identify these scams and to avoid malware embedded in such scam emails and texts.]]></description>
     <pubDate>Wed, 08 Dec 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Package-Delivery-Scams-May-Contain-Malware]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Gift-Cards-To-Give-or-Not-to-Give]]></guid>
     <title><![CDATA[Gift Cards: To Give or Not to Give]]></title>
     <description><![CDATA[Gift cards are popular presents during the year-end holidays, especially for last-minute shoppers. Here is some consumer protection advice involving gift cards, including security tips to help you prevent a scammer or thief from receiving your holiday present.]]></description>
     <pubDate>Wed, 08 Dec 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Gift-Cards-To-Give-or-Not-to-Give]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Be-a-Wise-Donor-This-Holiday-Season]]></guid>
     <title><![CDATA[Be a Wise Donor This Holiday Season]]></title>
     <description><![CDATA[At a time when the weather outside can turn frightful, donations are delightful. Many charities draw a substantial portion of their contributions from year-end donations. Read on to learn how to be a wise donor this holiday season and to avoid potential charity scams.]]></description>
     <pubDate>Wed, 08 Dec 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Be-a-Wise-Donor-This-Holiday-Season]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Ohio-Attorney-General-Offers-Online-Shopping-Tips]]></guid>
     <title><![CDATA[Ohio Attorney General Offers Online Shopping Tips for Consumers]]></title>
     <description><![CDATA[It&rsquo;s the holiday season &ndash; and, to help keep it merry and bright, the Ohio Attorney General&rsquo;s Office is sharing some tips for identifying shopping scams.]]></description>
     <pubDate>Wed, 08 Dec 2021 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2021/Ohio-Attorney-General-Offers-Online-Shopping-Tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/How-to-Take-Back-Control-of-Your-Data]]></guid>
     <title><![CDATA[How to Take Back Control of Your Data ]]></title>
     <description><![CDATA[<p>Data Privacy Week was observed last month, but it&rsquo;s always the right time to remember the importance of keeping personal information private. Read on for important privacy tips and data from the National Cybersecurity Alliance.</p>
]]></description>
     <pubDate>Wed, 09 Feb 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/How-to-Take-Back-Control-of-Your-Data]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Most-Common-Complaints-of-2021]]></guid>
     <title><![CDATA[Most Common Complaints of 2021]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office received more than 20,500 consumer complaints in 2021. Find out what areas drew the most complaints, how the Consumer Protection Section handles the informal dispute-resolution process and what other free services are available.]]></description>
     <pubDate>Wed, 09 Feb 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Most-Common-Complaints-of-2021]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Beware-of-Romance-Scams-This-Valentines-Day]]></guid>
     <title><![CDATA[Beware of Romance Scams This Valentine’s Day]]></title>
     <description><![CDATA[Love may abound, but scammers do, too! Don&rsquo;t get your heart broken by a fake love interest. Learn about the red flags of romance scams &ndash; also known as &ldquo;sweetheart&rdquo; scams &ndash; that infiltrate dating websites/apps, chat rooms and online message boards.]]></description>
     <pubDate>Wed, 09 Feb 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Beware-of-Romance-Scams-This-Valentines-Day]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Business-Impersonation-Scams-Are-on-the-Rise]]></guid>
     <title><![CDATA[Business Impersonation Scams Are on the Rise]]></title>
     <description><![CDATA[Speaking of scams, some bad actors send out legitimate-looking emails and text messages that purport to be from popular companies. Learn how to spot the red flags to avoid falling victim to one of these all-too-common business impersonation scams.]]></description>
     <pubDate>Wed, 09 Feb 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Business-Impersonation-Scams-Are-on-the-Rise]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Consumer-Conferences]]></guid>
     <title><![CDATA[Consumer Conferences]]></title>
     <description><![CDATA[Please consider attending one of these upcoming conferences on elder financial exploitation in facility settings, or fraud investigations and prevention. Read on to learn more.&nbsp;]]></description>
     <pubDate>Wed, 09 Feb 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2022/Consumer-Conferences]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Attorney-General-Yost-Warns-of-Travel-Scams]]></guid>
     <title><![CDATA[Attorney General Yost Warns of Travel Scams]]></title>
     <description><![CDATA[Speaking of warmer weather, vacations peak in the spring and summer months too! Consumers should beware of travel scams when planning their next vacation. The best way to avoid scams is to start planning early.]]></description>
     <pubDate>Wed, 13 Apr 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Attorney-General-Yost-Warns-of-Travel-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Learn-About-Ohio-Consumer-Protection-Laws]]></guid>
     <title><![CDATA[Learn About Ohio’s Consumer Protection Laws ]]></title>
     <description><![CDATA[Did you know that Ohio has more than 25 consumer protection laws? This article explores various laws that you may not even know exist in our state that are designed to protect you.]]></description>
     <pubDate>Wed, 13 Apr 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Learn-About-Ohio-Consumer-Protection-Laws]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Watch-Out-for-Home-Improvement-Scams]]></guid>
     <title><![CDATA[Watch Out for Home Improvement Scams]]></title>
     <description><![CDATA[With temperatures rising, you may be starting new home improvement projects. In order to avoid being scammed, be sure to research any companies or contractors you plan to use prior to starting. If the deal seems too good to be true, it probably is!]]></description>
     <pubDate>Wed, 13 Apr 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Watch-Out-for-Home-Improvement-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Social-Media-Scams-Widespread-Throughout-Ohio-and]]></guid>
     <title><![CDATA[Social Media Scams Widespread Throughout Ohio and Nation]]></title>
     <description><![CDATA[While many consumers have a presence on social media, some may not realize how widespread scams are on those sites. Read about these scams and how to prevent falling for them.]]></description>
     <pubDate>Wed, 13 Apr 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2022/Social-Media-Scams-Widespread-Throughout-Ohio-and]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Beware-of-Scam-Artists-During-County-and-State-Fai]]></guid>
     <title><![CDATA[Beware of Scam Artists During County and State Fair Season]]></title>
     <description><![CDATA[<p>Fairs are meant for fun, but keep your guard up for potential scams and fraud when visiting sales booths at upcoming state, county and independent fairs.</p>
]]></description>
     <pubDate>Wed, 08 Jun 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Beware-of-Scam-Artists-During-County-and-State-Fai]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Nobody-Is-Immune-All-Generations-Susceptible-to-Sc]]></guid>
     <title><![CDATA[Nobody Is Immune: All Generations Susceptible to Scams]]></title>
     <description><![CDATA[Although older adults are most vulnerable to scams, the Gen-Z population and other younger generations are not immune. Read on to find out how scams are snaring younger consumers in increasing numbers.]]></description>
     <pubDate>Wed, 08 Jun 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Nobody-Is-Immune-All-Generations-Susceptible-to-Sc]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Consumer-Protection-Presentations-and-Videos-Avail]]></guid>
     <title><![CDATA[Consumer Protection Presentations and Videos Available to the Public]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Consumer Protection Section offers free presentations &ndash; in person or online &ndash; on topics ranging from cybersecurity to consumer scams.]]></description>
     <pubDate>Wed, 08 Jun 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Consumer-Protection-Presentations-and-Videos-Avail]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Beware-of-Cryptocurrency-Scams]]></guid>
     <title><![CDATA[Beware of Cryptocurrency Scams ]]></title>
     <description><![CDATA[Learn more about cryptocurrency and how to avoid being scammed when using it as a payment method.]]></description>
     <pubDate>Wed, 08 Jun 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2022/Beware-of-Cryptocurrency-Scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/AG-Yost-continues-relentless-pursuit-of-roboca-(1)]]></guid>
     <title><![CDATA[AG Yost continues relentless pursuit of robocallers]]></title>
     <description><![CDATA[Ohio Attorney General Dave Yost&rsquo;s Robocall Enforcement Unit took legal action against the perpetrators of a scheme responsible for bombarding U.S. consumers with billions of illegal robocalls. Read more about this recent lawsuit and other actions taken to protect consumers throughout the Buckeye State.<br />
&nbsp;]]></description>
     <pubDate>Wed, 03 Aug 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/AG-Yost-continues-relentless-pursuit-of-roboca-(1)]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/Consumer-tips-for-sales-tax-holiday-back-to-school]]></guid>
     <title><![CDATA[ Consumer tips for sales-tax holiday, back-to-school shopping]]></title>
     <description><![CDATA[As a new school year approaches, you can save some money by taking advantage of Ohio&rsquo;s sales-tax holiday, which runs from Aug. 5 through Aug. 7.<br />
&nbsp;]]></description>
     <pubDate>Wed, 03 Aug 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/Consumer-tips-for-sales-tax-holiday-back-to-school]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/College-students-Beware-of-rental-scams-when-hunti]]></guid>
     <title><![CDATA[College students: Beware of rental scams when hunting for place to live]]></title>
     <description><![CDATA[Also coinciding with back-to-school season, the Ohio Attorney General&rsquo;s Office is cautioning students and their parents about apartment and home rental scams.<br />
&nbsp;]]></description>
     <pubDate>Wed, 03 Aug 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/College-students-Beware-of-rental-scams-when-hunti]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/Two-simple-actions-can-help-ward-off-identity-thef]]></guid>
     <title><![CDATA[Two simple actions can help ward off identity theft]]></title>
     <description><![CDATA[Consumers can protect themselves against identity theft by taking two simple steps: freezing your credit with the three major credit bureaus and establishing an Identity Protection PIN with the Internal Revenue Service.<br />
&nbsp;]]></description>
     <pubDate>Wed, 03 Aug 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2022/Two-simple-actions-can-help-ward-off-identity-thef]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/Attorney-General-Yost-announces-settlement-with-JU]]></guid>
     <title><![CDATA[Attorney General Yost announces settlement with JUUL]]></title>
     <description><![CDATA[Ohio Attorney General Dave Yost and 32 other attorneys general announced a proposed $438.5 million settlement with JUUL Labs stemming from a two-year multistate investigation into the e-cigarette manufacturer&rsquo;s misguided marketing and sales practices.]]></description>
     <pubDate>Wed, 12 Oct 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/Attorney-General-Yost-announces-settlement-with-JU]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/Parents-and-kids-Tips-for-safer-social-media-and-g]]></guid>
     <title><![CDATA[Parents and kids: Tips for safer social media and gaming ]]></title>
     <description><![CDATA[In this second Cybersecurity Awareness Month article, parents and their children can learn how to protect themselves while gaming and when using social media.]]></description>
     <pubDate>Wed, 12 Oct 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/Parents-and-kids-Tips-for-safer-social-media-and-g]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/Seven-simple-steps-to-be-more-secure-in-cyberspace]]></guid>
     <title><![CDATA[Seven simple steps to be more secure in cyberspace]]></title>
     <description><![CDATA[October is Cybersecurity Awareness Month. Follow these seven steps to enhance your security when using online devices.]]></description>
     <pubDate>Wed, 12 Oct 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/Seven-simple-steps-to-be-more-secure-in-cyberspace]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/How-to-handle-scam-text-messages]]></guid>
     <title><![CDATA[How to handle scam text messages]]></title>
     <description><![CDATA[<p>Scammers are increasingly using text messages to imitate legitimate businesses to steal your personal and financial information. Learn how to spot signs of a scam text.&nbsp;</p>
]]></description>
     <pubDate>Wed, 12 Oct 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2022/How-to-handle-scam-text-messages]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/Smart-tips-to-prepare-for-winter]]></guid>
     <title><![CDATA[Smart tips to prepare for winter ]]></title>
     <description><![CDATA[<p>As temperatures fall and energy rates rise, Ohioans may wonder how to keep heating costs low, including where to turn for assistance. Read more about making safe and smart choices when heating your home this winter.</p>
]]></description>
     <pubDate>Thu, 15 Dec 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/Smart-tips-to-prepare-for-winter]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/Tips-to-avoid-scams-when-selling-online]]></guid>
     <title><![CDATA[Tips to avoid scams when selling online]]></title>
     <description><![CDATA[When selling products or services online &ndash; either through popular auction sites or online stores &ndash; scammers may be eager to respond. Learn how to spot a scammer so you don&rsquo;t wind up losing money.]]></description>
     <pubDate>Thu, 15 Dec 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/Tips-to-avoid-scams-when-selling-online]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/AG-Yost-sues-Dollar-General-and-Family-Dollar-over]]></guid>
     <title><![CDATA[AG Yost sues Dollar General and Family Dollar over deceptive pricing ]]></title>
     <description><![CDATA[Ohio Attorney General Dave Yost is taking Dollar General and Family Dollar to court for allegedly advertising goods for one price on shelves and charging a higher price at the register.]]></description>
     <pubDate>Thu, 15 Dec 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/AG-Yost-sues-Dollar-General-and-Family-Dollar-over]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/Need-help-with-immigration-issues-Be-wary-of-scamm]]></guid>
     <title><![CDATA[Need help with immigration issues? Be wary of scammers posing as lawyers]]></title>
     <description><![CDATA[Whether it&rsquo;s &ldquo;notarios&rdquo; who pass themselves off as lawyers or other scammers, predators are always looking to take advantage of immigrants and their community.]]></description>
     <pubDate>Thu, 15 Dec 2022 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2022/Need-help-with-immigration-issues-Be-wary-of-scamm]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Beware-of-romance-scams-this-Valentines-Day]]></guid>
     <title><![CDATA[Beware of romance scams this Valentine’s Day]]></title>
     <description><![CDATA[<p>Valentine&rsquo;s Day can be a time to seek out that special someone, and con artists know it. &ldquo;Sweetheart&rdquo; scammers may spend countless hours chatting with a victim before requesting money for bogus reasons, such as airfare to visit.</p>
]]></description>
     <pubDate>Wed, 08 Feb 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Beware-of-romance-scams-this-Valentines-Day]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Tips-can-help-protect-your-online-privacy]]></guid>
     <title><![CDATA[Tips can help protect your online privacy ]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office commemorated Data Privacy Week last month by educating Ohioans on how to maintain their privacy online. Check out these helpful tips.]]></description>
     <pubDate>Wed, 08 Feb 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Tips-can-help-protect-your-online-privacy]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Choice-in-tax-preparer-requires-care]]></guid>
     <title><![CDATA[ Choice in tax preparer requires care]]></title>
     <description><![CDATA[<p>With tax season approaching, you may be considering hiring a tax preparer. Before you do, though, review this checklist.</p>
]]></description>
     <pubDate>Wed, 08 Feb 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Choice-in-tax-preparer-requires-care]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Consumer-Protection-Up-Close]]></guid>
     <title><![CDATA[ ‘Consumer Protection Up Close']]></title>
     <description><![CDATA[<p>The Ohio Attorney General&rsquo;s Office files dozens of consumer protection cases each year to protect all Ohioans and enforce laws enacted to keep them safe in the marketplace. In this occasional column, we examine a home-improvement lawsuit filed in November 2022.</p>
]]></description>
     <pubDate>Wed, 08 Feb 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2023/Consumer-Protection-Up-Close]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Consumer-Protection-Up-Close]]></guid>
     <title><![CDATA[‘Consumer Protection Up Close’]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office opened more than 500 civil and criminal investigations in 2022. Likewise, it initiated 43 lawsuits for various unfair, deceptive or unconscionable business practices, and obtained 44 judgments and &ldquo;assurances of voluntary compliance&rdquo; that totaled more than $50 million in consumer restitution, civil penalties, costs and other relief for Ohioans. This month, we examine a lawsuit filed in January against a &ldquo;home warranty&rdquo; company by our office.]]></description>
     <pubDate>Mon, 10 Apr 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Consumer-Protection-Up-Close]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Vacation-rental-scams-and-how-to-avoid-them]]></guid>
     <title><![CDATA[Vacation-rental scams and how to avoid them]]></title>
     <description><![CDATA[<p>Before booking a summer vacation, learn how to spot vacation-rental scams. Spend a little time researching your vacation destination in order to avoid losing money and ensure a good time.</p>
]]></description>
     <pubDate>Mon, 10 Apr 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Vacation-rental-scams-and-how-to-avoid-them]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Door-to-door-sales-Know-your-rights]]></guid>
     <title><![CDATA[Door-to-door sales: Know your rights]]></title>
     <description><![CDATA[<p>Ohio&rsquo;s Home Solicitation Sales Act&nbsp;protects consumers from high-pressure door-to-door sales by providing a three-day &ldquo;cooling off&rdquo; period during which a contract can be canceled. Learn more about your rights before that next knock on your front door.</p>
]]></description>
     <pubDate>Mon, 10 Apr 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Door-to-door-sales-Know-your-rights]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Search-engine-results-and-unexpected-costs]]></guid>
     <title><![CDATA[Search-engine results and unexpected costs ]]></title>
     <description><![CDATA[Search engines typically make money through advertising, but scam ads sometimes make their way into search-engine results. Learn how to avoid such ads and protect yourself when searching online.]]></description>
     <pubDate>Mon, 10 Apr 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2023/Search-engine-results-and-unexpected-costs]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Dont-get-scammed-when-moving-to-a-new-home]]></guid>
     <title><![CDATA[Don’t get scammed when moving to a new home]]></title>
     <description><![CDATA[A new home often involves hiring a moving company, but watch out for the red flags of a scam so you don&rsquo;t get defrauded in the process.]]></description>
     <pubDate>Wed, 14 Jun 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Dont-get-scammed-when-moving-to-a-new-home]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Investors-beware-Investment-scams-take-aim-at-your]]></guid>
     <title><![CDATA[Investors, beware: Investment scams take aim at your money]]></title>
     <description><![CDATA[Scammers are always thinking of new ways to lay claim to your hard-earned dollars. As you look into options for making your money grow, be on guard for investment scams, which can take many forms.]]></description>
     <pubDate>Wed, 14 Jun 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Investors-beware-Investment-scams-take-aim-at-your]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Consumer-Protection-Up-Close]]></guid>
     <title><![CDATA[‘Consumer Protection Up Close’]]></title>
     <description><![CDATA[Earlier this year, Ohio Attorney General Dave Yost sued two used-car dealerships and their owners for allegedly rolling back odometers and selling salvaged, rebuilt vehicles without the legally required disclosures. Learn more about how the Consumer Protection Section protects consumers by taking on dealerships that lie to their customers about the status of vehicles.]]></description>
     <pubDate>Wed, 14 Jun 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Consumer-Protection-Up-Close]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Be-aware-of-elder-abuse]]></guid>
     <title><![CDATA[Be aware of elder abuse ]]></title>
     <description><![CDATA[Each June, Attorney General Yost&rsquo;s Elder Abuse Commission commemorates World Elder Abuse Awareness Day by helping to educate older adults and those who support them about the problems related to all forms of financial abuse, neglect and exploitation.]]></description>
     <pubDate>Wed, 14 Jun 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2023/Be-aware-of-elder-abuse]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/New-federal-law-helps-inform-consumers-about-high]]></guid>
     <title><![CDATA[New federal law helps inform consumers about “high-volume” sellers in online marketplaces]]></title>
     <description><![CDATA[Thanks to a new federal law called the INFORM Consumers Act, consumers will see greater transparency when making purchases through online marketplaces.]]></description>
     <pubDate>Thu, 03 Aug 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/New-federal-law-helps-inform-consumers-about-high]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/Travel-safety-tips]]></guid>
     <title><![CDATA[Travel safety tips ]]></title>
     <description><![CDATA[Vacations are an ideal time to rest and relax &ndash; and to explore new locations. Follow these tips to protect your physical safety as well as your personal identification, financial information and digital devices.]]></description>
     <pubDate>Thu, 03 Aug 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/Travel-safety-tips]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/Beware-of-fake-ticket-scams]]></guid>
     <title><![CDATA[Beware of fake ticket scams ]]></title>
     <description><![CDATA[Summer is a popular season for concerts and sporting events, including high-profile attractions that sell out quickly. Don&rsquo;t be tempted by offers that seem too good to be true. Learn to spot the signs of fake ticket scams.]]></description>
     <pubDate>Thu, 03 Aug 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/Beware-of-fake-ticket-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/Consumer-Protection-Up-Close]]></guid>
     <title><![CDATA[‘Consumer Protection Up Close’]]></title>
     <description><![CDATA[Earlier this year, the Ohio Attorney General&rsquo;s Office won a lawsuit filed in 2021 against a northeast Ohio home-improvement contractor and his business, Neil Construction, netting a judgment exceeding $2 million for the state.]]></description>
     <pubDate>Thu, 03 Aug 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2023/Consumer-Protection-Up-Close]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/Beware-of-dark-patterns-on-the-internet]]></guid>
     <title><![CDATA[Beware of “dark patterns” on the internet]]></title>
     <description><![CDATA[Have you ever felt tricked into signing up online for a subscription service or product, then found it difficult to cancel? The culprit might be digital &ldquo;dark pattern,&rdquo; which are designed to manipulate online user behavior.]]></description>
     <pubDate>Thu, 12 Oct 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/Beware-of-dark-patterns-on-the-internet]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/Holiday-shopping-Research-prices-early-and-save-wh]]></guid>
     <title><![CDATA[Holiday shopping: Research prices early, and save when you’re ready to buy]]></title>
     <description><![CDATA[It has become a holiday tradition of sorts to see decorations and special sales popping up in retail stores earlier each year. As the holiday season nears, it makes good sense to learn more about smart shopping.]]></description>
     <pubDate>Thu, 12 Oct 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/Holiday-shopping-Research-prices-early-and-save-wh]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/Consumer-Protection-Up-Close]]></guid>
     <title><![CDATA[‘Consumer Protection Up Close’]]></title>
     <description><![CDATA[In conjunction with state and federal partners, the Ohio Attorney General&rsquo;s Office proactively works to combat illegal robocalls. The most recent such efforts include Operation Stop Scam Calls.]]></description>
     <pubDate>Thu, 12 Oct 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/Consumer-Protection-Up-Close]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/How-to-respond-to-a-data-breach]]></guid>
     <title><![CDATA[How to respond to a data breach]]></title>
     <description><![CDATA[With data breaches becoming increasingly common, many of us have received a notice about our personal information having been compromised. You can learn more about what constitutes a data breach and, more importantly, how to respond to a breach to safeguard your privacy.]]></description>
     <pubDate>Thu, 12 Oct 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2023/How-to-respond-to-a-data-breach]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/Winter-weather-financial-help-in-Ohio]]></guid>
     <title><![CDATA[Winter-weather financial help in Ohio]]></title>
     <description><![CDATA[As winter descends on Ohio, residents may face weather-related challenges, including higher heating bills and other expenses. Read on to learn more about assistance options that could help ease the strain on your budget.<br />
&nbsp;]]></description>
     <pubDate>Thu, 14 Dec 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/Winter-weather-financial-help-in-Ohio]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/Recurring-subscriptions-Time-for-an-assessment]]></guid>
     <title><![CDATA[Recurring subscriptions: Time for an assessment ]]></title>
     <description><![CDATA[The end of one year (and the start of another) is a good time to take stock of your subscriptions with recurring charges. Whether you&rsquo;re paying for streaming services, a coffee-of-the-month club or other subscriptions, you can save money by canceling any you no longer need or use.<br />
&nbsp;]]></description>
     <pubDate>Thu, 14 Dec 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/Recurring-subscriptions-Time-for-an-assessment]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/Scam-trends-Older-vs-younger-victims]]></guid>
     <title><![CDATA[Scam trends: Older vs. younger victims]]></title>
     <description><![CDATA[Scams can and do affect people of all ages. Explore the scams that directly target senior citizens or other audiences, including younger adults and teenagers.<br />
&nbsp;]]></description>
     <pubDate>Thu, 14 Dec 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/Scam-trends-Older-vs-younger-victims]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/AG-Yost-Meta-lawsuit-Company-harmed-young-users]]></guid>
     <title><![CDATA[AG Yost’s Meta lawsuit: Company harmed young users’ mental health to boost profits]]></title>
     <description><![CDATA[Find out how the Ohio Attorney General&rsquo;s Office and the Ohio Legislature are working to ensure a safer environment for Ohio teens on social-media platforms.<br />
&nbsp;]]></description>
     <pubDate>Thu, 14 Dec 2023 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2023/AG-Yost-Meta-lawsuit-Company-harmed-young-users]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/Choosing-the-right-tax-preparer]]></guid>
     <title><![CDATA[Choosing the right tax preparer]]></title>
     <description><![CDATA[With tax season here, the thought of engaging a tax preparer may cross your mind. Before proceeding take a moment to review this checklist.]]></description>
     <pubDate>Thu, 15 Feb 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/Choosing-the-right-tax-preparer]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/Dollar-General-settlement-brings-help-to-Ohioans]]></guid>
     <title><![CDATA[Dollar General settlement brings help to Ohioans]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office finalized an agreement with Dollar General that ensures prices will ring up correctly at the register and also provides funding to food banks and other hunger-relief organizations across Ohio.]]></description>
     <pubDate>Thu, 15 Feb 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/Dollar-General-settlement-brings-help-to-Ohioans]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/The-basics-of-virtual-private-networks-Is-a-VPN-ri]]></guid>
     <title><![CDATA[The basics of virtual private networks: Is a VPN right for me?]]></title>
     <description><![CDATA[Keeping your personal information safe while online is an important aspect of the modern home and workplace. A virtual private network (VPN) is a key tool for enhancing your online security. This article discusses the purpose of VPNs and whether you would benefit from using one.]]></description>
     <pubDate>Thu, 15 Feb 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/The-basics-of-virtual-private-networks-Is-a-VPN-ri]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/Beware-of-job-scams]]></guid>
     <title><![CDATA[Beware of job scams]]></title>
     <description><![CDATA[Many people who are seeking work-from-home opportunities often turn to the internet to find openings. The online realm, however, is rife with job scammers, so do some research before submitting an application. Read on for more information and tips to avoid job scams.]]></description>
     <pubDate>Thu, 15 Feb 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2024/Beware-of-job-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Maximize-your-tax-refund]]></guid>
     <title><![CDATA[Maximize your tax refund]]></title>
     <description><![CDATA[<p>If you&rsquo;re planning to use your tax refund for a major purchase or repair, it&rsquo;s important to carefully explore financing options to ensure responsible spending. The key is maximizing the benefits to enhance your financial stability.</p>
]]></description>
     <pubDate>Thu, 11 Apr 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Maximize-your-tax-refund]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Watch-out-for-home-improvement-scams]]></guid>
     <title><![CDATA[Watch out for home-improvement scams]]></title>
     <description><![CDATA[<p>Spring is a time when many homeowners start thinking about &ndash; and making &ndash; home improvements. Before hiring anyone to work on your home, make research a top priority. You&rsquo;ll protect yourself from potential scams by staying informed and vigilant.</p>
]]></description>
     <pubDate>Thu, 11 Apr 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Watch-out-for-home-improvement-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Beware-of-deepfake-celebrity-endorsement-scams]]></guid>
     <title><![CDATA[Beware of deepfake celebrity-endorsement scams ]]></title>
     <description><![CDATA[<p>Viral videos featuring celebrity endorsements on social media can be deceiving. Many are fabricated using artificial intelligence (AI) technology. Learn to recognize these so-called deepfake videos to safeguard your personal information and finances and to avoid falling victim to such scams.</p>
]]></description>
     <pubDate>Thu, 11 Apr 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Beware-of-deepfake-celebrity-endorsement-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Man-indicted-in-Coshocton-County-for-gift-card-cou]]></guid>
     <title><![CDATA[Man indicted in Coshocton County for gift-card counterfeiting scheme]]></title>
     <description><![CDATA[<p>In January 2024, a grand jury indicted a man on more than 300 felony charges linked to a gift-card counterfeiting operation.</p>
]]></description>
     <pubDate>Thu, 11 Apr 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2024/Man-indicted-in-Coshocton-County-for-gift-card-cou]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Have-credit-card-debt-Beware-of-relief-scams]]></guid>
     <title><![CDATA[Have credit-card debt? Beware of “relief” scams ]]></title>
     <description><![CDATA[If you carry a credit-card balance from month to month, you&rsquo;re already paying extra in finance charges and interest. Debt-relief scams can end up costing you even more.]]></description>
     <pubDate>Thu, 13 Jun 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Have-credit-card-debt-Beware-of-relief-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Summer-fairs-festivals-and-expos-Consumer-precauti]]></guid>
     <title><![CDATA[Summer fairs, festivals and expos: Consumer precautions and protections]]></title>
     <description><![CDATA[It&rsquo;s important to know your rights when signing up for contests or purchasing items at summertime fairs, festivals, expositions and similar events.]]></description>
     <pubDate>Thu, 13 Jun 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Summer-fairs-festivals-and-expos-Consumer-precauti]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Obituary-pirates-target-personal-info-on-deceased]]></guid>
     <title><![CDATA[Obituary “pirates” target personal info on deceased relatives, survivors]]></title>
     <description><![CDATA[Be cautious about the information you include in a loved one&rsquo;s obituary because &ldquo;pirates&rdquo; use personal information posted online to steal identities. Scammers might also exploit information provided on surviving family members.]]></description>
     <pubDate>Thu, 13 Jun 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Obituary-pirates-target-personal-info-on-deceased]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Bonus-News]]></guid>
     <title><![CDATA[Bonus News]]></title>
     <description><![CDATA[<p><strong>OHIO SALES TAX HOLIDAY - GOOD NEWS TO KNOW </strong></p>

<p>This year, the sales-tax holiday will span 10 days &ndash; from <strong>Tuesday July 30 </strong>through<strong> Thursday Aug. 8</strong>. The event permits tax-free online and in-person purchases on all eligible items up to $500 per item. Though traditionally associated with back-to-school purchases, the holiday includes many other items. The few exceptions include boats, automobiles, liquor, tobacco, vapor products and items containing marijuana.</p>
]]></description>
     <pubDate>Thu, 13 Jun 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/Bonus-News]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/An-effort-to-protect-your-money-may-be-a-ruse]]></guid>
     <title><![CDATA[An effort to “protect” your money may be a ruse to steal it]]></title>
     <description><![CDATA[<p>Impostors who claim to have spotted fraud or criminal activity on your bank or investment account can end up emptying your life savings under the guise of &ldquo;protecting&rdquo; your money.</p>

<p>Remember: If you&rsquo;re asked to move your money to protect it, it&rsquo;s likely a scam.</p>
]]></description>
     <pubDate>Thu, 13 Jun 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2024/An-effort-to-protect-your-money-may-be-a-ruse]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/Best-practices-for-avoiding-ticket-scams]]></guid>
     <title><![CDATA[Best practices for avoiding ticket scams]]></title>
     <description><![CDATA[<p>This is the season for concerts, sporting events and outdoor festivals. Be on the lookout for deals too good to be true.</p>
]]></description>
     <pubDate>Wed, 14 Aug 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/Best-practices-for-avoiding-ticket-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/Debt-collection-Know-your-rights]]></guid>
     <title><![CDATA[Debt collection: Know your rights ]]></title>
     <description><![CDATA[If a debt collector contacts you, it&rsquo;s crucial to understand your rights and identify whether the collector is legitimate or a scam artist looking for a victim.]]></description>
     <pubDate>Wed, 14 Aug 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/Debt-collection-Know-your-rights]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/New-AG-publication-offers-social-media-tips-for-pa]]></guid>
     <title><![CDATA[New AG publication offers social media tips for parents ]]></title>
     <description><![CDATA[<p>Are you a parent trying to navigate, monitor or manage your children&rsquo;s use of social media? If so, a new publication by the Ohio Attorney General&rsquo;s Office might be just what you need. Read on for more details.</p>
]]></description>
     <pubDate>Wed, 14 Aug 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/New-AG-publication-offers-social-media-tips-for-pa]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/Protect-yourself-from-phone-text-and-email-scams]]></guid>
     <title><![CDATA[Protect yourself from phone, text and email scams]]></title>
     <description><![CDATA[<p>Impostor scams are on the rise, with fraudsters frequently posing as government agencies, companies or charities. Learn more about a recent impostor scam reported by the Ohio Turnpike and Infrastructure Commission.</p>
]]></description>
     <pubDate>Wed, 14 Aug 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2024/Protect-yourself-from-phone-text-and-email-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Four-steps-to-being-safer-in-cyberspace]]></guid>
     <title><![CDATA[Four steps to being safer in cyberspace]]></title>
     <description><![CDATA[October is Cybersecurity Awareness Month, and Attorney General Dave Yost wants to help Ohioans be safer online. To that end, Yost&rsquo;s office identifies specific areas in which consumers can improve their online security.]]></description>
     <pubDate>Wed, 09 Oct 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Four-steps-to-being-safer-in-cyberspace]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Important-tips-for-planning-holiday-travel]]></guid>
     <title><![CDATA[Important tips for planning holiday travel]]></title>
     <description><![CDATA[If you&rsquo;re planning to travel during the holiday season, we have some tips and considerations regarding flight, hotels and travel insurance.]]></description>
     <pubDate>Wed, 09 Oct 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Important-tips-for-planning-holiday-travel]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Online-shopping-Know-the-seller]]></guid>
     <title><![CDATA[Online shopping: Know the seller]]></title>
     <description><![CDATA[<p>Are you planning to shop online this holiday season? If so, it helps to know what to look for in an online retailer to improve your chances of being a satisfied shopper.</p>
]]></description>
     <pubDate>Wed, 09 Oct 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Online-shopping-Know-the-seller]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Data-breaches-How-consumers-can-respond-to-help-pr]]></guid>
     <title><![CDATA[Data breaches: How consumers can respond to help prevent identity theft]]></title>
     <description><![CDATA[Data breaches at various companies have made the news lately. As consumers, it is important to understand what a data breach is and what it means to have your personal information compromised.]]></description>
     <pubDate>Wed, 09 Oct 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2024/Data-breaches-How-consumers-can-respond-to-help-pr]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Last-minute-holiday-shoppers-Beware-of-scams]]></guid>
     <title><![CDATA[Last-minute holiday shoppers: Beware of scams]]></title>
     <description><![CDATA[Need to buy a last-minute holiday gift? The Ohio Attorney General&rsquo;s Office offers tips for avoiding purchase- and shipping-notification scams.]]></description>
     <pubDate>Wed, 11 Dec 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Last-minute-holiday-shoppers-Beware-of-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Tech-toys-for-kids-raise-privacy-safety-concerns]]></guid>
     <title><![CDATA[Tech toys for kids raise privacy, safety concerns]]></title>
     <description><![CDATA[Tech toys for young people are popular gift options, but they come with privacy and safety concerns. Parents have options, including what data about your child is shared.]]></description>
     <pubDate>Wed, 11 Dec 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Tech-toys-for-kids-raise-privacy-safety-concerns]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Be-careful-where-you-click]]></guid>
     <title><![CDATA[Be careful where you click]]></title>
     <description><![CDATA[Fake QR codes are sometimes used to trick consumers into visiting phony websites to steal personal information and money. To protect yourself, you need to know what to look for when surfing the web.]]></description>
     <pubDate>Wed, 11 Dec 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Be-careful-where-you-click]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Stay-social-without-being-scammed]]></guid>
     <title><![CDATA[Stay social without being scammed ]]></title>
     <description><![CDATA[Many scammers are using social media to take advantage of consumers. You can fight back &ndash; and avoid falling prey to bad actors &ndash; by learning how to spot social-media scams.]]></description>
     <pubDate>Wed, 11 Dec 2024 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2024/Stay-social-without-being-scammed]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/Due-diligence-during-tax-season]]></guid>
     <title><![CDATA[Due diligence during tax season]]></title>
     <description><![CDATA[Are you ready to tackle your 2024 tax return? We offer some pre-filing guidance.]]></description>
     <pubDate>Wed, 12 Feb 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/Due-diligence-during-tax-season]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/Focus-on-data-privacy]]></guid>
     <title><![CDATA[Focus on data privacy]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office (AGO) recognized Data Privacy Week in late January by sharing tips for keeping your data safe and secure.<br />
&nbsp;]]></description>
     <pubDate>Wed, 12 Feb 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/Focus-on-data-privacy]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/Valentine-s-Day-romance-scams]]></guid>
     <title><![CDATA[Valentine’s Day romance scams]]></title>
     <description><![CDATA[If Valentine&rsquo;s Day has you motivated to meet someone special, be careful of con artists. Bad actors may try to romance you into a fake financial investment.<br />
&nbsp;]]></description>
     <pubDate>Wed, 12 Feb 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/Valentine-s-Day-romance-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/2024-Consumer-Protection-overview]]></guid>
     <title><![CDATA[2024 Consumer Protection overview]]></title>
     <description><![CDATA[Consumers who feel that a business has treated them unfairly can file a complaint with the Consumer Protection Section&rsquo;s complaint unit. Our office provides informal dispute resolution.]]></description>
     <pubDate>Wed, 12 Feb 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2025/2024-Consumer-Protection-overview]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/Watch-out-for-weather-related-scams]]></guid>
     <title><![CDATA[Watch out for weather-related scams]]></title>
     <description><![CDATA[Learn how to protect yourself against home repair scams when recovering from a storm, tornado, flood or other natural disaster.]]></description>
     <pubDate>Wed, 09 Apr 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/Watch-out-for-weather-related-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/The-psychology-of-a-scam]]></guid>
     <title><![CDATA[The psychology of a scam]]></title>
     <description><![CDATA[Do you ever wonder how and why people get scammed? This article explores some of the tactics scammers use to convince consumers that what they are &ldquo;selling&rdquo; is real.]]></description>
     <pubDate>Wed, 09 Apr 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/The-psychology-of-a-scam]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/Things-to-consider-when-purchasing-a-vehicle]]></guid>
     <title><![CDATA[Things to consider when purchasing a vehicle]]></title>
     <description><![CDATA[Before purchasing a vehicle, you should consider your budget, the dealership&rsquo;s reputation, any included warranties and what to do if something goes wrong.]]></description>
     <pubDate>Wed, 09 Apr 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/Things-to-consider-when-purchasing-a-vehicle]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/Tips-for-researching-a-business-dealing-with-poten]]></guid>
     <title><![CDATA[Tips for researching a business, dealing with potential problems]]></title>
     <description><![CDATA[There are ample resources to help you both research companies before buying a vehicle and know what to do if you have a dispute with a business.]]></description>
     <pubDate>Wed, 09 Apr 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/Tips-for-researching-a-business-dealing-with-poten]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/BONUS-TIP-YOU-CAN-USE]]></guid>
     <title><![CDATA[BONUS TIP YOU CAN USE ]]></title>
     <description><![CDATA[<em>For more consumer protection resources, visit <a href="http://www.OhioProtects.org">www.OhioProtects.org</a>.</em><br />
&nbsp;]]></description>
     <pubDate>Wed, 09 Apr 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2025/BONUS-TIP-YOU-CAN-USE]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Can-you-spot-the-signs-of-financial-abuse-against]]></guid>
     <title><![CDATA[Can you spot the signs of financial abuse against older adults?]]></title>
     <description><![CDATA[June 15 is Elder Abuse Awareness Day. It is important to be able to recognize the warning signs of financial abuse that targets older adults.]]></description>
     <pubDate>Wed, 11 Jun 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Can-you-spot-the-signs-of-financial-abuse-against]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Cryptocurrency-fraud-What-to-do-after-a-financial]]></guid>
     <title><![CDATA[Cryptocurrency fraud: What to do after a financial loss]]></title>
     <description><![CDATA[Now more than ever, scammers are using cryptocurrency to steal money from unwitting consumers. If you become a victim, you should know what actions to take.]]></description>
     <pubDate>Wed, 11 Jun 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Cryptocurrency-fraud-What-to-do-after-a-financial]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Keep-your-guard-up-for-phony-government-licenses-a]]></guid>
     <title><![CDATA[Keep your guard up for phony government licenses and credentials]]></title>
     <description><![CDATA[Impostors are creating phony licenses, credentials and seals to assume the role of legitimate professionals. There are ways to validate a licensed professional.]]></description>
     <pubDate>Wed, 11 Jun 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Keep-your-guard-up-for-phony-government-licenses-a]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Artificial-intelligence-is-being-used-in-consumer]]></guid>
     <title><![CDATA[Artificial intelligence is being used in consumer scams]]></title>
     <description><![CDATA[AI is changing our world, sometimes making things seem more convincing than ever. Consumers should be aware of how scammers are using AI.]]></description>
     <pubDate>Wed, 11 Jun 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/Artificial-intelligence-is-being-used-in-consumer]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/OHIO-SALES-TAX-HOLIDAY-GOOD-NEWS-TO-KNOW]]></guid>
     <title><![CDATA[OHIO SALES TAX HOLIDAY – GOOD NEWS TO KNOW]]></title>
     <description><![CDATA[<p>This year, the sales-tax holiday will last 14 days &ndash; from&nbsp;<strong>Friday Aug. 1 through Thursday Aug. 14</strong>. The event permits tax-free purchases online and in person on all eligible items totaling up to $500 per item.</p>

<p>For questions about the Ohio Sales Tax Holiday, call the Department of Taxation at 1-888-405-4039.</p>
]]></description>
     <pubDate>Wed, 11 Jun 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/OHIO-SALES-TAX-HOLIDAY-GOOD-NEWS-TO-KNOW]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/BONUS-TIP-YOU-CAN-USE]]></guid>
     <title><![CDATA[BONUS TIP YOU CAN USE: ]]></title>
     <description><![CDATA[If you are turning to social media to resolve an issue with a business, proceed cautiously. According to an alert from the Better Business Bureau, scammers are known to respond to such public requests for help by creating phony accounts and contacting consumers posing as the business to try to steal personal and financial information. Check out all the details, including tips to avoid this type of impostor scam, by <a href="https://www.bbb.org/article/news-releases/31443-bbb-scam-alert-think-twice-before-you-message-fake-customer-service-accounts-are-targeting-social-media-users">reviewing this alert.</a><br />
&nbsp;]]></description>
     <pubDate>Tue, 10 Jun 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/June-2025/BONUS-TIP-YOU-CAN-USE]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Know-your-rights-FTC-s-rule-on-unfair-or-deceptive]]></guid>
     <title><![CDATA[Know your rights: FTC’s rule on unfair or deceptive fees]]></title>
     <description><![CDATA[Figuring out the final price of a concert ticket or hotel stay just got easier. The Federal Trade Commission&rsquo;s new rule on unfair or deceptive fees requires businesses to provide &ldquo;all-in&rdquo; pricing upfront for both.<br />
&nbsp;]]></description>
     <pubDate>Wed, 13 Aug 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Know-your-rights-FTC-s-rule-on-unfair-or-deceptive]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Scammers-invading-Ohioans-smartphones-via-text-mes]]></guid>
     <title><![CDATA[Scammers invading Ohioans’ smartphones via text messages]]></title>
     <description><![CDATA[Are you receiving junk and fake text messages on your cellphone? You&rsquo;re not alone. It&rsquo;s important to know how to protect yourself from losing money or revealing personal information to a scammer.<br />
&nbsp;]]></description>
     <pubDate>Wed, 13 Aug 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Scammers-invading-Ohioans-smartphones-via-text-mes]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Motor-vehicle-related-scams-pose-pitfall]]></guid>
     <title><![CDATA[Motor vehicle-related scams pose pitfall]]></title>
     <description><![CDATA[Motor vehicles are among the priciest products people buy in a lifetime. They&rsquo;re also the focus of the most consumer complaints filed with the Ohio Attorney General&rsquo;s Office. Learn how to be a wise shopper before seeking your next used car or truck.<br />
&nbsp;]]></description>
     <pubDate>Wed, 13 Aug 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Motor-vehicle-related-scams-pose-pitfall]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Parental-controls-are-key-to-keeping-children-safe]]></guid>
     <title><![CDATA[Parental controls are key to keeping children safer online]]></title>
     <description><![CDATA[Electronic devices are a must for modern-day communication. Parental controls are a must for keeping your kids safe on those devices.]]></description>
     <pubDate>Wed, 13 Aug 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/August-2025/Parental-controls-are-key-to-keeping-children-safe]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Passphrases-passkeys-and-password-managers-enhance]]></guid>
     <title><![CDATA[Passphrases, passkeys and password managers enhance cybersecurity ]]></title>
     <description><![CDATA[A core focus of Cybersecurity Awareness Month is creating secure passwords. That makes October an ideal time to learn the difference between passwords and passphrases, explore how password managers can simplify your security, and discover the benefits of passkeys.<br />
&nbsp;]]></description>
     <pubDate>Wed, 08 Oct 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Passphrases-passkeys-and-password-managers-enhance]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Account-takeovers-pose-a-growing-threat]]></guid>
     <title><![CDATA[‘Account takeovers’ pose a growing threat]]></title>
     <description><![CDATA[Did you know that criminals can gain full control over your bank accounts, credit cards and social media through &ldquo;account takeovers.&rdquo; It&rsquo;s important to learn how to protect yourself.<br />
&nbsp;]]></description>
     <pubDate>Wed, 08 Oct 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Account-takeovers-pose-a-growing-threat]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Buying-a-new-car-or-truck-Pre-purchase-tips-consum]]></guid>
     <title><![CDATA[Buying a new car or truck? Pre-purchase tips, consumer laws are here for you]]></title>
     <description><![CDATA[Consumers want peace of mind when buying a new vehicle, a purchase that typically comes with a manufacturer&rsquo;s warranty and protection through Ohio&rsquo;s Lemon Law. Understanding the laws in place to protect your next vehicle purchase is crucial. The Attorney General&rsquo;s Office also offers some pre-purchase tips.]]></description>
     <pubDate>Wed, 08 Oct 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Buying-a-new-car-or-truck-Pre-purchase-tips-consum]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Job-hunters-Beware-of-opportunities-that-seem-too]]></guid>
     <title><![CDATA[Job hunters: Beware of opportunities that seem too good to be true ]]></title>
     <description><![CDATA[If you are currently unemployed or looking to change jobs, be on the lookout for job scams, which can cost you money and personal information &ndash; and leave you without a job.<br />
&nbsp;]]></description>
     <pubDate>Wed, 08 Oct 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/October-2025/Job-hunters-Beware-of-opportunities-that-seem-too]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Learn-the-benefits-of-filing-your-taxes-early]]></guid>
     <title><![CDATA[Learn the benefits of filing your taxes early]]></title>
     <description><![CDATA[Filing your taxes early can save you time, reduce your stress and even put money back in your pocket. &nbsp;]]></description>
     <pubDate>Thu, 12 Feb 2026 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Learn-the-benefits-of-filing-your-taxes-early]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Beware-of-Valentine-s-Day-romance-scams]]></guid>
     <title><![CDATA[Beware of Valentine’s Day romance scams]]></title>
     <description><![CDATA[Looking for love this Valentine&rsquo;s Day? Watch out for romance scams targeting hopeful hearts.]]></description>
     <pubDate>Thu, 12 Feb 2026 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Beware-of-Valentine-s-Day-romance-scams]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Ohio-law-provides-protections-for-gym-memberships]]></guid>
     <title><![CDATA[Ohio law provides protections for gym memberships]]></title>
     <description><![CDATA[Did you join a gym to kick off the new year? Ohio law includes important safeguards that all consumers should know about.]]></description>
     <pubDate>Thu, 12 Feb 2026 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Ohio-law-provides-protections-for-gym-memberships]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Basics-about-the-national-Do-Not-Call-Registry]]></guid>
     <title><![CDATA[Basics about the national Do Not Call Registry]]></title>
     <description><![CDATA[Did you know that the Do Not Call Registry &ndash; originally launched in 2003 &ndash; is still active? Learn how it works and why your phone might still ring.]]></description>
     <pubDate>Thu, 12 Feb 2026 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/February-2026/Basics-about-the-national-Do-Not-Call-Registry]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/Data-Privacy-Week-An-ideal-time-to-review-your-dat]]></guid>
     <title><![CDATA[Data Privacy Week: An ideal time to review your data status]]></title>
     <description><![CDATA[Your personal data is valuable. Are you sharing more information online than you realize? Data Privacy Week is Jan. 27-31, a perfect occasion to check the privacy settings on your online accounts to make sure you&rsquo;re not over-sharing.]]></description>
     <pubDate>Wed, 10 Dec 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/Data-Privacy-Week-An-ideal-time-to-review-your-dat]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/How-best-to-protect-your-children-from-identity-th]]></guid>
     <title><![CDATA[How best to protect your children from identity theft?]]></title>
     <description><![CDATA[Protecting children from identity theft might seem daunting, but there&rsquo;s one relatively simple solution: Freeze their credit reports. It&rsquo;s important to learn the ins and outs of this process.&nbsp;]]></description>
     <pubDate>Wed, 10 Dec 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/How-best-to-protect-your-children-from-identity-th]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/Smart-holiday-shopping-is-the-best-kind]]></guid>
     <title><![CDATA[Smart holiday shopping is the best kind ]]></title>
     <description><![CDATA[The Ohio Attorney General&rsquo;s Office offers tips for smart shopping this holiday season.&nbsp;]]></description>
     <pubDate>Wed, 10 Dec 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/Smart-holiday-shopping-is-the-best-kind]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/Beware-of-AI-generated-customer-reviews]]></guid>
     <title><![CDATA[Beware of AI-generated customer reviews ]]></title>
     <description><![CDATA[More and more, businesses and organizations are communicating via artificial intelligence. The wise consumer learns how to recognize AI-generated customer reviews.&nbsp;]]></description>
     <pubDate>Wed, 10 Dec 2025 00:00:00 GMT</pubDate>
     <link><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/December-2025/Beware-of-AI-generated-customer-reviews]]></link>     
</item><item>
     <guid isPermaLink="true"><![CDATA[https://www.ohioattorneygeneral.gov/Media/Newsletters/Consumer-Advocate/April-2026/Buy-now-pay-later-services-may-not-be-what-they-se]]></guid>
     <title><![CDATA[‘Buy now, pay later’ services may not be what they seem]]></title>
     <description><![CDATA[When finalizing an online purchase, have you seen options that allow you to buy now and pay later? It&rsquo;s important to research these services so you aren&rsquo;t surprised by extra fees or unexpected terms and conditions.<br />
&nbsp;]]></description>
     <pubDate>Wed, 08 Apr 2026 00:00:00 GMT</pubDate>
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